GE Money Credit Cards

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Ge Money

GE Money has a strong global financial presence in over 50 countries around the world. Among other financial products, GE Money Australia offers a range of credit cards to consumers keen on an offer that isn’t from one of the leading banks.

GE Money is the consumer finance division of General Electric. Currently one of the largest consumer finance companies in the world, they also offer a range of credit cards. This articles discusses some of the GE Money credit cards in the market.

GE Money was established in the 1930s as the consumer finance division of General Electric, the American industrial giant. Since then GE Money has grown into one of the largest financial services provider in the world. Among their range of products credit cards are also included. The following is a brief outline of the some the credit cards currently on offer and their salient features.

Gem Visa Credit Card

Featured GE Money Credit Card

Apply for a Gem Visa Credit Card and receive 6 months interest free on any purchase over $250 – reverts to 22.99%. Plus longer interest free terms of 1 year, 2 years or more. Gem Visa provides increased protection against fraud with in-built chip technology.

  • $99 p.a. annual fee
  • 6 months interest free on any Visa purchase over $250 (reverts to 22.99% p.a.) on purchases
  • Cash Advance Rate of 22.99% p.a.
  • 55 days interest free
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Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Gem Visa Credit Card
Gem Visa Credit Card
Receive 6 months interest free on any Visa purchase over $250. Plus up to three years long-term interest free at thousands of retailers and service providers stores Australia wide. 6 months interest free on any Visa purchase over $250 (reverts to 22.99% p.a.) $99 p.a. 22.99% p.a. Apply Now For The Gem Visa Credit Card
Read More About The Gem Visa Credit Card

GEM Visa Card

The GEM Visa card allows for many ways to save money on interest and purchases. If you purchase totals more then $250 you get 6 months interest free. For any other purchases you could be eligible for up to 55 days interest free too. There is also the added bonus of potentially receiving up to 2 years interest free on selected transactions.

The 6 months interest free on purchases over $250 happens on every purchase you make, and is a great way of avoiding extra interest in that time. Just be careful to remember to make the repayments on time to avoid any hidden fees, charges or interest.

Find out more about the GEM Visa Credit Card.

Eco MasterCard

For the environmentally conscious this a great reward card. You can earn reward points worth 1c for every dollar spent on the card. As part of the reward program you can choose between two options of redeeming your reward points:

  1. Half in cash-back (crediting your card account) and half in carbon offsets (bought to reduce your carbon footprint).
  2. Full amount in carbon offsets – this way you make the most contribution to reducing greenhouse gas emissions and finding alternative, renewable sources of energy which are cleaner for the environment than petroleum.

28 Degrees MasterCard

A card provided only through the post or online, it features no annual fees. Unlike most other credit cards which charge a much higher interest on cash withdrawals the 28 Degrees MasterCard charges the same interest rate for purchases and cash advances. Like other cards however, the interest is applied from the date of cash withdrawal, i.e., interest free period is only available for purchases.

GE Money Low Rate MasterCard

Featuring low interest rates on purchases, this card has an annual fee of $58 , and can include nine other cardholders in the same account. Other benefits include 55 days interest free on purchases, and a low balance transfer rate for 6 months.

GE Money MasterCard

Perfect for individuals with moderate earning levels, this card has low credit limits and annual fees.

GO MasterCard

This card provides extended financing options for large ticket purchases such as household white goods.

The range of GE Money credit cards is quite broad, and they provide some features such as extended financing which is found nowhere else.

GE Money have a unique set of credit cards. If utilized correctly, they can be fairly beneficial and cheap. However as they all feature very high interest rates, you’ll need to manage them very carefully in order to avoid getting stung.

62 interest free days can be a curse as much as a blessing, if you miss the grace period you’ll be hit instantly with a high rate of interest accumulation.

GE Money Eco MasterCard Environmental Benefit Review

The GE Money eco MasterCard is the 1st credit card in Australia with a dedicated program that purchases carbon offsets on behalf of cardholders via Origin’s Carbon Reduction Scheme. These contributions help fund projects such as reforestation, renewable energy, water and wastewater treatment, land and habitat conservation, energy efficiency and other environmental initiatives that meet the strict standards.

Financial providers today seem to be hopping on the environmentally-friendly bandwagon. With the creation and development of a new environmentally friendly credit card, the environmental footprint left by Australians using an array of plastic cards may soon diminish.

