Frequent Flyer Credit Cards with Bonus Frequent Flyer Points for New Customers

Information verified correct on September 27th, 2016
Bonus points for new Card applications

Take advantage of Frequent Flyer credit cards with bonus frequent flyer points so you can get the rewards you want sooner

Bonus frequent flyer points on signup are a great way for new cardholders to earn points from the get go. The key here is to read the terms and conditions before committing to anything, as there are often conditions in place on how you can earn these bonus points. Bonus point offers can require a minimum spend amount before receiving the points, some need you to apply by a certain date, whereas others may request a combination of these terms.


Which credit cards offers bonus frequent flyer points for new applicants?

These credit cards award you a certain amount of bonus frequent flyer points after you’ve signed up and been approved for the eligible credit card. It’s important to note that to qualify for the bonus frequent flyer points, there is usually a set of terms and conditions that you’ll need to follow.

ANZ Frequent Flyer Black

Qantas Frequent Flyer Credit Card

Earn Qantas Points with the ANZ Frequent Flyer Black Card.

  • $425 p.a. annual fee
  • 19.99% p.a. on purchases
  • Cash Advance Rate of 21.49% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $75,000 p.a.

Frequent Flyer Credit Cards with Bonus Points

Rates last updated September 27th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Citi Qantas Signature Credit Card
Earn up to 70,000 bonus Qantas Points on eligible spend, plus enjoy a 0% p.a. for 6 months offer on balance transfers.
20.99% p.a. 0% p.a. for 6 months $99 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
Receive 60,000 bonus Qantas Points on eligible spend within 3 months. Enjoy access to premium benefits and complimentary insurance.
19.99% p.a. $199 p.a. Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points when you meet the minimum spend requirement. Enjoy 0% p.a. for 12 months on balance transfers and receive a complimentary Virgin Australia domestic economy return flight every year.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $195 p.a. Go to site More info
American Express Velocity Escape Card
Enjoy 7,500 bonus Velocity Points when you meet the minimum spend requirement and earn up to 2 points for every $1 you spend, together with a $0 annual fee.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
ANZ Rewards Black Credit Card
Earn 75,000 Reward Points after your first eligible purchase within the first three months. Up to 3 reward points per dollar spent and unlimited access to airport lounges with complimentary travel insurance.
18.79% p.a. $375 p.a. Go to site More info
NAB Qantas Rewards Premium Card
Get 20,000 bonus Qantas Points plus enjoy a low promotional offer of 0% p.a. for 15 months on purchases and balance transfers.
0% p.a. for 15 months (reverts to 19.99% p.a.) 0% p.a. for 15 months with a one off 2% balance transfer fee $250 p.a. Go to site More info
Coles Platinum No Annual Fee MasterCard
Receive 10,000 bonus points on sign-up and enjoy a low balance transfer offer, no annual fee ever with 24/7 platinum concierge service.
19.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 30k Bonus Points offer
Earn 10,000 bonus Velocity Points upon your first purchase and additional 10,000 Points when you spend $3,000 in the first 3 months.
20.74% p.a. 0% p.a. for 6 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
ANZ Frequent Flyer Platinum
Earn up to 1.5 Qantas Frequent Flyer points per $1 spent on purchases. Plus 50,000 Qantas Points after your first eligible purchase is made within 3 months of card approval.
19.99% p.a. $295 p.a. Go to site More info
ANZ Frequent Flyer
Get 25,000 Qantas Points after you make an eligible purchase within the first 3 months.
19.99% p.a. $95 p.a. Go to site More info
American Express Qantas Discovery Card
Earn up to 7,500 bonus points on this no annual fee credit card.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
ANZ Rewards Platinum
Receive 50,000 bonus Reward Points after your first eligible purchase is made within 3 months of card approval and earn up 2 Reward Points for every dollar spent on purchases.
18.79% p.a. $95 p.a. Go to site More info
ANZ Frequent Flyer Black
Earn up to 75,000 bonus Qantas Points after you make your first eligible purchase within 3 months of card approval plus earn 1.5 points per $1 spent. Easier payments with Apple Pay.
