Credit Repair Enquiry Form
Having trouble getting approved by your bank? Get your loan or credit card application approved!
Order a copy of your credit file
Receive email alerts whenever specific changes occur on your credit file for 12 months. You also receive a copy of your credit file despatched within one working day..
Receive your credit file with information on:
- Details of consumer credit enquiries
- Details of overdue consumer credit accounts
- Commercial credit enquiries
- Details of overdue commercial credit accounts
- Bankruptcy & Court Judgements
- Writs & Summons
- Information on your current relationship with a credit provider
Benefits of Credit Repair – Cleaning up your Credit File can:
- Improve the interest rate you are offered
- Make the difference between an approval or a decline
- Give you wider choice with lenders and financiers
- Allow you to refinance at better terms
- Regain control of your finances
Things you might be asked when applying for Credit Repair
- Do you have any paid or unpaid defaults on your credit file?
- The cost to fix your credit file can be in excess of $1,000 for the first default and $500+ for each default there after. Are you willing to invest this sort of money to repair your credit file?
- Have you applied for Bankruptcy or are in Bankruptcy?
- How soon do you need your credit file repaired?
- how important is it to have the defaults removed from your credit?
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4 Responses to Credit Repair Enquiry Form
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Hi,
I had a bad mark on my credit file. This has cleared after the 5 year wait time, but I cannot get approved for a credit card. My credit file is clear I was just wondering if you have any suggestions for helping to get my credit rating restarted?
My partner and I were approved for a home loan. But couldnt find a house. Would getting a joint card with my partner help to get my credit rating back up?
Any suggestions would be great.
Thanks.
Hi Danny. We spoke to a bank about what people with a bad credit history should do when looking to get access to credit. Here’s what they said.
Thanks for your question.
how can i get the consumer credit inquiries removed and erased off my Veda file asap
Hi Paul. Thanks for your question. According to the Consumer Credit Legal Centre NSW, ‘Credit applications, overdue accounts (over 60 days) and court judgments are held on your file for 5 years from the date of listing.’ You may want to consider using a credit repair service to try and get your file ‘cleaned up’; however, in most instances, you will need to wait the allocated timeframe.