Credit Card Offers For Single Parents

Credit Cards for Single Parents

Finding the best credit card offer is not always about choosing the one with the lowest interest rates. There are some other considerations to think about before you choose a card for you.

Featured Low Interest Rate Credit Card

The Suncorp Clear Options Standard credit card offers a low interest rate on purchases, balance transfers, and also has the benefit of a low on-going annual fee. This is a great credit card to consider if you are looking to consolidate your existing credit cards in to one low interest rate card.

• $27 (Usually $55) annual fee
• 12.74% p.a. on purchases
• Cash Advance Rate of 21.99% p.a.
• 0 days interest free
• Minimum Income Requirement of $25,000 p.a.

Read the Suncorp Clear Options Standard Visa Card terms and conditions.

Interest Free Days Credit Cards

Your own spending patterns need to be a primary consideration in your decision. If you’re the type of person who always repays the balance of your credit card every month, then you should look for a card that offers you up to 55 days interest free on your purchases. As long as you clear the balance before the interest free days expire, you won’t be charged any interest at all.

Balance Transfer Credit Cards

However, if you’re struggling to repay the balances from your existing credit cards then it’s important to search for the best credit card offer on balance transfers you can find to reduce the amount of interest you’re paying.

While there are some lenders offering rates as low as an introductory 0% on balance transfer amounts, it’s important to look closely at any other fees and charges that could be charged to your account.

These include balance transfer fees, the different interest rates charged for purchases and cash advances and annual fees. In fact, once the introductory rate ends, you could find that the interest rate on your entire balance changes to a much higher rate.

Credit Card Fees

Compare the fees you may be charged on your account before you decide on the best credit card offer to suit you. The types of fees you might incur are annual fees, and cash withdrawal fees.

If you know you’re likely to withdraw cash from your credit card balance, then be aware that you might be charged a fee of up to 2% of the transaction amount. You may also be charged at very different interest rates for cash advance amounts.

Wherever possible, look for credit cards that offer one low fee or a zero annual fee to help keep your fees and costs to the absolute minimum.

Low fee credit card

One of the best low fee cards in Australia has been rated 5-stars by Canstar Cannex. The St.George Vertigo MasterCard is also the cheapest credit card in the country right now if you take everything into account:

• You pay a low $55 annual fee.
• If you apply now you get 13.24% p.a. on purchases.
• You’ll also benefit from the very low 0.99% p.a. for 12 months on balance transfers.
• Get a host of other benefits and features.

No fee card

The Bankwest Zero Platinum MasterCard will give you heaps of Platinum card benefits with a zero fee.

• Enjoy savings with a $0 annual fee.
• Get a reasonable 1% p.a. for 6 months (reverts to 17.99% p.a.) on purchases.
• Right now you can enjoy 4.99% p.a. for 12 months on balance transfers.
• More benefits and features.

If you’re still searching for the best credit card offer to suit your needs, take a little time to compare the options available and make sure you choose the right card to suit your own personal financial needs.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%