Personalised Credit Cards – How To Get Your Own Personalised Credit Card

Information verified correct on September 29th, 2016
holding many cards

Create your own credit card design, and stand out from your friends!

There are so many different types of credit cards on the market now. They have become a ubiquitous part of our lives. And because they are so common, there are ways that you can individualise your credit card and make it all your own and set apart from the crowd.

Credit card companies have been using card designs to fight for customers for years now. While there are still companies that are content to leave their designs in the plain and more simple realm, there are others that are allowing customers to run wild with their imaginations to bring their personalised credit cards to life.

Personalised Credit cards give you a personal feel that can provide that individuality that many customers are striving for. There are restrictions, however, on the lengths your designs can go to. For example, you may not use another credit card provider’s logo. You are also not allowed to misrepresent your card in any way meaning that you may not imply that it is a platinum or gold card when it isn’t.

ANZ Low Rate

Design your own credit card

Besides being a great credit card offer with a low purchase rate, annual fee and balance transfer rate, the ANZ Low Rate credit card gives you the opportunity to create your own personalised credit card, that looks the way you want it to - snazzy, fun, classy, cool - it is up to you - you pick, you choose!

  • $58 p.a. annual fee
  • 13.49% p.a. on purchases
  • 0% p.a. for 18 months with 3% balance transfer fee on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $15,000 p.a.

Personal Touches

While there are a few restrictions on what you can’t do on credit cards, there is much that you CAN do to personalise your credit card. Many people choose to use personal pictures of friends, family or favourite places they love or have travelled to. One other favourite is to place a picture of a treasured pet on their personalised credit cards.

Some card users are even going to the lengths of hiring designers to design their card. They may also use a professional photographer to capture something unique about their personality. If you use a subsidiary card, many of these providers will allow the subsidiary card holder to design their own card.

When you make personalised credit cards, the provider will generally charge a fee for the service. However, there are some companies that are allowing customers to do this for free. It is also important to understand that changing the design of your credit card does not, in any way, change the terms and conditions of your card. This is a standard agreement and any changes must be taken up directly with the card company.

If you are interested in changing the terms of your agreement with the credit card company, you should contact them directly. For faster results, you may want to speak directly with a manager or customer retention specialist to make any changes to your terms and conditions.

Credit Cards with Personalised Design Offer

Rates last updated September 29th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
ANZ First Visa Credit Card
Enjoy a low annual fee, interest-free days on purchases and a low minimum credit limit.
19.74% p.a. 0% p.a. for 18 months with 3% balance transfer fee $30 p.a. Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Take advantage of this exclusive offer and enjoy 0% p.a. for the first 12 months on balance transfers and 0% p.a. for the first 3 months on purchases.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $30 p.a. Go to site More info
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Credit Cards Comparison

Rates last updated September 29th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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