GE Money Credit Cards

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GE Money has a strong global financial presence in over 50 countries around the world. Among other financial products, GE Money Australia offers a range of credit cards to consumers keen on an offer that isn’t from one of the leading banks.

GE Money Personal Loans

GE Money Personal Loans makes it possible for you to enjoy lifes luxuries now. Whether you want to go on a holiday, purchase a new car or just renovate the home a GE Money Personal Loan features a fixed interest rate and repayment amount for the life of the loan so there are no hidden costs and you can remain 100% in control of your financial future. Applications are done online and only take 15 minutes so apply today and make things happen now.

Features:

• Fixed interest rate and fixed repayments.
• Loans starting from $3000 for most personal loan purposes including - debt consolidation, renovations, holidays or new & used cars.
• Easy application - should take less than 15 minutes to complete.
• Flexibility to choose your own repayments - weekly, fortnightly, monthly or yearly.
• Easy repayment options - Direct Debit, Australia Post, EFTPOS, BPAY
• Low personal loan service fees - $10 per month
• Fast approval - apply now and your funds could be in your account the next working day.

Click here to find out more about this offer

GE Money Credit Card Comparison

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
GE Money Eco MasterCard	Everytime you spend on your card, GE contributes money to offset carbon emissions.	18.49%	19.99%		$49.00	55
GE Money Low Rate MasterCard	An outright poor low interest card. See the low interest card range to compare much better offers.	14.99%	20.49%	4.99% for 6 months	$58.00	55
GE Money MasterCard	Very high interest rates. Acceptable if you pay in full every month without fail, but will be too expensive otherwise.	14.99%	20.49%		$39.00	55
GE Money 'Go' MasterCard	GE Money’s unique rewards card. Astronomical interest rates, but 62 interest free days. *Card establishment fee of $25 applies. Monthly fee of $3.95 charged if monthly balance is over $10.	19.99%	29.49%		$0.00	62

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GE Money is the consumer finance division of General Electric. Currently one of the largest consumer finance companies in the world, they also offer a range of credit cards. This articles discusses some of the GE Money credit cards in the market.

GE Money was established in the 1930s as the consumer finance division of General Electric, the American industrial giant. Since then GE Money has grown into one of the largest financial services provider in the world. Among their range of products credit cards are also included. The following is a brief outline of the some the credit cards currently on offer and their salient features.

Eco MasterCard

For the environmentally conscious this a great reward card. You can earn reward points worth 1c for every dollar spent on the card. As part of the reward program you can choose between two options of redeeming your reward points:

1. Half in cash-back (crediting your card account) and half in carbon offsets (bought to reduce your carbon footprint).
2. Full amount in carbon offsets - this way you make the most contribution to reducing greenhouse gas emissions and finding alternative, renewable sources of energy which are cleaner for the environment than petroleum.

In addition to these innovative reward options this card also features:

• 55 days interest free for purchases.
• 0% balance transfer for a period of 6 months.

Clear Advantage Card

A card provided only through the post or online, it features no annual fees. Unlike most other credit cards which charge a much higher interest on cash withdrawals the Clear Advantage card charges the same interest rate for purchases and cash advances. Like other cards however, the interest is applied from the date of cash withdrawal, i.e., interest free period is only available for purchases.

GE Money Low Rate MasterCard

Featuring low interest rates on purchases, this card has an annual fee of $58, and can include nine other cardholders in the same account. Other benefits include 55 days interest free on purchases, and a low balance transfer rate for 6 months.

GE Money MasterCard

Perfect for individuals with moderate earning levels, this card has low credit limits and annual fees.

GO MasterCard

This card provides extended financing options for large ticket purchases such as household white goods. You can have no-interest payment terms for 48 months, and even no-repayments for 12 months depending on the retailer.

The range of GE Money credit cards is quite broad, and they provide some features such as extended financing which is found nowhere else.

