Family Finance Tips
Managing the families credit and finances can be an aggravating and frustrating task and often the cause of many family disagreements. Use our family credit and finance guides to help take the headache away from managing your finances.
If you're looking for some great family finance tips then you have certainly come to the right place. Take a look at this article to find out how you can have some fun bonding moments with your family and save some money at the same time.
With a little creativity, family finance can be put in order very quickly. It is usually just a matter of breaking out of bad habits and putting in some new fun ones. You can take advantage of your children's willingness to have an adventure and start doing things that cost less but have fun at the same time.
Finance Tips for you and your Family
1. Grow your own food
Gardening can be great therapy and your kids will probably love the chance to get some dirt under their nails. It can be a family affair and eating vegetables that you have grown yourself will taste better than anything you can buy a supermarket. Things that you can't grow yourself, such as canned goods and pantry items, should be bought in bulk. You can really save a lot of money and help your family finance by organizing your grocery shopping and buying food that you regularly eat in bulk quantities.
2. Get involved with your community
Children love to go to the library and look at all the books. Instead of just rushing in and grabbing a few books and then leaving again, why not schedule an hour or two where everyone grabs a comfortable chair and sits down to read. This can easily become a weekly or biweekly outing, and one that both you and the rest your family will look forward to.
3. Do family chores
There is no reason why you need to hire someone to take care of your lawn and your housework if you gather your family together and assign chores. You can save a lot of money by not hiring others to do these simple tasks, and the money saved could be put towards a family vacation.
4. Learn how to do simple things
If you don't know how to hem clothes then now is a good time to learn in order to help out your family finance. Gather your family around with some clothes that need mending and some needles and thread and get sewing. You can either put on some music or have a lively conversation with the rest of your family while you sew. This can turn into a bonding time where you sew together. You can also learn how to do simple repairs around the house and avoid having to call in a handyman to do them for you. Most of these tasks are simple to learn and you can even find out how to do many of them on the Internet.
Family finance can be put in order very easily by following the above tips. You'd be surprised at how fast you can save money by putting these tips into action.
Finding the money to send your children through tertiary education is often a battle and it's important that your "run a tight ship" keeping your finances up-to-date and organised.
The articles below provide a helpful reference allowing you to learn how to responsibly manage your family's money and credit for a happy future together.
Family and Student Credit Card Articles
- Discussing Credit Cards with Kids
While children are educated about important adult issues such as sexual health, their curriculum is practically void of personal finance, let alone credit cards. - Become Financially Firm for your Baby
Whether it’s planned or out of the blue, it's important you have strategies and ideas that will aid you in staying financially firm for your newborn. - Financially Preparing for a Student Gap Year
Whether it's travelling, gaining life experience, or simply reflecting and relaxing, a break for Australian students can be justified for their hard work. - How to Spend Less Funding your Wedding with Credit Cards
This article will explain which credit cards you can use to maximise the savings and rewards from using a credit card for your wedding. - Obtaining a Higher Credit Limit as a Student
Students usually apply for student credit cards that although offer lower credit limits, are still an excellent way of initiating on the credit card score and history - 5 Ways you can Protect your Teenager from Credit Card Debt
Today's teenagers when growing up want to access their money faster and make more considered decisions. - Saving Money with your Partner in a Recession
Use these money saving tactics and strategies during this rececession to keep your finances tight
Check out the Credit Card Guide for more articles and credit card education
- Financial Planning for a New Baby
A lot of changes are going to happen once you have a baby, and one of the things that you need to put into place early is baby financial planning. Your whole money management is going to change once the little one arrives so it is a good future investment to organize your finances now.
- Having A Baby Should Not Bury You In Credit Card Debt
Most people are very tempted to use their credit card to prepare for a new baby. There are a lot of new expenses when the little one is on the way, but quite often there are baby items charged to the credit card that really don’t need to be. There are ways to keep your spending down when you are expecting so that you don’t end up with serious debt before the baby is born.
- Preparing Yourself Financially For Maternity Leave
Having a baby is very exciting. Before the birth of your baby, you need to figure out your finances and how they will work once you’re on maternity leave.
- Tips For New Parents – How To Afford Having A Baby
Becoming a parent is the most rewarding experience, but babies are expensive so you need to know the tips to affording one.
- Joint Credit Card Applications and Co-Signing for a Loan
Credit card debt can cause a strain on any relationship, and this article shows you how it can be avoided. Knowing what can be done to escape the strains debt places on your relationship will help both partners avoid the pitfalls.
- Credit Card Offers For Single Parents
Finding the best credit card offer for single parents can mean taking a good look at your financial situation. When you understand your own spending patterns, you’re in a much better position to locate the right card to suit your own personal needs.
- How To Talk To Your Kids about Bad Family Finance Problems
Since the global financial crisis a lot of families have had to cut back on some luxuries and make some financial sacrifices. Although this can be a testing time for your family there are many ways you can approach it. Here are a few tips on how to talk to your kids about family finance problems.
- How To Educate Your Kids About Credit Cards
We now live in an age where it is acceptable to have debt. So we need to educate our kids about managing money so they don’t acquire the same bad habits that we do. Here is how to go about educating your kids about money.
- Planning To Have A Baby: Prepare Your Finances And Save Money
If you are expecting a new baby, it’s important that you do the research and planning now to prepare your finances.
- Credit Card Information for Seniors
As a senior citizen, the financial decisions you make are quite important as you are close to retiring or have already retired, and it’s very important to be able to manage your funds. Read our guide with Credit Card Information for Seniors.
- Baby On The Way? Money and Credit Tips for Soon-To-Be Parents

Preparing for a new member of the family can be exciting or stressful, but either way it will always cost money.
If one of you had to take leave from work, will your household income fund the newborn? We explore a range of issues upcoming parents face when preparing and financing a baby.
- Saving Money & Cutting Costs with your Partner in a Recession
Credit Card Finder has stockpiled some of the best frugal techniques, quality websites and financial products in order to cut costs and save money as a couple.
- Discussing Credit Cards with Kids
Ever wondered what exactly a child thinks a credit card does? Ask yourself, and amusement will ensue after an innocent and naive answer. However, credit card irresponsibility is no laughing matter, especially when an inexperienced and young adult has no means of repayment.
- Become Financially Firm for your New Baby
While a baby can be the pinnacle of your life’s achievement and satisfaction, along with it will come a new sense of financial responsibility – and strain.
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Click here to find out which outlooks and tactics you can adapt in order to cope with the costs of raising a child
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
![]() HSBC Credit Card | Editor's Choice:0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010. | 16.99% | 20.75% | 0% for 6 months | $0 | 55 | ![]() ![]() |
![]() Suncorp Clear Options Standard Visa Card | A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases. | 12.24% | 17.99% | 1.9% for 12 months | $39 | 0 | ![]() ![]() |
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