How To Get Your Own Personalised Credit Card

Information verified correct on October 28th, 2016
holding many cards

Create your own credit card design, and stand out from your friends!

There are so many different types of credit cards on the market now. They have become a ubiquitous part of our lives. And because they are so common, there are ways that you can individualise your credit card and make it all your own and set apart from the crowd.

History of older credit card designs

Earlier credit card designs were fairly plain and lacking in any distinguishable design. Most of the time credit cards were made up of one or two colours and the important numbers. After a short period of time banks began to realise the importance of visual branding and began to drive more efforts into making their card designs recognisable. Banks began to use the logo, colour, advertising characters and endorsements to increase the exposure of their brands.


First credit card design from American Express

While a majority of companies are content to leave their designs simple, there are others that are allowing customers to run wild with their imaginations to bring their personalised credit cards to life. Credit card designs range from sports teams, motor vehicles and even Disney characters to allow cardholders to express their personalities through their plastic.

Personalised Credit cards give you a personal feel that can provide that individuality that many customers are striving for. There are restrictions, however, on the lengths your designs can go to. For example, you may not use another credit card provider’s logo. You are also not allowed to misrepresent your card in any way meaning that you may not imply that it is a platinum or gold card when it isn’t. Compare the credit cards below to place your favourite image on your credit card today.

Are there extra costs associated with designing my card?

When you make personalised credit cards, the provider will generally charge a fee for the service. However, there are some companies that are allowing customers to do this for free. It is also important to understand that changing the design of your credit card does not, in any way, change the terms and conditions of your card. This is a standard agreement and any changes must be taken up directly with the card company.

Credit Cards that let you customise the design

Rates last updated October 28th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
ANZ First Visa Credit Card
Enjoy 0% p.a. balance transfer rate for the first 18 months, a low annual fee, interest-free days on purchases and a low minimum credit limit.
19.74% p.a. 0% p.a. for 18 months with 3% balance transfer fee $30 p.a. Go to site More info
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Credit Cards Comparison

Rates last updated October 28th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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