Greater Bank Visa Credit Card
- Balance transfer rate with no balance transfer fee
- 9.95% p.a.
- Purchase rate
- 9.95% p.a.
- Annual fee
- $49 p.a.
- Interest-free on purchases
- Up to 55 days
Summary
Take advantage of a low interest rate on purchases while enjoying the savings from a bank owned by customers.
The Greater Bank Visa Credit Card can be seen as a 'greater' option in more ways than one, and is worth considering if you're looking for a credit card. The Greater Bank offers you a card with all the basic features you want without paying for the extras you don't need. You can enjoy a low interest rate on purchases and cash advances, and can also avoid paying the annual fee after the first year. Take a look at the features this card has to offer and see if it's right for you.
Pros
-
The $49 annual fee will be waived when you spend $12,000 annually after the first year
-
A low variable interest rate of 9.95% p.a. on purchases and cash advances
-
55 days interest-free on purchases
Cons
-
No rewards program or travel insurance
Details
Product details
| Product Name | Greater Bank Visa Credit Card |
| Balance transfer rate p.a. | 9.95% |
| Purchase rate p.a. | 9.95% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 9.95% |
| Min credit limit | $1,000 |
| Max credit limit | $25,000 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Minimum income | $20,000 |
| Joint application | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | $49 |
| Minimum monthly repayment | 3% of the closing balance or $10, whichever is greater |
| Late payment fee | $20 |
| Foreign currency conversion fee | 3% |
| Cash advance fee | $1.50 |
| Overseas cash advance fee | $4 |
Rates & fees
- Balance transfer rate. If you are bringing over an existing credit card balance, you will be charged a rate of 9.95%, as there is no promotional balance transfer offer.
- Cash advance fee. A cash advance fee of $1.50 will apply to any domestic cash advance transaction.
While the Greater Bank Visa could be a great options for those looking for a low rate, no-frills card, be sure to compare your options before deciding to apply for any credit card.
Compare low rate credit cards
Your reviews
Sally Finder
Producer
Hi there, looking for more information? Ask us a question.
You are about to post a question on finder.com.au:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com.au is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.