Compare credit cards with Android Pay and discover the convenience of paying with secure and contactless mobile payments at the checkout.
Google launched its Android Pay service in Australia in July 2016, following the earlier launches of Apple Pay and Samsung Pay. These contactless payment services allow you to use your phone (or other compatible device) to make tap-and-go purchases at the checkout.
Compare credit cards with Android Pay
Android Pay can be used with selected Visa, MasterCard and American Express credit cards from participating financial institutions, including ANZ, American Express, Bendigo Bank and Macquarie Bank. As Android Pay continues to grow and add partners, you can check back here for updates, or refer to your bank’s website for specific information on eligible cards.
Credit Cards with Android Pay
Rates last updated September 23rd, 2016.
- ANZ Platinum Credit Card - Exclusive Offer
Exclusive $200 back when you spend $500 on eligible purchases within the first 3 months
August 31st, 2016
- ANZ Platinum Credit Card
New balance transfer offer of 0% p.a. for 18 months plus annual fee waiver in the first year.
August 31st, 2016
- American Express Platinum Business Card
The 100,000 Membership Reward Points offer has been extended until 3 October 2016.
September 1st, 2016
How does Android Pay work?
Android Pay uses the NFC (Near Field Communication) chips found in many Android smartphones to allow cardholders to make payments directly from their phone. Instead of getting out your wallet and credit card, you simply unlock your phone and tap it on contactless terminals. If your card is connected to a loyalty program, any eligible purchases you make with Android Pay will automatically earn points for your rewards account. You can also use Android Pay to make payments online.
Android Pay currently works with contactless MasterCard, Visa and American Express credit and debit cards. However, Google is also looking to integrate it with EFTPOS, which could broaden the types of accounts you could use with Android Pay.
Which banks support Android Pay?
Android Pay initially launched with 28 bank partners in Australia and has continued to add partners since then. The table below outlines the participating banks and financial institutions.
|Banks with Android Pay|
|ANZ (Visa, Amex, MasterCard Credit/ Debit cards)||First Option||Police Bank|
|American Express (Cards issued by Amex)||Goulburn Murray Co-Op||QT Mutual|
|Bank Australia||Holiday Coast Credit Union||Queenslanders Credit Union|
|Bank Of Sydney||Horizon Credit Union||The Rock|
|Bendigo Bank (Visa/ MC, Credit/ Debit)||Illawarra Credit Union||Select ENCOMPASS Credit Union|
|Beyond Bank Australia||ING DIRECT||South West Slopes Credit Union|
|Big Sky Building Society Limited||Intech||Sydney CU|
|CAPE Credit Union Limited||Laboratories Credit Union Limited||Teachers Mutual Bank|
|Catalyst Money||Macquarie (Visa / MC, Credit / Debit)||The Mac|
|Central West Credit Union||Maritime, Mining & Power Credit Union||WAW Credit Union|
|Community First Credit Union||MyState Bank||Woolworths Employees’ CU|
|Credit Union Australia||Northern Beaches||Wyong Shire Credit Union|
|Defence Bank||Northern Inland|
|EECU Ltd||People’s Choice Credit Union|
Is Android Pay safe to use?
Android Pay uses the same technology as contactless credit cards and is just as secure at the checkout. In fact, Android Pay could be considered more secure as it doesn’t send your credit or debit card number with your payment. Instead, it uses an encrypted virtual account number to represent your account details. This means that your card details aren’t stored on your phone or on the Android Pay app.
If you do suspect any suspicious activity on your account, you can also use the Android Pay app to track your transaction history. With the merchant’s name and number, you can monitor and flag suspicious activity.
If your card is lost or stolen, you can also use Android Device Manager to instantly lock your phone from anywhere, secure it with a new password or wipe it clean of your personal information. These features prevent anyone from using your phone for contactless payments.Back to top