19.99% p.a. $425 p.a. Go to site More info
American Express Qantas Premium Card
Earn as much as 30,000 bonus Qantas Points when you meet the minimum spend requirement. Enjoy frequent flyer benefits including uncapped Qantas Points per $1 spent, complimentary travel insurance and Qantas Club lounge invitations.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
Enjoy a reduced annual fee on the first year, 0% p.a. for 24 months balance transfer offer, Citi Reward Points on eligible spend, plus a complimentary travel insurance.
20.99% p.a. 0% p.a. for 24 months with 1.5% balance transfer fee $199 p.a. annual fee for the first year ($249 p.a. thereafter) Go to site More info
Citi Rewards Credit Card - Signature
Receive 75,000 bonus Reward Points on eligible spend. A range of complimentary insurances.
20.99% p.a. 0% p.a. for 6 months $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
NAB Velocity Rewards Card
This card offers a 10,000 bonus Velocity Points plus a low interest rate of 0% p.a. on purchases and balance transfers for 15 months.
0% p.a. for 15 months (reverts to 19.99% p.a.) 0% p.a. for 15 months with a one off 2% balance transfer fee $95 p.a. Go to site More info
American Express Velocity Platinum Card
Enjoy up to 50,000 bonus Velocity Points when you meet the minimum required spend and earn up to 3 rewards points per dollar spent. Also receive a complimentary return flight every year.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $349 p.a. Go to site More info
American Express Explorer Credit Card
Receive 100,000 Membership Rewards Bonus Points on eligible spend within the first 2 months of Card Membership. Also enjoy a $400 travel voucher and two complimentary airline passes per year.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $395 p.a. Go to site More info
American Express Qantas Ultimate Card
Enjoy 50,000 bonus Qantas Points when you meet the minimum spend requirement and earn up to 3 Qantas Points for every $1 spent. Also enjoy a complimentary return flight every year.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
ANZ Rewards Credit Card
Get 25,000 bonus Reward Points after your first eligible purchase is made within 3 months of card approval and earn 1.5 points per dollar spent.
18.79% p.a. $80 p.a. Go to site More info
American Express Platinum Card
Receive 80,000 Membership Rewards Bonus Points when you meet the minimum spend requirement and earn up to 3 points per dollar spent. Gain access to travel insurance, $300 Platinum Travel Credit every year and access to 800 VIP airport lounges.
$1,200 p.a. Go to site More info
David Jones American Express
Receive 30,000 Membership Rewards points and earn up to 3 Rewards points for every dollar spent on everyday item and access exclusive in-store benefits to David Jones cardholders.
20.74% p.a. $99 p.a. Go to site More info
American Express Gold Business Card
Apply online to receive 10,000 Membership Rewards Bonus Points. Keep track of your business expenses with a dedicated business credit card.
$169 p.a. Go to site More info
American Express Platinum Business Card
Provides easy tracking and management of business expenses. Also earn Earn 100,000 bonus points.
$1,500 p.a. Go to site More info
Coles No Annual Fee MasterCard
Earn 10,000 bonus points, 1 flybuys point per $2 spent and enjoy no annual fee for the life of the card.
19.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
Citi Prestige Card
Receive 70,000 bonus points on your first spend and a low interest rate on balance transfers.
20.99% p.a. 0% p.a. for 6 months $700 p.a. Go to site More info

What are the types of the credit cards that offer bonus frequent flyer points?

  • Reward credit cards. This type of card lets you earn points while you spend, and awards you with benefits such as free flights, gifts, cash backs and other rewards. Be mindful that some of these cards carry a high annual fee, so make sure to maximise the value of your points to counteract the cost of the card. Reward credit card providers offer bonus points on sign up as an incentive for you to apply.
  • Platinum and Black credit cards. These high tier credit cards provide many benefits to their owners for a very high annual fee. Income requirements for these types of cards are usually higher when compared to standard credit cards, but the signup bonus points can help sweeten the deal.

