Direct Earn Frequent Flyer Credit Cards
Posted October 28th, 2011 and last modified May 17th, 2013
Compare Direct Earn Frequent Flyer Credit Card Deals
Do you fly a lot or would you like the opportunity to go on more overseas flights? If so then a direct earn frequent flyer credit card could be just what you need. These cards are basically directly linked to a rewards program which makes it simple for you to earn points.
With indirect cards you have to log in, transfer the points over manually, and ensure everything is correctly added up. I’m sure you’ll agree it’s quite a bit of hassle for those with busy lives! Direct earn reward cards make life much easier by completely automating the points system.
Check out our guides for Qantas Direct Earn credit cards, Velocity Rewards credit cards and AMEX credit cards.
There are actually quite a lot of different direct earn credit cards available, and not all of them will suit you. Each has its own advantages and disadvantages, as well as unique features. You need to compare the different ones available, and work out which one would be right for you.
Comparison: Direct Earn Frequent Flyer Cards
Thinking About What You Need
You really need to think about how you want to spend your points. Are you preferably looking for a card that will let you spend the points wherever you want? Or are you a fan of a particular airline you like to fly with?
Some direct earn frequent flyer credit cards will earn you points that can only be used at specific airlines and with other specific companies. This is therefore something that you need to be aware of before you apply for a card.
There are obvious advantages to being able to spend your points wherever you like, however there are also a few disadvantages too. The first negative point is the fact that you may not get a good rate from some companies. Some airlines and partners may offer you less than what other companies will.
For example, you may be entitled to $1 reward for every 100 points that you build up with one company, yet another may give you a $1 reward after just 50 points have been accumulated. Therefore you should look into what the different partners would offer you before you sign up with a flexible reward plan.
Direct Earn Frequent Flyer Credit Cards Comparison
Enjoying Convenience
You may find that direct earn cards are more convenient than transferable cards too. This is because you don’t have to manually transfer the points over. If for example you use a credit card that is directly linked to the Qantas reward scheme, you can enter your Qantas reward number into the form when you register with the company. This makes sure that all of your points are added up directly as you earn them.
When you use a transferable credit card there is also sometimes a minimum balance needed before you can transfer them into reward points. There could also be a slight delay in the amount of time that it takes for the money to reach your account once they have been transferred.
Overall, you really need to compare as many different direct earn credit cards as you can before you make a decision. Some are more convenient than others, and some will offer you a higher point reward for every $1 spent. Why not take a look at the wide range of frequent flyer credit cards today to see what your options are?
Whichever card you end up choosing one thing is for certain, direct earn reward cards are a whole lot easier than any of the manual cards on the market!
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* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
