The Emirates Citi Platinum Frequent Flyer credit card is not your average card. This card gives you easy ways to earn points and a wide variety of redemption options.
This card also offers the platinum perks that your lifestyle demands like concierge service and access to exclusive airport lounges. A Emirates Citibank Platinum card has benefits that make it stack up well against the competition. This card offers one of the leading card rewards programs have to offer so that you can use your points faster and with more benefit. In fact, for every dollar that you spend you can earn three Skywards Miles which is double what most cards offer their clients.
Emirates Citibank Platinum Credit Card Offer
Fly further and faster with the Emirates Citi Platinum credit card. Earn up to 1.50 Skywards Miles per $1 you spend. Redeem your Skywards Miles for flights and enjoy exclusive complimentary lounge access in Australia and Dubai. Complimentary international travel insurance
- $229 p.a. annual fee
- 20.99% p.a. on purchases
- 3.9% p.a. for 9 months on balance transfers
- Cash Advance Rate of 21.24% p.a.
- 55 days interest free
- Minimum Income Requirement of $35,000 p.a.
Emirates Credit Card Comparison
Emirates Credit Card Perks
Luxury Travel - Cardholders get one free chauffeur driven ride each year to and from the airport when they fly Emirates. They also get a lounge pass for to any Emirates lounge when they fly Emirates and free access to the Marhaba Airport Lounge in Dubai.
Freedom – The Skywards Miles can be used for flights on Emirates and with their partner airlines. If you prefer, you can also redeem those miles for other things like stays at Emirates’ hotel, car hire, and shopping. The miles automatically convert into Skywards Miles and are transferred to your Skywards account at a rate of 1.5 Citi Miles to 1.5 Skyward Miles. These miles add up quickly, so you can fly where you want on them right away. Some of the redemption rates are 36,000 Skywards Miles for a flight to New Zealand, 45,000 Skywards Miles for a flight to Southeast Asia, and 96,000 for a flight to Europe on direct, economy flights.
Best Card In Its Class – The Emirates credit card has some of the best terms available including three Skywards Miles for every one dollar spent for a limited time for new applicants. In addition, cardholders get complimentary international travel insurance, purchase cover, extended warranty, and transit accident insurance. You also get up to 25% off at partner retailers with Citi World Privileges and anytime Platinum concierge service.
Great Rates – The standard purchase interest rate is 20.99% p.a. and cash advance rate are just 21.24% p.a. with an annual fee of $229 and credit limits up to $100,000. Additional cards are $90 with up to 4 available.
Money Savings – If you are already paying high rates on other credit cards you can do a balance transfer to help reduce the amount you spend on interest. The Emirates card comes with an excellent balance transfer rate of 3.9% p.a. for 9 months. This will easily save you loads of cash on interest while you clear that debt from your credit history.
Account Management – The Emirates credit card is easy to use with Citi online and Citiphone banking. Cardholders can also use their card at ATM’s, EFTPOS, Australia Post, and over the counter. To pay your card bill you can use Citi Online, auto debit, funds transfer, BPAY, CitiPhone Banking, or the Australia Post. Statements are delivered by mail or online each month.
Membership Privileges – Cardholders get up to 25% off on special offers through the Citi World Privileges program. They can also get exclusive tickets to theatre, sporting events, dining, travel, tours and much more just for using their Emirates credit card.
Security – Emirates takes protecting your money and your identity seriously. Every card comes with Fraudshield and optional CreditShield Plus insurance. They also have 24 hour a day 7 day a week customer service and complimentary purchase cover of up to $200,000.
Application Process – To qualify applicants must be at least 18 years old and have a minimum income of $35,000 per year. You must also be a permanent Australian resident and have a good credit rating. If you are already a Citi cardholder you must have owned the card for at least nine months before making another application. Application can be done online, you will need your contact information, driver licence number, current and previous residential information, employer address and phone number. You will also need to provide financial information like the value of your home, car, and other assets, monthly income and expenses. If you intend on doing a balance transfer you will also want to provide the account information, the amount to be transferred, and the issuing organisation’s name and address.
