Heritage Visa Debit Card

Information verified correct on October 26th, 2016

Heritage Visa Debit Card – What Are Your Advantages as a Customer?

First of all, simplicity and convenience are the two words that define this program perfectly, With Visa Debit Card by Heritage, your overall shopping experience will see a constant increase and you will enjoy spending your money more and more, with every day that passes by.

Furthermore, there are a great number of outlets spread all around the world that will accept your debit card for any type of transaction, since Visa is one of the most important brands in the financial industry and is available in almost every country.

And this is not all. The EFTPOS outlets will also accept your card, as well as any ATM in Australia, regardless of the bank it belongs to. In this way, you will be able to perform the basic features at any locations, including balance enquiry and funds withdrawal. As a consequence, you will feel more comfortable whenever you use your Visa debit card.

In addition to all that, you can apply on behalf of your business for a business access account or for a personal one, which will also improve the number of features provided to you and make you enjoy spending more and more.

How Much Will You Need To Pay?

If you want to avoid paying a Heritage transaction fee, you will have to press the button labelled ‘credit’ instead of the ones that have ‘cheque’ and ‘savings’ printed on them. In this way, you will be able to save some serious money in the long run and use it for something else. On the other hand, every time you decide to withdraw funds in a foreign country or make other transactions with a company that does not function in Australia there will also be a conversion fee, which can vary according to the currency you are using and the total amount you are paying for.

Next, you should know that there are some merchants who only allow the use of the two buttons that do not allow you to get rid of the transaction fee, so you will eventually end up having to pay for it. If you press ‘savings’ or ‘cheque’ the transaction will get processed as chargeable and the fee will be applied every time you do this.

Visa Exclusive Features

Because after singing you will become a Visa customer you will have access to some exclusive programs designed by this company. First of all, there is a website that will allow you to have your favourite picture printed on your card. In this way, you will be able to carry your memories with you every time you go shopping, right in your wallet or pocket. You will most definitely enjoy using this feature, since there are a great number of options on that website.

Next, what you also need to know is that you will become part of Visa Entertainment, which will give you the chance to purchase exclusive tickets to a great number of important events, ranging from movie premieres to concerts held all over the country.

Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Credit Cards Comparison

Rates last updated October 26th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question