The David Jones American Express Platinum Card – Rates and Fees

Information verified correct on September 23rd, 2016
David Jones American Express Platinum Card Find out more Go to site

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  • Clicking Go to site will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
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David Jones shoppers can benefit from bonus rewards points, in-store benefits and interest-free days with the David Jones American Express Platinum.

When it comes to spending points on the David Jones American Express Platinum Card, you can do so either through the Membership Rewards program or the Qantas Frequent Flyer program. Depending on the program you choose, you can enjoy 40,000 bonus Membership Reward Points or 30,000 bonus Qantas Points when you join.

To get these bonus points, all you have to do is use your card anywhere other than David Jones three times in the first month. You can get up to 4 additional cards without having to pay an additional fee.

Product NameDavid Jones American Express Platinum Card
Rewards ProgramMembership Rewards
Purchase rate (p.a.)20.74% p.a.
Annual fee$295 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 44 days on purchases
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$2,000
Minimum Monthly Repayment2.5% or $30
Minimum Income$65,000
Card TypeAmerican Express
Late Payment Fee$30
Foreign Currency Conversion Fee (AMEX)3% of transaction value
Complimentary Travel InsuranceYes
Complimentary Travel Insurance Cover1 month
Available To Temporary ResidentsYes - Conditions apply
Joint ApplicationNo
Minimum Income$65,000
Minimum Age18 years of age
Available to Temporary ResidentsYes - Conditions apply
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$2,000
Annual Fee$295 p.a.
Minimum Repayment2.5% or $30
Late Payment Fee$30
Over Limit Fee$15
Cash Advance Fee$2.50 or 2% of the cash advance amount (whichever is greater)
Foreign Currency Conversion Fee (AMEX)3% of transaction value
Gambling Transactions AllowedNo
Additional Cardholder Fee$0 p.a.
Number of Additional Cardholders4
BPAYYes
ChequeYes
Direct DebitYes
Australia PostYes
Phone BankingYes
Internet Banking TransfersYes
In BranchYes
MailYes
Rewards ProgramMembership Rewards
Bonus Points on Sign-up40,000
Rewards Points per $ (AMEX)1
Rewards Points per $ (VISA/MC) CapN/A
Rewards Points per $ (AMEX) CapUncapped
Points ExpiryNever

David Jones American Express Platinum Card review

All purchases that you make anywhere other than David Jones stores attract for the first months. You can take advantage of 44 interest-free days on purchases, but this requires paying your balance off in full each billing cycle.

Your card is Contactless, PIN, and Chip-enabled, offering convenience coupled with security. You can access your account online from anywhere and you can also use the services of the American Express contact centre. If you lose your card, or if someone steals it, you can benefit from emergency card replacement.

Benefits of being a David Jones American Express Platinum cardholder

  • Complimentary insurances. When you use this card to book tickets for flights you will receive complimentary travel insurance. This covers emergency medical expenses, personal liability, travel cancellation, as well as loss of money, documents, and baggage. Buyers Advantage extends manufacturer warranty on eligible items that you pay for using this card. Complimentary travel insurance is available for forty five (45) consecutive days or when you have travelled a total of one hundred and eighty three (183) days during each year of Your David Jones American Express Platinum Card Account membership.
  • Fraud and purchase protection. If you contact American Express as soon as you find out about unauthorised transactions, you will not be held responsible for making payments for the same. Purchase protection helps if you lose, damage, or break an item you purchase using this card within 90 days.
  • Rewards program. Shopping at David Jones earns 4 rewards points for every dollar. When spending at major petrol stations and supermarkets, you’ll earn 3 reward points for every dollar you spend. All other transactions earn you 1 reward point for every dollar spent. In terms of the two rewards programs, 1 Reward Point translates to 0.75 Qantas Points, depending on which way you wish to go to redeem them.
  • Eligible for Apple Pay. You can finally make quick, easy, safe, and convenient transactions with just a touch of your finger on your compatible Apple device with Apple’s Touch ID technology. Learn more about it here.
  • Eligible for Samsung Pay. You can now make contactless payments using your eligible Samsung device by simply tapping it on a contactless terminal whenever you shop. Learn more about it here.
  • Eligible for Android Pay. The Android Pay feature allows you to make contactless payments using your android device once you register your David Jones American Express Platinum Card to it. Learn more about it here.

