HSBC Debit Cards

Enjoy the flexibility of a credit card without the temptation of using someone else’s money.

The HSBC Visa Debit Card gives you the ability to make payments in stores, over the phone, on the internet or overseas, while using your own money.

One of the most highlighted benefits of having a HSBC Visa Debit Card is the fact that if you use the card to make purchases, without annual card fees, application fees or interest charges for the privilege.

It should be noted that HSBC will only offer this debit card to those who have the following accounts:

If you have the HSBC Premier Cash Management Account or Premier Children’s Savings Account you can get access to the HSBC Premier Debit Card. This is as the name implies a more feature-packed version of the regular HSBC Visa Debit Card, and is explained in more depth below.

Compare HSBC everyday transaction and savings accounts

Features of the HSBC Visa Debit Card

  • Banking and shopping card rolled into one. The HSBC Visa Debit Card can be used for making payments at merchant locations and at the same time, can be used at any ATM across the world which has Visa/Plus acceptance. If you are in any corner of the world and urgently wish to withdraw cash, then you can just check into any VISA ATM outlet and use the HSBC Visa Debit Card.

  • Increased safety features. Having one of these cards in your wallet when travelling or just generally everyday eliminates the need to carry large amounts of cash. You do not need to carry any money with you as you can purchase anything directly through your bank account instead of paying by cash, leaving you from bearing the brunt of making payments on a monthly basis and tracking payments.

  • Itemised bills. With your debit card, you can easily keep a tab on the transactions that you are making on a daily basis. You bank statement will show all the details regarding the purchases, merchant name, date of purchase and more.

  • Liability protection for lost cards. If you misplace your card or someone robs you of it, then it can’t be used to make fraudulent transactions, provided that you have notified your bank officials regarding the same. If you are in another country, you can directly connect with the VISA global assistance helpline and they’ll assist you accordingly. Furthermore, all of the cards are equipped with EMV microchips which will secure all of the confidential information that’s stored on the card, securing your card altogether.

  • Accepted widely. As mentioned above, the HSBC Visa Debit Card is valid across the world at millions of locations. All you have to do is look out for Visa logo.

  • Visa payWave. If you wish to make purchases of under $100, you can use this feature to pay for your items by simply tapping the terminal with your card.

  • Two accounts through one debit card. You can link two of the above eligible HSBC accounts to your Visa Debit Card.

Things to consider about HSBC

HSBC Group has a wide network of branches all around the world and they offer a far-reaching range of financial services than many other banks. Their range of services include: financial planning, commercial financial services, retail services, treasury, trade finance, payments, financial markets and cash management.

HSBC Group has around 6,600 offices spread across 80 countries in Asia-Pacific region, Middle East, Europe, North America, Latin America and Africa. As of 30 June, 2013, the banking enterprise held assets amounting to a staggering US$2,645 billion, which is why it’s deemed as the largest financial services and banking organisations across the world.

The HSBC Premier Debit Card

To be eligible for this premium version of the HSBC Visa Debit Card you’ll need to have a HSBC Premier Cash Management Account or Premier Children’s Saving Account. These have their own eligibility criteria.

The Premier comes with similar features to a Platinum credit card. This means you get complimentary:

  • International travel insurance
  • Extended purchase warranty
  • Guaranteed pricing insurance
  • Purchase protection insurance
  • Platinum concierge service

How to apply for the HSBC Visa Debit Card

In order to apply for any HSBC Visa Debit Card, you’ll need to have an eligible transaction account first. Once you have this account opened, you can apply for a HSBC Visa Debit Card online.

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Credit Cards Comparison

Rates last updated October 25th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
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* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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