How does a credit card with bonus frequent flyer points for new applicants work?

post it note
These offers are usually available to new and approved applicants who apply for an eligible credit card by a certain date. These bonus offers usually cannot be combined with other offers such as packages, promotions or when you close an existing credit card from the same provider.

The bonus frequent flyer points generally offer only applies once for every approved account that links to the credit card. Some terms and conditions state you need to apply before a certain date as well, so always remember to read these before applying.

In most cases, to receive your bonus points you must activate your credit card and make your first eligible purchase – which normally excludes things like balance transfers and premiums for the insurance attached with that credit card. Again, the terms and conditions could set a time limit as to when you need to make this first purchase by, but it’s usually around 90 days.

If you’ve met all of the terms and conditions for your bonus points, then the points are normally credited into your frequent flyer account within three months of your first eligible purchase. If you transfer or cancel your credit card before the points are processed into your account, then you may not be eligible for them anymore. Your credit card provider is usually not responsible for any loss to your points.


How to compare credit cards that provide points for new applications

  • How many bonus frequent flyer points are offered? There are a number of generous offers in the Australian market, with some credit card providers offering bonus points up to the value of a $50 Myer gift card on signup.
  • What is the value of the points? Different cards have different rewards programs. Points in one program may not have the same value as points from another, so 10,000 bonus Qantas Points may not get you the same value of rewards as 10,000 bonus American Express MR Points. Research will help you compare these values.
  • What’s the interest rate? This determines what your interest repayments will be, so it’s important to find an interest rate that is affordable within your budget. It’s worthwhile to only make purchases that you know you can pay back within the interest-free period, and carry no balance from one month to the other.
  • Is there an annual fee? This will offset some of the benefits and rewards that you earn with your reward points, so it may be worthwhile to ensure that your annual fee isn’t too high.
  • Balance transfer offer. Some of these credit cards also have a balance transfer offer attached to them, so if you currently owe a balance, then you may want to consider completing a balance transfer and earn bonus points in the process. However, it’s important to know that since you’re completing a balance transfer, spending more on your credit card to receive the bonus points could defeat the purpose of the balance transfer in the first place, as your primary goal is to pay off the debt first.

What are the advantages and disadvantages of bonus frequent flyer points?

Pros

  • Bonus frequent flyer points and rewards. Getting bonus points for minimal effort is always a benefit, especially if the points you earn can get you a voucher that offsets part of your annual fee. Frequent flyer points are also a great way to upgrade your flights when travelling.

Cons

  • High annual fee. Most rewards and high-level credit cards come with a high annual fee to facilitate all of the features they may come with. However, if you know your spending patterns will help you get more back in rewards, then the annual fee may not matter. Be mindful that some points are capped or expire.

Things to avoid with credit cards that offer bonus points

  • Ignoring terms and conditions. Be mindful that these cards have terms and conditions as to how you earn those bonus points. This usually involves having your application approved by a certain time, a minimum spend and no cash advances.
  • Applying for a card just because of the bonus points. Signing up for a card simply to get bonus points can cost you unnecessarily in annual fees. You’ll also have another credit card in your wallet to tempt you. Also, ensure the bonus points aren’t hiding the fact that the card has an overly high interest rate or is missing features you use regularly.

FAQs

Where can I compare Velocity rewards credit cards?

Where can I compare Qantas rewards cards?

You can compare our Qantas Points reward credit cards on this page.

Where can I see all the rewards credit cards that award bonus points?


Want to earn even more points?

Shirley Liu

Shirley is a personal finance journalist for finder.com.au. She is passionate about educating readers about home loans and helping users navigate the area to find the best deal for their financial situation.

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Credit Cards Comparison

Rates last updated September 27th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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