Frequent Flyer Credit Cards with Bonus Frequent Flyer Points for New Customers

Rates and Fees verified correct on July 3rd, 2015
Bonus points for new Card applications

If you’re looking for a rewards credit card, you could take advantage of one that rewards yo with bonus frequent flyer points when you sign up or meet the purchase requirement

Bonus frequent flyer points on signup are a great way for new cardholders to earn points from the get go. Once you’ve been approved for the card, they’ll be ready to use.

The key here is to read the terms and conditions before committing to anything, as there are often restrictions in place on how you can earn these bonus points.

Some credit cards will require a minimum spend, some need you to apply by a certain date, whereas others may request a combination of these.


 

What credit cards offers bonus frequent flyer points for new applicants?

These credit cards award you a certain amount of bonus frequent flyer points after you’ve signed up and been approved for the eligible credit card. It’s important to note that to qualify for the bonus frequent flyer points, there is usually a set of terms and conditions that you’ll need to follow.

HSBC Platinum Qantas Credit Card

Qantas Frequent Flyer Credit Card

The HSBC Platinum Qantas Credit Card allows you to earn Qantas Points through everyday purchases. Plus earn bonus points at a number of partner outlets.

  • $199 p.a. annual fee
  • 19.99% p.a. on purchases
  • 0% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $40,000 p.a.

Rates last updated July 3rd, 2015

Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
10,000 Membership Rewards bonus points when you spend $500 in the first 2 months. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $195 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 3x Velocity Points in the first 3 months. 0% p.a. for 14 months on balance transfers. 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) 20.99% p.a. Go to site More info
Bankwest More Classic MasterCard
Bankwest More Classic MasterCard
Earn 8,000 bonus points on sign up. 19.99% p.a. 2.99% p.a. for 9 months $70 p.a. 21.99% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
Earn up to 7,500 bonus points on this no annual fee credit card. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
Earn up to an 20,000 extra Qantas Points (terms and conditions apply) 19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Go to site More info
Citi Qantas Signature Credit Card
Citi Qantas Signature Credit Card
Earn 50,000 Qantas Points when you apply by 31 December 2015. Plus earn 1.000 Qantas Point per $1 spent on eligible purchases. 20.99% p.a. 0% p.a. for 6 months $299 p.a. 21.74% p.a. Go to site More info
American Express Velocity Escape Card
American Express Velocity Escape Card
Exclusive Offer to finder.com.au
Enjoy 15,000 bonus Velocity Points when you spend $300 in the first 3 months.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Earn 20,000 bonus points upon your first purchase and additional 20,000 points when you spend $10,000 in the first 3 months. 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) 20.99% p.a. Go to site More info
ANZ Frequent Flyer
ANZ Frequent Flyer
Get 50,000 Qantas Points after you spend $3,000 on purchases within the first 3 months. 19.99% p.a. $0 p.a. annual fee for the first year ($95 p.a. thereafter) 21.49% p.a. Go to site More info
Bankwest More Platinum Mastercard
Bankwest More Platinum Mastercard
Enjoy all the extra special benefits including complimentary overseas travel insurance and emergency travel assistance 24/7 with no foreign transaction fees. 19.99% p.a. 2.99% p.a. for 9 months $130 p.a. 21.99% p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
40,000 bonus Qantas Points offer for new applicants. Plus a low balance transfer of 0% p.a. for 15 months. 19.99% p.a. 0% p.a. for 15 months $250 p.a. 21.74% p.a. Go to site More info
Bankwest More Gold MasterCard
Bankwest More Gold MasterCard
Earn 15,000 bonus points on sign up. 19.99% p.a. 2.99% p.a. for 9 months $120 p.a. 21.99% p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa
Earn up to 1.50 Qantas Frequent Flyer points per $1 spent on purchases. Plus 50,000 Qantas Points when you spend $3,000 on purchases within the first 3 months and no annual fee offer in the first year. Conditions & minimum spend apply. 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) 21.49% p.a. Go to site More info
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
Receive up to 50,000 extra bonus points. Plus earn 1.000 points per $1 spend. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $450 p.a. Go to site More info
Bankwest Qantas MasterCard
Bankwest Qantas MasterCard
Earn 2,000 Bonus Qantas Points. Plus earn points for every dollar you spend. 20.49% p.a. 2.99% p.a. for 9 months $100 p.a. 21.99% p.a. Go to site More info
ANZ Frequent Flyer Black
ANZ Frequent Flyer Black
Earn up to 50,000 bonus Qantas Points when you meet the minimum spend requirement and no annual fee in the first year. Conditions and minimum spend apply. 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) 21.49% p.a. Go to site More info
ANZ Rewards Platinum
ANZ Rewards Platinum
Earn points for every dollar spent on purchases plus a 50,000 Reward Points when you spend $3,000 on purchases within the first three months and pay no annual fee for the first year. 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) 20.99% p.a. Go to site More info
Bankwest Qantas Platinum MasterCard
Bankwest Qantas Platinum MasterCard
Earn 8,000 Bonus Qantas Points. Plus travel and accident insurance, payment protection and no foreign transaction fees. 20.49% p.a. 2.99% p.a. for 9 months $160 p.a. 21.99% p.a. Go to site More info
Bankwest Qantas Gold MasterCard
Bankwest Qantas Gold MasterCard
Earn 4,000 Bonus Qantas Points. Plus earn 0.500 bonus Qantas Points for every dollar you spend. 20.49% p.a. 2.99% p.a. for 9 months $150 p.a. 21.99% p.a. Go to site More info
ANZ Rewards Credit Card
ANZ Rewards Credit Card
Apply for the ANZ Rewards Credit Card and get 50,000 Reward Points after you spend $3,000 on purchases within the first three months. 18.79% p.a. $0 p.a. annual fee for the first year ($89 p.a. thereafter) 20.99% p.a. Go to site More info
American Express Platinum Card
American Express Platinum Card
Receive 80,000 Membership Rewards Bonus Points when you spend $500 on your card. $1,200 p.a. Go to site More info
David Jones American Express
David Jones American Express
Receive 30,000 Membership Rewards points, earn up to 3.00 rewards points for every dollar spent on everyday item and access exclusive in-store benefits to David Jones cardholders. 20.74% p.a. $99 p.a. Go to site More info
American Express Gold Business Card
American Express Gold Business Card
Apply online to receive 10,000 Membership Rewards Bonus Points. Keep track of your business expenses with a dedicated business credit card. $169 p.a. Go to site More info
ANZ Rewards Black Credit Card
ANZ Rewards Black Credit Card

