Credit Card Perks – Do You Know All The Perks and Rewards of Your Card?

Featured Complimentary Rewards Card

The Citibank Clear Platinum Card is a unique breed of platinum card which comes with a range of complimentary rewards including international travel insurance, purchase cover and extended warranty. This card also comes with a Personal 24 Hour Concierge Service.

• $99 annual fee
• 11.99% p.a. on purchases
• 2.9% p.a. for 12 months on balance transfers
• Cash Advance Rate of 21.74% p.a.
• 55 days interest free
• Minimum Income Requirement of $35,000 p.a.
• Minimum income requirement of $50,000 p.a

Read the Citibank Clear Platinum Card terms and conditions.

Almost everyone pays attention to credit card rewards when they first sign up for a card. It is what draws us in and we all tend to use those rewards at first. But after we have had a card for a long time we sometimes forget about other perks that are available.

Most cards, even low interest cards, carry some additional rewards for their customers. Not using them is a lot like throwing money away, so you should check and see if you have been missing out on some valuable credit card rewards.

Common credit card rewards:

• Free Purchase Cover – Free purchase cover is basically insurance on your purchases. Depending on the terms and conditions of your card they can cover the personal items you have purchased from theft, loss, or vandalism. You may be eligible for free repairs, replacements, or financial compensation.
• Extended Warranties – Some credit card rewards offer extended warranty protection for up to 12 months after you have purchased a product. This is good to know because many products offer an extended warranty that you pay for, you could be paying for something that you already have for free. These warranties are in addition to manufacturers warranties.
• Free International Travel Insurance – Whenever you travel internationally you should check to see if your card has this credit card reward. Sometimes it is even offered on so-called non rewards cards. If you use your card to book the trip and you have to cancel for a covered reason you might be able to be reimbursed for any charges for the trip that you made with the card.

Credit card rewards are only valuable if you use them. You earn them by paying your bills on time and giving the credit card company your business so you should make sure that you take full advantage of whatever they offer. You might think that once the introductory perks are over that the only real value of using your credit card is for convenience, but that is simply not the case. Some of the credit card rewards listed above can be even more valuable then those introductory offers. Even more valuable is the fact that they are usually good indefinitely, so even your oldest credit card can still give you a little something back for being a good customer.

Check out today's featured offers:

Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum	Westpac Low Rate
2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%
	American Express Qantas Discovery Card	Earn Qantas Frequent Flyer points, plus take advantage of the no annual fee offer.	20.74%		$0	20.74%