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GE Money have a unique set of credit cards. If utilized correctly, they can be fairly beneficial and cheap. However as they all feature very high interest rates, you’ll need to manage them very carefully in order to avoid getting stung.
62 interest free days can be a curse as much as a blessing, if you miss the grace period you’ll be hit instantly with a high rate of interest accumulation.

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GE Money Eco MasterCard Environmental Benefit Review

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The GE Money eco MasterCard is the 1st credit card in Australia with a dedicated program that purchases carbon offsets on behalf of cardholders via Origin’s Carbon Reduction Scheme. These contributions help fund projects such as reforestation, renewable energy, water and wastewater treatment, land and habitat conservation, energy efficiency and other environmental initiatives that meet the strict standards.

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Financial providers today seem to be hopping on the environmentally-friendly bandwagon. With the creation and development of a new environmentally friendly credit card, the environmental footprint left by Australians using an array of plastic cards may soon diminish.

Ge Money are currently pioneering the environmental spearhead among financial providers in Australia with the release of the Ge Money Eco MasterCard. With each transaction on it, contributions to projects which endorse clean gas emissions are donated which will ultimately reduce our carbon footprint.

By spending:

• $290 on a Ge Money Eco MasterCard, effectively you are offsetting the carbon emission of 1 domestic flight.

• $600, and you are offsetting a car and 5 light globes for a month.

• $1520, and you’ve saved the energy of running a household for a month.

People tend to enjoy reducing their carbon footprint without any real effort – the Eco Mastercard serves as an interesting tool which doubles as a credit card and an environmental wonder.

• GE Debt Consolidation Loan – Consolidate Car Loans, Credit Cards And Store Cards in to one
  

  If you are thinking about getting debt consolidation but don’t know how to consolidate loans, this article will help you out. It explains the different types of loans you can consolidate with GE and how easy it is to do it.



• Loan Consolidation With A GE Debt Consolidation Loan
  

  You may have been putting off getting a loan consolidation because you have too many questions that were left unanswered. This article will answer those questions so that you can make an informed decision about debt consolidation loans and whether it would be right for you.



• Credit Cards Remain A Core Part Of GE Capital’s Business
  

  GE Capital has been making some sweeping changes recently. The Australian and New Zealand markets were no exception, however the core business of credit cards still remains strong. We take a look at the earnings and recent position of GE Capital vis-a-vis our local markets.



• GE Money Go MasterCard, The No Annual Fee & “Interest Free” Card With A Great Rewards Program
  

  If you’re looking for a card with a rewards program, interest-free options and no annual fee then the GE Money GO MasterCard, is exactly the card you have been looking for. Find out all the details in this article.



• GE Money Personal Loans including Debt Consolidation – Details & Application
  

  GE Money have hopped on the personal loan bandwagon with their competitive ‘Debt Consolidation Loan’ offer. You have the opportunity to bundle your debts together into one easy repayment under one lower rate.



• GE Money eco MasterCard – Details and Application
  

  Featured Personal Loan

  Looking for to make an important purchase but prefer to avoid credit cards? A GE Money Personal Loan may be a good option with loans starting from $3000 and flexible repayment options up to 7 years. Free up some extra funds to enjoy the things you want today.
  Features:

  Fixed interest rate and fixed repayments.
  Loans [...]



• GE Money Eco MasterCard – Environmental Wonder
  

  Financial providers today seem to be hopping on the environmentally-friendly bandwagon. With the creation and development of a new green credit card, the environmental footprint left by Australians using an array of plastic cards may soon diminish.

  Ge Money are currently pioneering the environmental spearhead among financial providers in Australia with the release of the GE Money Eco MasterCard. With each transaction on it, contributions to projects which endorse clean gas emissions are donated which will ultimately reduce our carbon footprint.



• GE Money Low Rate MasterCard
  

  The GE Money Low Rate MasterCard promises a low rate on purchases and a low rate on balance transfers. But is it really as competitive as it claims to be?







Editor's Choice: Our Top Credit Cards




Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0