Pay no annual fee for the first year and receive 50,000 Reward Points when you spend $3,000 on purchases within the first 3 months. Offer ends 20 August 2015.

18.79% p.a. $0 p.a. annual fee for the first year ($375 p.a. thereafter) 20.99% p.a. Go to site More info
American Express Velocity Platinum Card
American Express Velocity Platinum Card
Receive 100,000 bonus Velocity Rewards points if you spend $1,000 within the first 3 months. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $349 p.a. Go to site More info

What are the types of the credit cards that offer bonus frequent flyer points?

  • Reward credit cards. This type of card lets you earn points while you spend, and awards you with benefits such as free flights, gifts, cash backs and other rewards. Be mindful that some of these cards carry a high annual fee, so make sure to maximise the value of your points to counteract the cost of the card. Reward credit card providers offer bonus points on sign up as an incentive for you to apply.
  • Platinum and Black credit cards. These high tier credit cards provide many benefits to their owners for a very high annual fee. Income requirements for these types of cards are usually higher when compared to standard credit cards, but the signup bonus points can help sweeten the deal.

How does a credit card with bonus frequent flyer points for new applicants work?

post it note

These offers are usually available to new and approved applicants who apply for an eligible credit card by a certain date. These bonus offers usually cannot be combined with other offers such as packages, promotions or when you close an existing credit card from the same provider.