Ge Money are currently pioneering the environmental spearhead among financial providers in Australia with the release of the Ge Money Eco MasterCard. With each transaction on it, contributions to projects which endorse clean gas emissions are donated which will ultimately reduce our carbon footprint.

People tend to enjoy reducing their carbon footprint without any real effort – the Eco Mastercard serves as an interesting tool which doubles as a credit card and an environmental wonder.

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Credit card offers:

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HSBC Credit Card Bankwest Zero Platinum Credit Card Virgin Flyer Credit Card ANZ Low Rate
HSBC Credit Card Bankwest Zero Platinum Virgin Flyer Credit Card ANZ Low Rate

0% p.a. for 6 months

on balance transfers & no annual fee

0% p.a. for 9 months on balance transfers & platinum benefits

0% p.a. for 8 months

on balances transfers & reward points

0% p.a. for 9 months

on balance transfers & low rate

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6 Responses to GE Money Credit Cards

  1. Default Gravatar
    Sylvia | April 13, 2013

    I currently have a Coles platinum master card but i would like a similar one with no foreign transaction fees as well as no annual fee as I have at present.
    Can you help me with this?

    • Staff
      Jacob | April 13, 2013

      Hi Sylvia. Thanks for your question. There are a couple of cards that currently don’t charge a cross currency conversion fee. The Aussie Low Rate Platinum Card, the 28 Degrees MasterCard and the Bankwest Platinum range of cards. The 28 Degrees MasterCard is offered by GE Money. The 28 Degrees MasterCard and the Bankwest Zero Platinum card have no foreign currency conversion fee and no annual fee – which fits your listed requirements. But if you’re traveling overseas, the 28 Degrees MasterCard also offers no international ATM transaction fees. Let us know how you go. Jacob.

  2. Default Gravatar
    Lester | April 26, 2013

    Can we used gem visa to purchase a phone worth 800 in online and pay it 12 months and interest free?

    • Staff
      Jacob | April 27, 2013

      HI Lester. Thanks for your question. Please check the review and application page for details of the interest free promotion. It applies to online purchases as well as purchases made over the counter – just not BPAY payments. Jacob.

  3. Default Gravatar
    Bernie | May 9, 2013

    Hi. I’m looking for a credit card with an interest free period for 6 to 9 months with low to non-yearly annual fee and a low interest pay off rate that I can use as a visa. Am I asking to much?

    • Staff
      Jacob | May 9, 2013

      Hi Bernie. Thanks for your question – it’s not too much to ask Bernie!
      For your consideration, here’s a comparison of Visa credit cards. If you check this page, which compares no annual fee credit cards, you will be able to see the cards which have interest free terms when you first make a purchase or you activate the card. If you check the picture of each card, you’ll be able to see a little Visa or MasterCard logo in the bottom right hand corner. This is the easiest way to see who providers each card. Let me know if you need to know more. Jacob.

Credit Cards Comparison

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Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
A low rate on purchases, balance transfer and a low annual fee. 13.14% p.a. 0% p.a. for 9 months $58 p.a. 21.49% p.a. Apply Now For The ANZ Low Rate
Read More About The ANZ Low Rate
HSBC Credit Card
HSBC Credit Card
No annual fee for the life of the credit card. Plus a low balance transfer offer. 17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Apply Now For The HSBC Credit Card
Read More About The HSBC Credit Card
Bankwest Zero Platinum MasterCard
Bankwest Zero Platinum MasterCard
Exclusive Offer to Credit Card Finder. No annual fee credit card with platinum benefits. 17.99% p.a. 0% p.a. for 9 months $0 p.a. 21.99% p.a. Apply Now For The Bankwest Zero Platinum MasterCard
Read More About The Bankwest Zero Platinum MasterCard
Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Credit Card
A low interest rate offer on purchases and balance transfers. 0% p.a. for 5 months (reverts to 12.99% p.a.) 5.99% p.a. for 5 months $78 p.a. ($48 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Rate Credit Card
Read More About The Commonwealth Bank Low Rate Credit Card
ANZ Platinum Credit Card
ANZ Platinum Credit Card
No annual fee for the first year and a balance transfer offer. 19.39% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) 20.99% p.a. Apply Now For The ANZ Platinum Credit Card
Read More About The ANZ Platinum Credit Card

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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