Gold Rewards Credit Cards

Compare Gold Credit Card Offers with Rewards Programs

A rewards credit card already offers some very nice bonuses for it’s members. They will earn reward points each time they spend money on the card. Normally the more money you spend the points you earn, and the bigger and better rewards you can obtain.

Well with gold rewards credit cards you can gain access to a superior customer experience, bonus points, and a range of free insurances including purchase protection insurance, and even some free travel insurance.

Let’s have a look at some of the popular gold cards available and see how they shape up against a standard rewards credit card.

Gold Rewards Credit Card from Westpac

Apply for the Westpac Altitude Gold and receive 10,000 bonus Altitude points. You will continue to earn up to 2 Altitude points per $1 spent and can redeem your points for flights on a range of airlines including Virgin Australia, V Australia, Malaysia Airlines and Singapore Airlines.

• $150 annual fee
• 19.99% p.a. on purchases
• 3.99% p.a. for 6 months on balance transfers
• Cash Advance Rate of 21.59% p.a.
• 45 days interest free
• Receive complimentary overseas travel and extended warranty insurances

Read the Westpac Altitude Gold Cards terms and conditions.

The Citibank Gold Rewards Credit Cards

How do these compare to a standard rewards credit card? Well first of all they offer some really good balance transfer rates for those of you looking to consolidate some of your other debts.

You also gain free travel insurance, and additional purchase protection for any new purchases.

This card gives you 1 reward point for every $1 you spend on the card.

The Westpac Altitude Gold Card

This is a real award winning card. For 5 years in a row this credit card from Altitude has won prizes in Money Magazine’s “Best of the best” awards.

Like some of the other cards, this one has an impressive range of rewards available, from air travel, through to experiences, gift vouchers and many others. You will also get the complimentary insurances, warranties, and purchase protection these cards normally provide, as well as superior customer services.

One very nice feature of these gold rewards credit cards in particular is that they give you one credit limit, but two types of card. One is a MasterCard and the other is an American Express credit card.

You have a choice of which card to spend on, however by using your American Express card you will earn extra rewards points.

The Macquarie Bank Visa Gold Card

This is rewards credit card allows you to enjoy the recognition of being a gold card holder with a an extensive range of benefits and features making this the only credit card you’ll ever need.

The Macquarie Bank Visa Gold Card sets itself apart from other gold cards with its exceptional customer service and wide range of benefits.

You will earn 1 Reward point for every $1 spent on everyday purchases and can redeem your points for gift cards, merchandise and flights with no expiry.

Best of all you can get in control of your finances with a 0% p.a. for 6 months rate on balance transfers.

HSBC Gold Visa Card

This HSBC Gold Visa Credit Card gives you great security and a superior service. There are currently some very attractive interest rates available, and as an added bonus for the first year you do not have to pay any sort of annual fee.

They also give a years free access to their HSBC Rewards Plus card, which gives you an even bigger range of exciting benefits.

There are also a range of insurances that come with this card, as well as use of the HSBC Home&Away Privilege Program which is available not only in Australia, but also at least 40 other countries around the globe.

When you look at these gold rewards credit cards vs a normal rewards credit card, there really is only one winner!

Check out today's featured offers:

Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum	Westpac Low Rate
2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%
	American Express Qantas Discovery Card	Earn Qantas Frequent Flyer points, plus take advantage of the no annual fee offer.	20.74%		$0	20.74%