Features of the David Jones American Express Platinum Card

  • Redeeming points. Redeeming accumulated Rewards Points through Membership Rewards gives you the option to receive gift cards, shop online, and turn points into credit in your account. You can also use these points to redeem movie and concert tickets, travel rewards, or choose from frequent flyer programs from nine different airline partners. If you want to redeem your points through the Qantas Frequent Flyer program, you can look forward to Awards flights and flight upgrades. You can also shop for gift cards and merchandise through the online Qantas store.
  • Transfer Points into Frequent Flyers. With the David Jones American Express Platinum Card you can transfer points into David Jones current partners, this includes: British Airways, Cathay Pacific, Delta Air Lines, Etihad Airways, Emirates, Japan Airlines, LAN Airlines, Malaysia Airlines, Singapore Airlines, South African Airways, United and Virgin Australia.
  • In-store benefits. Expect complimentary priority delivery of items you buy in-store to your doorstep on the next business day, and alterations on all apparel for men and women that you buy in-store are free. Cardholders get exclusive invites to special VIP events like the Season Launch Fashion Parades, and if you’re buying a gift you can enjoy complimentary gift wrapping. A unique Christmas-deferred payment option gives you the ability to delay payments for purchases made between 1 November and 24 December until the following February.
  • Interest-free period. You can get up to 44 interest-free days on purchases, but this depends on when you make the purchase as well as your billing date. In addition, you will not receive interest-free days if you have a carry-over balance from the previous statement period, and cash advances don’t qualify for interest-free days.
  • Fees. This card attracts an annual fee of $295. Other fees and charges can apply from time to time.
  • Additional cardholders. Receive up to 4 additional cardholders for $0 each.
  • Buyers advantage. Allows you to extend the manufacturer’s warranty for up to 12 months on eligible purchases
  • Complimentary travel insurance. Covers categories such as:
    • Medical emergency expenses cover (excess of $250 per claim)
    • Baggage, money and documents cover (excess of $100 per claim)
    • Transport accident cover
    • Travel inconvenience cover
    • Travel cancellation cover
  • Complimentary Starwood membership. Receive free enrolment into the Starwood Preferred Guest program and transfer 1.00 Membership Reward points for 0.5 Starpoints.

American Express complimentary travel insurance policy

How to apply for the David Jones American Express Platinum Card

You can initiate the application process for the David Jones American Express Platinum Card online by clicking ‘Go to site’. An online application takes around 10-15 minutes to complete. To apply, you should meet certain eligibility criteria, which include the following:

Eligibility criteria

  • You’re over 18 years old
  • You’re an Australian citizen, or a permanent Australian resident, or are here on a subclass 457 – Business Long Stay Visa
  • Your annual pre-tax gross income is at least $65,000 p.a.
  • If you’re self-employed, you need to have been at it for at least 18 months, but this requirement relaxes to 12 months if you already have an American Express issued Card.

Required documents

To complete the application you have to submit various personal, work-related, and financial information, which can include the following:

  • Your name, phone number, email address, and mailing address
  • Your employer’s name and contact details
  • Details about your annual income from all sources
  • Details about loans or other credit cards you might have.

While this credit card is an option for people who enjoy shopping at David Jones, know that you’ve got a few other options from which to choose, so make sure you compare them before making your decision.

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4 Responses to The David Jones American Express Platinum Card – Rates and Fees

  1. Default Gravatar
    swervie | September 6, 2014

    Why cant we get cash out on our credit card

    • Staff
      Shirley | September 8, 2014

      Hi Swervie,

      Thanks for your question.

      It could be for a range of reasons;
      - You’ve reached your credit limit
      - The ATM doesn’t display the same symbol as the one on your card
      - You need to press ‘credit’ at the ATM.

      If the problem still persists, please get in touch with Amex to troubleshoot the problem.

      Cheers,
      Shirley

  2. Default Gravatar
    Toni | May 27, 2013

    Hi, I have a David Jones American Express Credit card. How can I get frequent flyer points from it?

    • Staff
      Jacob | May 27, 2013

      Hi Tony. The FAQ section of the David Jones Website said to change your reward program preference to the Qantas Frequent Flyer Program – you need to call the Customer Service Centre to do this. You can’t redeem any of your existing David Jones Points to Qantas Points it will only affect future points earning. Any remaining Membership Rewards must be used within 30 days or they’ll expire. Check the American Express Membership Rewards on what you can redeem your points for. Make sure to ask the person you speak to about any restrictions on how many points you can transfer at a time. Jacob.

Credit Cards Comparison

Rates last updated September 23rd, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
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Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
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ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

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