Gold Rewards Credit Cards

Compare Gold Credit Card Offers with Rewards Programs

A rewards credit card already offers some very nice bonuses for it’s members. They will earn reward points each time they spend money on the card. Normally the more money you spend the points you earn, and the bigger and better rewards you can obtain.

Well with gold rewards credit cards you can gain access to a superior customer experience, bonus points, and a range of free insurances including purchase protection insurance, and even some free travel insurance.

Let’s have a look at some of the popular gold cards available and see how they shape up against a standard rewards credit card.

Gold Rewards Credit Card from Citibank

The Citibank Gold is a unique gold credit card offer that will give you the opportunity to save money on credit card interest with a balance transfer. The Citi Gold also includes access to the popular Citi World Privileges rewards program

• $149 annual fee
• 20.74% p.a. on purchases
• 1.9% p.a. for 12 months on balance transfers
• Cash Advance Rate of 21.24%
• Minimum Income Requirement of $35,000 p.a.
• Earn up to 4 Citi Rewards Points per $1 spent
• Includes free international travel insurance

Click here to read the Citibank Gold Card terms and conditions

The Citibank Gold Rewards Credit Cards

How do these compare to a standard rewards credit card? Well first of all they offer some really good balance transfer rates for those of you looking to consolidate some of your other debts.

You also gain free travel insurance, and additional purchase protection for any new purchases.

This card gives you 1 reward point for every $1 you spend on the card.

The Westpac Altitude Gold Card

This is a real award winning card. For 5 years in a row this credit card from Altitude has won prizes in Money Magazine’s “Best of the best” awards.

Like some of the other cards, this one has an impressive range of rewards available, from air travel, through to experiences, gift vouchers and many others. You will also get the complimentary insurances, warranties, and purchase protection these cards normally provide, as well as superior customer services.

One very nice feature of these gold rewards credit cards in particular is that they give you one credit limit, but two types of card. One is a MasterCard and the other is an American Express credit card.

You have a choice of which card to spend on, however by using your American Express card you will earn extra rewards points.

HSBC Gold Visa Card

This HSBC Gold Visa Credit Card gives you great security and a superior service. There are currently some very attractive interest rates available, and as an added bonus for the first year you do not have to pay any sort of annual fee.

They also give a years free access to their HSBC Rewards Plus card, which gives you an even bigger range of exciting benefits.

There are also a range of insurances that come with this card, as well as use of the HSBC Home&Away Privilege Program which is available not only in Australia, but also at least 40 other countries around the globe.

When you look at these gold rewards credit cards vs a normal rewards credit card, there really is only one winner!

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0