David Jones Credit Cards

David JonesWant to shop in style and earn rewards? Check out the range of David Jones credit cards that offer reward points, in-store perks and a wide range of complimentary extras.

David Jones is a department store known for its fashion, style and prestige, with a history dating back to 1838. As well as selling a range of the finest fashion, cosmetics and homewares, this iconic company has a range of credit cards that offers customers rewards both in-store and elsewhere. Find out how these cards work and compare your options here to decide if a David Jones credit card is right for you.

David Jones American Express Platinum Card

David Jones Credit Card Offer

Benefit from bonus points when you apply a David Jones American Express Platinum Credit Card with a wide range of complimentary insurances.

  • $295 p.a. annual fee
  • 20.74% p.a. on purchases
  • Up to 44 days interest free
  • Minimum Income Requirement of $65,000 p.a.

Comparison of David Jones Credit Cards

Rates last updated October 1st, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
David Jones American Express Platinum Card
Earn 40,000 Membership Rewards points when you spend outside of David Jones 3 times in the first month.
20.74% p.a. $295 p.a. Go to site More info
David Jones American Express
Receive 30,000 Membership Rewards points and earn up to 3 Rewards points for every dollar spent on everyday item and access exclusive in-store benefits to David Jones cardholders.
20.74% p.a. $99 p.a. Go to site More info
David Jones Storecard
Access a range of benefits and exclusive privileges at David Jones without any annual fee.
0% p.a. for 48 months (reverts to 24.74% p.a.) $0 p.a.

Types of credit cards from David Jones

David Jones has two credit cards and one storecard, each with its own range of features:

  • Rewards credit card

The David Jones American Express credit card can be used in David Jones as well as anywhere American Express is accepted. It earns up to three reward points per $1 spent and lets you choose between Qantas Points or American Express Membership Rewards, with no points cap or expiry. You can also use your card to shop with points online at davidjones.com and get a range of in-store benefits including instant rewards, complimentary gift-wrapping, exclusive shopping nights and interest free payment options.

This card has a competitive annual fee of $99 and a standard purchase rate of 20.74% p.a. variable. It also gives you the option of adding supplementary cardholders for $29 per year and offers up to 44 days interest free.

Rates last updated October 1st, 2016
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
David Jones American Express Platinum Card
Earn 40,000 Membership Rewards points when you spend outside of David Jones 3 times in the first month.
1 40,000 bonus points $295 p.a. Go to site More info
David Jones American Express
Receive 30,000 Membership Rewards points and earn up to 3 Rewards points for every dollar spent on everyday item and access exclusive in-store benefits to David Jones cardholders.
1 30,000 bonus points $99 p.a. Go to site More info
David Jones Storecard
Access a range of benefits and exclusive privileges at David Jones without any annual fee.
1 $0 p.a.
Rates last updated October 1st, 2016
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
ANZ Rewards Platinum
Earn points for every dollar spent on purchases plus a 50,000 Reward Points after your first eligible purchase is made within 3 months of card approval.
2 1 50,000 bonus points $95 p.a. Go to site More info
Citi Qantas Signature Credit Card
Receive a 15% discount to help you get fast-tracked through immigration at over 280 international airports and access to Citibank World Privileges.
0 1 50,000 bonus points $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn bonus Velocity Points in the first 3 months plus a low balance transfer offer of 0% p.a. for 18 months
0 0.66 $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Enjoy an annual fee refund every year if you meet the spend requirement with a balance transfer offer, high credit limits and prestige services including a personal concierge service and VISA Platinum rewards program.
0 1 $149 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
Receive 60,000 bonus Qantas Points on eligible spend within 3 months. Enjoy access to premium benefits and complimentary insurance.
0 1 60,000 bonus points $199 p.a. Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards bonus points when you meet the minimum spend requirement and a complimentary Virgin Australia flight each year. Enjoy a low balance transfer offer of 0% p.a. for 12 months.

