Guide to Getting Credit Card Rewards Fast

Sometimes it can seem like you are making very slow progress when you are collecting credit card rewards. The good news is that you can speed up the process significantly.

Featured Rewards Credit Card

The American Express Frequent Flyer Visa will give you greater earnings potential, with the opportunity to use your AMEX and earn more points, and your VISA for greater global acceptance. Apply before the 31st May, 2010 and receive a bonus 10,000 Qantas Frequent Flyer Points

• $95 annual fee
• 19.74% p.a. on purchases
• Cash Advance Rate of 20.99% p.a.
• 44 days interest free
• Minimum Income Requirement of $15,000 p.a.

Read the ANZ Frequent Flyer terms and conditions.

Get credit card rewards fast

Here are some quick and simple ideas you can implement right away to get your credit card rewards much faster.

1. Use the proper card

If you are using a rewards program that has two cards that are linked up to one account like the Westpac Altitude Card, which has both an American Express and a MasterCard or Visa linked up to it, you might not be using the right card. A program such as this one gives you two cards for flexibility, but you don’t have to worry about receiving two statements, having two credit limits and managing two accounts.

The reason two cards are linked up together is that one earns extra points when you use it. For example, when you use your American Express Altitude credit card you will earn double the points you would with your MasterCard or Visa. Whenever you have an account that links two cards together, make sure that you find out which one offers the most points and use it whenever you can when you’re shopping.

2. Upgrade your card

Did you know that premium cards such as Gold or Platinum ones usually have a better rewards program than regular cards? If you have never thought about having one of these cards before, you might rethink it since you can get a lot more points a lot quicker with them. One example of this would be the Commonwealth Bank Platinum American Express Card that will earn you three points for every dollar you spend on the card, while you only earn 1.5 on their standard card.

3. Points plus pay program

Most credit card rewards programs now have a points plus pay option available to their card members. You are able to use both cash and points to purchase any merchandise you see in a catalog. This means that you will be able to get your rewards as soon as you want them by adding cash to your credit card points to make the purchase. No longer do you have to wait and get frustrated with the amount of points you are earning.

If you implement the ideas in this credit card rewards guide right away, you will start earning more credit card rewards in a faster period of time. If you want to get your points fast, start using these ideas now.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%