Customise Your Credit Card

Information verified correct on October 27th, 2016

Release your inner fan and make your credit card truly your own with customised designs.

Let’s face it, people love to customise their commodities. Considering you can modify almost everything from your phone to your car or even your own appearance, it’s no shock that credit cards also have a place in this list. If you want your card to reflect not only your finances, but your personality and interests, a custom design credit card could be for you.

The Sex Pistols Virgin credit card


In June 2015, Virgin Money declared that it’s time for their cardholders to put a little rebellion in their pockets. That’s right, British icons the Sex Pistols have made their way from the grassroots of punk subculture to the MasterCard. Fans have the choice of two cards emblazoned with album artwork from either their 1976 single ‘Anarchy in the UK’ and 1977 ‘Never Mind the Bollocks, Here’s the Sex Pistols’ studio album.

Although one might argue that decorating the surface of a corporate credit card is hardly punk, Sir Richard Branson – who signed the Sex Pistols on Virgin Records in 1977 – argues that the new cards commemorate Virgin’s heritage while also celebrating the band and the bank’s tendency to defy conventions. If you say so, Branson.

The Kardashian Kard


They really are everywhere. In 2010, the Kardashian clan launched their own ‘Kardashian Kard’. A prepaid debit MasterCard, the Kardashian Kard was targeted at a younger market and allowed cardholders to load funds onto their card rather than offering a credit limit. In reflection of the Kardashian’s high-roller lifestyle, it is no shock that the product received immediate and widespread criticism based on the high fees involved.After receiving waves of reproval upon its release, the Kardashians have since distanced themselves from the product. While it may not be lucrative, at least it’ll go with your Kardashian Kollection accessories.

In reflection of the Kardashian’s high-roller lifestyle, it is no shock that the product received immediate and widespread criticism based on the high fees involved.After receiving waves of reproval upon its release, the Kardashians have since distanced themselves from the product. While it may not be lucrative, at least it’ll go with your Kardashian Kollection accessories.

KISS Army VISA credit card kisscard

Considering KISS have slapped their painted faces on almost every piece of merchandise and memorabilia imaginable, it’s probably not a shock to discover that you can make purchases on a card branded with Gene Simmons’ face. However, everyone but dedicated fans need not apply.

The KISS Visa is strictly available to KISS Army recruits, offering cardholders everyday perks plus access to once-in-a-lifetime KISS experiences and events. The card also comes with a rewards system, allowing customers to redeem points for merchandise, travel offers and account credits. If you wanna rock and roll all night and spend everyday, this card might be the one for you.

Credit cards for sports fans

It’s no secret that Australians are avid sports fans. For those who want to take their support off the field and into their wallet, Aussie credit card providers have supplied a number of ways to do so. Citibank, for example, provide Sydney Swans fans with perks such as a waived annual fee for the first year, a 0% p.a. interest rate for the first nine months and premium services courtesy of the Visa concierge.

Commonwealth Bank on the other hand are Cricket Australia’s longest-standing partner, and show dedication to their cardholders and community by sponsoring events such as fundraisers for the Breast Cancer Institute and the Prostate Cancer Foundation, to name a few.

Although not all of these banks decorate their credit cards with sporting logos, they certainly customise their cardholders’ experience with extra perks and community involvement.

DIY credit card

If neither Kimmy K nor Sid Vicious strike your fancy, you may want to branch out and design your own credit card. ANZ, for example, provide a free service for cardholders to design their own cards. Users can upload their own image or select one from ANZ’s image library and design the card online.

But before you dust off those family albums or search through the depths of your smartphone camera library, read over the terms and conditions to confirm that your card and favourite selfie are eligible for customisation.

Customise your credit card with ANZ

Although customising your credit card could seem like fun, not all credit cards are available for redesign. So while it may be tempting to base your credit card comparison on which card has a more flattering photo of your favourite rock star or goes best with your chosen football jersey, it’s important to consider the features that come with the card as well. As you would with your standard credit card comparison, your decision should largely depend on your own unique financial needs and what you hope to get out of the card rather than how it looks in your wallet.

Compare and find a credit card for your needs

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Credit Cards Comparison

Rates last updated October 27th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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