5 Easy Steps To Switch Your Bank Accounts To St.George

Featured St.George Credit Card

The St. George Vertigo MasterCard makes switching credit cards an easy decision as you can save with a low ongoing rate on purchases and a low balance transfer offer for the first 6 months. You can also switch to eStatements which allows you to easily manage all your credit card statements online

• $55 annual fee
• 13.24% p.a. on purchases
• 0.99% p.a. for 12 months on balance transfers
• Cash Advance Rate of 21.49% p.a.
• 55 days interest free
• Minimum Income Requirement of $15,000 p.a.
• Cannex 5 star rated credit card

Read the St George Vertigo terms and conditions.

To switch bank accounts to St.George is an easy process. If for any reason you feel that your existing bank accounts do not serve your purposes, then you should not be put off by the whole prospect of switching them to another bank.

You shouldn’t feel any sense of loyalty to your existing bank just because you may have been with them for a number of years, or all your banking life. There may well be better options out there, and the process is actually very simple.

Step One – Apply for a St.George bank account:

The first step to switch bank accounts to St.George is make contact with St.George and request that a new account is set up for you. Once this is done, you must attend to your old account, and the activity that regularly takes place on it.

Step Two – Wind down your old bank account:

Bear in mind that your old account will need sufficient funds to allow for a smooth transition of any direct debits and payments, so you need to maintain a healthy balance in it to make sure that your commitments are still met until your St.George account can take over.

Step Three – Transfer your wage payments:

It is likely that you have your wages paid into your bank account, so to switch bank accounts to St.George will require that you instruct your employer to switch your payments, using your new BSB and account number, or ask St.George to do this for you.

Step Four – Transfer regular payments:

Your current bank will provide you with a list of your current payments, and you can then contact these organisations and give them your new bank account details. These may include direct debts for utilities, or any type of insurance. Alternatively, you can complete the Activity Summary list and authorise St.George to instigate a transfer of these payments. Note that this switching process does not apply to any direct debit, credit or periodic payments that are set up on your credit card or visa debit card.

Step Five – Close your old account:

Once all your payments and debits have been switched to your new account and you can see that your new St.George account is now the one handling them, you can go ahead and close down your old bank account.

If you are thinking you might switch bank accounts to St.George but are reticent because you don’t want to rock the boat, remember that people switch bank accounts every day. Banks are perfectly geared up for exactly this type of activity, and it is in their interest to make the whole process as smooth as possible for the new customer.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%