1 0 10,000 bonus points $195 p.a. Go to site More info
American Express Explorer Credit Card
Receive 100,000 Membership Rewards Bonus Points on eligible spend within the first 2 months of Card Membership. Also enjoy a $400 travel voucher and two complimentary airline passes per year.
2 100,000 bonus points $395 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Earn Velocity Points plus enjoy an introductory interest-free offer of 0% p.a. on purchases for 12 months, and 0% p.a. for 6 months on balance transfers.
0 0.66 $129 p.a. Go to site More info
American Express Velocity Platinum Card
Enjoy up to 50,000 bonus Velocity Points when you meet the minimum required spend and earn up to 3 rewards points per dollar spent. Also receive a complimentary return flight every year.
1 0 50,000 bonus points $349 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
1 $0 p.a. Go to site More info
  • Platinum credit card

The David Jones American Express Platinum card earns up to 4 points per $1 spent with the option of Qantas Points or Membership Rewards, and also has no points cap or expiry. As well as the benefits offered on the classic David Jones American Express card, the Platinum card offers additional complimentary extras including travel insurance, purchase protection insurance and American Express airport lounge access.

With a David Jones American Express Platinum card, you’ll also get complimentary priority delivery for purchases from David Jones online and complimentary alterations on in-store clothing purchases. This card has an annual fee of $295 p.a., a standard purchase rate of 20.74% p.a. and provides up to 4 additional cardholders at no extra charge.

Rates last updated October 1st, 2016
Points per $ spent Complimentary Travel Insurance Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
David Jones American Express Platinum Card
Earn 40,000 Membership Rewards points when you spend outside of David Jones 3 times in the first month.
1 Yes 20.74% p.a. $295 p.a. Go to site More info
Rates last updated October 1st, 2016
Points per $ spent Complimentary Travel Insurance Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
VISA/MC: 1 AMEX: 0 Yes 19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn bonus Velocity Points in the first 3 months and a low 0% p.a. for 18 months on balance transfers. Receive a free Virgin Australia $129 Gift Voucher each year. Available from mid-2016.
VISA/MC: 0.66 AMEX: 0 No 20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
St.George Vertigo Platinum
A platinum card with a balance transfer offer of 0% p.a. for 18 months and an introductory purchase offer of 1% p.a. for 12 months with an annual fee waiver for the first year.
VISA/MC: 0 AMEX: 0 Yes 1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
Citi Qantas Signature Credit Card
Earn up to 50,000 bonus Qantas Points when you spend $2,000 or more on eligible purchases in the first 90 days. Plus, enjoy introductory interest rates on balance transfers and purchases with a discounted annual fee of $199 in the first year.
VISA/MC: 1 AMEX: 0 Yes 20.99% p.a. 0% p.a. for 6 months $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive $200 back when you spend $500 in the first 3 months. Also enjoy a $0 annual fee for the first year.
VISA/MC: 0 AMEX: 0 Yes 19.74% p.a. $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
Receive 60,000 bonus Qantas Points on eligible spend within 3 months. Enjoy access to premium benefits and complimentary insurance.
VISA/MC: 1 AMEX: 0 Yes 19.99% p.a. $199 p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
Enjoy a long term balance transfer offer and earn 1.25 Citi Reward Points on per $1 spent for all domestic purchases.
VISA/MC: 1.25 AMEX: 0 Yes 20.99% p.a. 0% p.a. for 24 months with 1.5% balance transfer fee $199 p.a. annual fee for the first year ($249 p.a. thereafter) Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points when you meet the minimum spend requirement. Also receive a complimentary Virgin Australia domestic economy return flight every year.

VISA/MC: 0 AMEX: 1 Yes 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $195 p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a low balance transfer offer of 0% p.a. interest for 18 months and 1% p.a. for 12 months on purchases combined with complimentary insurance covers.
VISA/MC: 0 AMEX: 0 Yes 1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
American Express Velocity Platinum Card
Enjoy up to 50,000 bonus Velocity Points when you meet the minimum required spend and earn up to 3 rewards points per dollar spent. Also receive a complimentary return flight every year.
VISA/MC: 0 AMEX: 1 Yes 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $349 p.a. Go to site More info
  • Storecard

Designed exclusively for spending in the department store, the David Jones Storecard offers  David Jones Gift Card Reward per $1 or 0.5 Qantas Points per $1. It also gives you access to a range of in-store benefits, including complimentary gift-wrapping, instant rewards, interest-free payment plans and complimentary standard delivery for online purchases. This card has no annual fee, a standard interest rate of 24.74% p.a. and up to 56 days interest free.

