Dodge annual fees

Obvious isn’t it?  You don’t really have to pay an annual fee on your card.  Is there another credit card that offers a similar, or lower, interest rate without annual fees?

 

Annual fees are mostly charged on credit cards with rewards programs.  You’ll have to consider whether or not you spend enough on the card to make the most of the rewards program.



Comparison of Top 9 Credit Card Offers

Credit Card Card Details Purchase Rate Cash Advance Rate Balance Transfer Rate Annual fee Interest free days
St George Vertigo MasterCard Application
St George Vertigo
11.89% p.a. on purchases. Winner of Money Magazine’s Award for Cheapest Credit Card. 11.89% 20.49% 0% for 6 months $45 55
Aussie MasterCard Application
Aussie MasterCard
0% p.a. balance transfer for 6 months. 11.99% 15.99% 0% for 6 months $49 55
Citibank Clear Card Application
Citibank Clear Card
11.99% p.a. on purchases. 11.99% 20.74% 0% p.a. for 6 months $65 55
ANZ Low Rate MasterCard
ANZ Low Rate MasterCard
0% p.a. balance transfer for 6 months. 12.99% 18.24% 0% for 6 months $58 55
St George Starts Low Stays Low Credit Card
St.George Starts Low 12.99% Stays Low Credit Card
0% p.a. balance transfer for 6 months. 12.99% 12.99% 0% for 6 months $59 55
Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Card
5.99% p.a. balance transfer for 5 months. 13.24% 13.24% 5.99% for 5 months $48 55
ANZ Balance Visa Card Application
ANZ Balance Visa Card
1 Reward Point for every $1 you repay to your balance. 13.99% 20.99% 0% for 6 months $57 55
Citibank BP MasterCard Application
Citibank BP - MasterCard
5% off your petrol and and everything else you buy at BP. 1% off everything else you buy anywhere. 19.89% 19.89% 2.90% for 12 months $79 55
GE Money eco MasterCard Application
GE Money eco MasterCard
0% p.a. balance transfer for 6 months. Every dollar spent contributes to reforestation, renewable energy, and other environmental initiatives. 18.49% 19.99% 0% p.a. for 6 months $49 55

3 Responses

  1. Sam Says:

    I pay annual fees, and it really annoys me. I don’t see any benefit of it.

  2. Fred Schebesta Says:

    Neither do I. What are they used for?

  3. Sami Says:

    There is no need for annual fees. The UK banks do not charge them & as well you can use any bank’s ATM without extra charges.

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