Credit Card Feature: Free Roadside Assistance

Information verified correct on September 28th, 2016

Find out what free roadside assistance actually means on the American Express Platinum Card. Check out the other emergency cover options offered on this prestigious card.

Free Roadside Assistance is offered as a benefit of carrying an American Express Platinum Card. There are various platinum credit cards on the market, and several versions are offered by American Express, but this one is the real-deal of platinum credit cards. Its annual fee should tell you that: $900.

As you might expect from such a prestigious card, there are benefits attached that are not available on lesser cards. One of those is free roadside assistance. Specifically, if your car breaks down when you’re travelling anywhere more than 51kms from your home in Australia, American Express will arrange and pay up to $125 for your car to be towed to the nearest garage, or pay the same amount to cover on-the-spot repairs.

American Express Credit Card Comparison

Rates last updated September 28th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
American Express Explorer Credit Card
Receive 100,000 Membership Rewards Bonus Points on eligible spend within the first 2 months of Card Membership. Also enjoy a $400 travel voucher and two complimentary airline passes per year.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $395 p.a. Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points when you meet the minimum spend requirement. Plus, enjoy 0% p.a. for 12 months on balance transfers.

20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $195 p.a. Go to site More info
American Express Qantas Ultimate Card
Enjoy 50,000 bonus Qantas Points when you meet the minimum spend requirement and earn up to 3 Qantas Points for every $1 spent. Also enjoy a complimentary return flight every year.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
American Express Velocity Platinum Card
Enjoy up to 50,000 bonus Velocity Points when you meet the minimum required spend and earn up to 3 rewards points per dollar spent. Also receive a complimentary return flight every year.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $349 p.a. Go to site More info
American Express Velocity Escape Card
Enjoy 7,500 bonus Velocity Points when you meet the minimum spend requirement and earn up to 2 points for every $1 you spend, together with a $0 annual fee.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
American Express Qantas Premium Card
Earn as much as 30,000 bonus Qantas Points when you meet the minimum spend requirement. Enjoy frequent flyer benefits including uncapped Qantas Points per $1 spent, complimentary travel insurance and Qantas Club lounge invitations.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
American Express Qantas Discovery Card
Enjoy up to 7,500 bonus Qantas Frequent Flyer Points and 1 point per $1 spent, plus 0% p.a. on balance transfers for 12 months, all for a $0 annual fee.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
American Express Platinum Card
Receive 80,000 Membership Rewards Bonus Points when you meet the minimum spend requirement and earn up to 3 points per dollar spent. Gain access to travel insurance, $300 Platinum Travel Credit every year and access to 800 VIP airport lounges.
$1,200 p.a. Go to site More info
American Express Gold Business Card
Keep track of your business expenses with a dedicated business credit card. Your account details can be uploaded in to MYOB, Excel or Quicken to help with BAS reporting.
$169 p.a. Go to site More info

Free Roadside Assistance within Amex Platinum Emergency Assistance Cover

This free roadside assistance is part of the Platinum Card’s Emergency Assistance Cover. This also includes:

  • Emergency Card Replacement, which replaces a lost or stolen card within 24 hours almost anywhere in the world
  • Emergency Cheque Cashing, allowing you to cash a personal cheque in most American Express Travel Service Offices around the world
  • Emergency Cash Advances, providing up to US$1,000 in local currency in an emergency resulting from the loss or theft of all necessary travelling documents, where there is no access to an ATM or the Amex Emergency Cheque Cashing Service
  • Home Assistance, to source a plumber, electrician or locksmith if you need one (and you presumably don’t want to deal with such people yourself).

How useful the free roadside assistance element of this is in reality will depend upon the extent of the problem you suffer. $125 is a nice gesture but won’t actually cover very much. It is also highly unlikely that anyone earning at least $100,00 a year (the minimum income criteria to apply for this card) will not have organised some level of breakdown cover for their Aston Martin.

This is probably one of those perks that is in there just to make this card stand further apart from other platinum level credit cards. If you look at the American Express Platinum Card insurance booklet, you also get Hijack & Detention Cover and Kidnap Cover. However, this does not mean they will be sending Russell Crowe in to get you back.

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Credit Cards Comparison

Rates last updated September 28th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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