• Life after Credit Card Debt Repayment
  

  What comes next after you’ve paid your credit debts? The key is to have a better and more responsible credit card management habit.

• Remove Debt: Tips on Paying off your Credit Cards
  

  A Growing Trend in Australians and their Credit Cards
  There is an ever-increasing usage of credit card in all walks of life by everyone. It is the plastic money that buys all, and in Australia it is becoming more and more easy to use it loosely. With petrol prices at an incredible $1.65 per liter, you can easily get carried away with how much you’ve spent. The card does not entitle credit for free. But when it comes to paying, it pinches if you are not a systematic payer.
  There is the vicious cycle of interest that gets added up if the total amount is not cleared off within the stipulated date. Thus, your paying off becomes quite large and clearing these credit card debts then become quite annoying. Spending with credit card can be an addiction too and people end up paying a fortune if one calculates the interest and late payment charges that get added up as a result of irresponsible spending and not paying off in time.

• Debt Consolidation Advice – Information and Services
  

  If you feel like you are sinking in credit card debt quick sand, you might want to consider debt consolidation as a strategy to pull you out of your financial mess. Here are some tips on how to find a debt consolidation company and debt consolidation card to end your financial woes.

• 5 Ways you can Protect your Teenager from Credit Card Debt
  

  Credit cards are stereotyped as a debt trap especially if used by teenagers who love to go on a shopping frenzy. This article suggests ways on how to transform credit card as a tool for debt to a tool for developing freedom with responsibility.

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%