Rates last updated October 1st, 2016
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
David Jones Storecard
Access a range of benefits and exclusive privileges at David Jones without any annual fee.
1 $0 p.a.

The benefits of banking with David Jones

David Jones credit cards give you a wide range of benefits to suit your needs, including:

  • American Express Membership Rewards. Choose to earn Membership Rewards with the David Jones American Express or David Jones American Express Platinum cards and you can redeem them for thousands of reward options including gift cards, travel packages and points with up to nine different frequent flyer reward programs.
  • Qantas Frequent Flyer rewards. You can choose to have your reward points automatically converted to Qantas Points for all three of these cards. Both American Express options offer 0.75 Qantas Points for every reward point earned (or up to 3 points per $1 spent), while the storecard gives you 0.5 Qantas Points for every $1 spent.
  • David Jones Gift Card Rewards. With the David Jones Storecard, you can choose to earn David Jones Gift Card Rewards that can be redeemed at any time. You will earn  point per $1 spent, with 13,300 Gift Card Points = $100 David Jones Gift Card.
  • Instant rewards. Use any of the David Jones credit cards in store and take advantage of seasonal instant rewards and offers, such as 25% off fashion brands or 45% off bedding.
  • Complimentary travel insurance. Get complimentary international travel insurance by booking your overseas trips with the David Jones American Express Platinum card.
  • Airport lounge access. The Platinum card gives you complimentary access to the American Express Lounge at Sydney International Airport, with up to two complimentary visits per year.
  • Purchase and buyers protection. With your David Jones American Express Platinum credit card you can get complimentary insurance on new purchases and extended warranties for a range of products.
  • Complimentary delivery. Shop online with the Platinum credit card or storecard and enjoy complimentary delivery.
  • Complimentary in-store benefits. Gift-wrapping, alterations and VIP event invitations are some of the in-store perks you can get with a David Jones credit card.
  • Interest-free purchase options. These cards give you access to a range of interest-free purchasing options with David Jones. For example, you could get up to four years no deposit interest free when you spend $500 or more on homewares, furniture, bedding or electrical items. Similarly, the Fashion Pay Later Option means you won’t have to pay a cent for three months when you spend $250 or more on your card on any women’s or men’s apparel, shoes and fashion accessories in store at David Jones.
  • Christmas Deferred Payment Option. Delay your payments for purchases made between 1 November and 24 December in store at David Jones until February of the following year when you use a David Jones card.
  • Additional cards. Earn more points by getting an additional credit card for your partner or family member. Just remember to check for fees for this service and discuss repayments with the additional cardholder before you apply.
  • Fraud protection. The David Jones American Express credit cards come with 24/7 fraud monitoring to protect you against any unauthorised transactions.Back to top

How to apply for a David Jones credit card

If you’d like to apply for a David Jones credit card, there are some standard eligibility requirements you’ll have to meet. These may vary between cards, but fall into the following categories:

Eligibility requirements

  • Age. You must be at least 18 years of age to apply for a David Jones credit card or storecard.
  • Income. The David Jones American Express credit card has a minimum income requirement of $40,000 and the Platinum card requires you to earn at least $65,000 per annum.
  • Residency status. Australian citizens, permanent residents and some temporary residents can apply for either the standard or the Platinum David Jones American Express card. Keep in mind there may be additional requirements for temporary residents.
  • Credit rating. You must have a good credit rating to apply for a David Jones credit card.

Required information and documents

If you meet these application requirements, you can follow the steps below to apply for a new David Jones credit card now:

  1. Compare cards. Make sure you look at a range of reward credit cards before applying for a David Jones credit card to make sure it is the right option for you.
  2. Apply online. Select the ‘Go to site’ button and you will be taken to a secure application page.
  3. Read through the terms and conditions. Check the fine print to make sure you understand all of the details and any conditions required for introductory offers
  4. Fill out the application form. This step will require some personal details including your full name, date of birth, street address, drivers licence number and/or passport number. You will also need to provide supporting documentation, such as copies of your passport and drivers licence to help identify you and complete the application.
  5. Submit the application. You should get a response from the issuer within a few minutes, either on the webpage or via email. Once you receive conditional approval, follow the instructions from the credit card company to complete the application process and get your credit card.