Emirates Credit Cards Frequently Asked Question
What is Citi Miles? Citi Miles is the rewards program that is offered by Citi to Platinum cardholders. You can earn up to 150,000 miles per year from the date of your application. These miles are automatically transferred into your Skywards account at the end of the statement cycle to Skywards Miles. After they have been transferred they can be used on flights, hotel stays, rental card, or products from The Emirates High Street.
Will my Skywards Miles be hard to earn and transfer? No, at the end of each statement cycle the number of miles you earned from retail purchases will be calculated and transferred to Skywards Miles. They will then automatically be transferred to you SKYwards account withing 15 days of the close of the statement cycle. Citi Miles may only be transferred at the end of the statement cycle.
Do I have to be a member of Skywards? Yes, you must provide Emirates with your Skywards membership number on your application or by calling Citiphone. If you need to apply for membership you can do so at the Skywards website, there is no fee for membership.
What happens to miles earned by additional cardholders? Skywards Miles are transferred to only the primary cardholders Skywards account no matter who made the retail transactions.
Are there many choices for Skywards Miles redemption? Yes, your Skywards miles can be redeemed for international flights with Emirates or Skywards partners at very competitive rates. You can also redeem them for domestic flights with Virgin Australia. If you do not want to use the miles for a flight they can also be used for hotels, car rentals, and other leisure activities. If shopping is your passion The Emirates High Street allows you to use your points for products and experiences of anything from toys to yachts. Your purchases can be delivered worldwide to more then 60 countries. If you are short on miles or just want to save some for something else you can use your card or a combination of miles and your Emirates credit card to make purchases.
What do I have to do to redeem my Skywards Miles? For flights, hotels, and tours simply go to skywards.com and follow the prompts. If you are using it at The Emirates High Street all you have to do is choose your products and then a payment option. If you are using miles you will need to type in your Skywards account number and the appropriate points will automatically deduct from your account.
Are there any other special features with the Emirates Platinum Credit Card? Yes, your gain access to the Emirates Lounge, The Marhaba Lounge, and a chauffeur driven airport transfer.
Is it hard to get in to the Emirates Lounges in Australia? No, all you have to do is purchase an Emirates flight with your Emirates Platinum Credit Card. At the entrance to the lounge just present your card and boarding pass to gain access. You may bring one guest to the lounge with you as long as they enter with you and have a boarding pass. If you are travelling with a child they may enter with you and will not count as a guest. The benefit is available once a year for Economy class passengers at Emirates lounges in Sydney Melbourne, Brisbane, and Perth.
Is booking the chauffeur-driven transfer complicated? No, once you purchased your qualifying Emirates flight with your Emirates Platinum card simply call the Emirates reservation office at least 72 hours before you require service. If you live outside the service area of a 40 km radius from Sydney and Perth and a 60 km radius from Brisbane and Melbourne you will be charged an additional fee, which you will be advised of when booking. There is a maximum of four passengers from the same location including children. Please provide the ages of the children to determine the appropriate child safety seat.
What about gaining access to the Marhaba Lounge in Dubai? All you have to do is show your Emirates Citi Platinum Card at the entrance. The benefit is available for both primary and secondary cardholders. Complimentary access is available for children under the age of 12 with a cardholder. Additional passes are available for a fee.
Are Citi or Skywards Miles the same as Citi Rewards Points? No, these are two separate programs that cannot be combined or transferred amongst each other.
Emirates credit cards give you more then most of the other cards in the marketplace. At Emirates they know that your business is valuable so they offer valuable rewards in return. They also know that you want to be able to use your miles in a simple and efficient manner so they have made the process automatic. All you have to do is make purchases and all of the points calculation and transferring is done for you leaving you with just the task of spending those miles on any of the flights, accommodations, experiences, or shopping that suits your fancy. The doors to world are opened and the best of the best is there for the taking with this card and the benefits that it offers to you.