The bonus frequent flyer points generally offer only applies once for every approved account that links to the credit card. Some terms and conditions state you need to apply before a certain date as well, so always remember to read these before applying.

In most cases, to receive your bonus points you must activate your credit card and make your first eligible purchase – which normally excludes things like balance transfers and premiums for the insurance attached with that credit card. Again, the terms and conditions could set a time limit as to when you need to make this first purchase by, but it’s usually around 90 days.

If you’ve met all of the terms and conditions for your bonus points, then the points are normally credited into your frequent flyer account within three months of your first eligible purchase. If you transfer or cancel your credit card before the points are processed into your account, then you may not be eligible for them anymore. Your credit card provider is usually not responsible for any loss to your points.


How to compare credit cards that provide points for new applications

  • How many bonus frequent flyer points are offered? There are a number of generous offers in the Australian market, with some credit card providers offering bonus points up to the value of a $50 Myer gift card on signup.
  • What is the value of the points? Different cards have different rewards programs. Points in one program may not have the same value as points from another, so 10,000 bonus Qantas Points may not get you the same value of rewards as 10,000 bonus American Express MR Points. Research will help you compare these values.
  • What’s the interest rate? This determines what your interest repayments will be, so it’s important to find an interest rate that is affordable within your budget. It’s best if you only make purchases that you know you can pay back within the interest-free period, and carry no balance from one month to the other.
  • Is there an annual fee? This will offset some of the benefits and rewards that you earn with your reward points, so it may be worthwhile to ensure that your annual fee isn’t too high.
  • Balance transfer offer. Some of these credit cards also have a balance transfer offer attached to them, so if you currently owe a balance, then you may want to consider completing a balance transfer and earn bonus points in the process. However, it’s important to know that since you’re completing a balance transfer, spending more on your credit card to receive the bonus points could defeat the purpose of the balance transfer in the first place, as your primary goal is to pay off the debt first.

What are the advantages and disadvantages of bonus frequent flyer points?

Pros

  • Bonus frequent flyer points and rewards. Getting bonus points for minimal effort is always a benefit, especially if the points you earn can get you a voucher that offsets part of your annual fee. Frequent flyer points are also a great way to upgrade your flights when travelling.

Cons

  • High annual fee. Most rewards and high-level credit cards come with a high annual fee to facilitate all of the features they may come with. However, if you know your spending patterns will help you get more back in rewards, then the annual fee may not matter. Be mindful that some points are capped or expire.

Things to avoid with credit cards that offer bonus points

  • Ignoring terms and conditions. Be mindful that these cards have terms and conditions as to how you earn those bonus points. This usually involves having your application approved by a certain time, a minimum spend and no cash advances.
  • Applying for a card just because of the bonus points. Signing up for a card simply to get bonus points can cost you unnecessarily in annual fees. You’ll also have another credit card in your wallet to tempt you. Also, ensure the bonus points aren’t hiding the fact that the card has an overly high interest rate or is missing features you use regularly.

FAQs

Where can I compare Velocity rewards credit cards?

Where can I compare Qantas rewards cards?

You can compare our featured Qantas Points reward credit cards on this page.

Where can I see all the rewards credit cards that award bonus points?


Want to earn even more points?

Shirley Liu

Shirley is a personal finance journalist for finder.com.au. She is passionate about educating readers about home loans and helping users navigate the area to find the best deal for their financial situation.

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This page was last modified on 23 June 2015 at 16:21.

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Credit Cards Comparison

Rates last updated July 3rd, 2015
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Low ongoing interest rate on purchases and balance transfers. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card
A low interest rate credit card with a low annual fee and balance transfer offer. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 18 months $59 p.a. 21.49% p.a. Go to site More info
American Express Velocity Escape Card
American Express Velocity Escape Card
Exclusive Offer to finder.com.au
Enjoy 15,000 bonus Velocity Points when you spend $300 within the first 3 months and up to 2.00 points for every dollar you spend, together with a $0 annual fee. Offer ends on 30 September 2015.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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