With reward points, in-store perks and a wide range of other complimentary extras, David Jones credit cards have a lot to offer. Now you know more about these three options, you can compare them to other rewards credit cards and find one that fits all your needs.

Frequently asked questions

Here are answers to some of the most common questions we get about David Jones credit cards. You can also get in touch with us by leaving a question using the form at the bottom of the page.

Can I use these cards outside of David Jones?

Both the David Jones American Express card and the David Jones American Express Platinum card can be used anywhere American Express is accepted. The storecard, on the other hand, can only be used for purchases at David Jones.

I already have an AMEX Platinum card. If I apply for the David Jones American Express card, will I still get the 30,000 bonus points?

Yes, you’re still eligible for a bonus points offer if you are approved for the card and meet the purchase requirements.

How do I view my balance or make a payment on my David Jones American Express card account?

You can manage your account balance online via the David Jones American Express Card Services centre. You can also pay in person by cash, EFTPOS or cheque at any of the following:

  • David Jones Stores
  • Australia Post Offices
  • Pay by BPAY, online or over the phone (you will need to enter the Biller Code: 88013, and your 15 digit Account Number)
  • Direct Debit from your nominated bank account

How many points will I earn for different purchases I make on a David Jones American Express card?

The David Jones American Express credit cards earn rewards at the following rates:

David Jones American Express card

  • 3 points per $1 at major supermarkets and petrol stations
  • 2 points per $1 in David Jones
  • 1 point per $1 everywhere else

David Jones American Express Platinum card

  • 3 points per $1 at major supermarkets and petrol stations
  • 3 points per $1 in David Jones
  • 1 point per $1 everywhere else

If you choose to earn Qantas points, you will get 0.75 frequent flyer points for every 1 of the above reward points.

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Are you a regular David Jones shopper?

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David Jones credit cards allow you to earn rewards points when you shop online or in store. If you are a regular David Jones shopper, find yourself the latest offers and coupon deals from David Jones with finder.com.au, and you could save while earning points.

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American Express Essential Credit Card
American Express Essential Credit Card

Interest rate

14.99

Annual fee

0
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ME Bank frank Credit Card
ME Bank frank Credit Card

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HSBC Platinum Credit Card
HSBC Platinum Credit Card

Interest rate

19.99

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149
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ANZ First Visa Credit Card - Exclusive Offer
ANZ First Visa Credit Card - Exclusive Offer

Interest rate

19.74

Annual fee

30
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8 Responses to David Jones Credit Cards

  1. Default Gravatar
    Gigi | February 27, 2016

    Hi, if I already have amex platinum card and apply for the David jones amex card, will I still get the 30000 reward points?

    • Staff
      Arra | February 29, 2016

      Hi Gigi,

      Thanks for your inquiry.

      Yes, you’re still eligible for the bonus points offer as long as you apply and are approved and make purchases thrice on your new card outside David Jones within the first month.

      I hope this has helped.

      Cheers,
      Arra

  2. Default Gravatar
    helen | August 17, 2015

    i do I register for credit increase invitations as I cant find the site to register

    • Staff
      Sally | August 18, 2015

      Hi Helen,

      Thank you for your inquiry.

      You may need to login or register an American Express account. I have sent the link on your email where you can login and apply for an increase of credit limit. Please note that, processed and approved applications will reflect on your account within an hour.

      For more information about how to increase your credit limit, kindly check this page. I hope this helps.

      Cheers,

      Sally

  3. Default Gravatar
    Daniel | September 10, 2014

    If a current DJ credit card holder wants to extend its service will i get bonus points for renewal?

    • Staff
      Shirley | September 10, 2014

      Hi Daniel,

      Thanks for your question.

      Unfortunately we’re not in a position to make offers on DJ’s behalf. To see what they can offer you, I’d recommend that you get in touch with them directly.

      Cheers,
      Shirley

  4. Default Gravatar
    tom | July 29, 2014

    how do I view my amex davidjones card and pay debit on line?

    • Staff
      Shirley | July 30, 2014

      Hi Tom,

      Thanks for your question.

      Please use the link I’ve emailed you to log into your account. You may need to register if you haven’t already.

      You can refer to your credit card statement for ways you can make repayments online.

      Cheers,
      Shirley

Credit Cards Comparison

Rates last updated October 1st, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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