Home Loans

Whether you are looking to apply for a new home loan or refinancing your existing home loan, we have compared the best home loans with competitive low interest rates, helping to keep your mortgage repayments down.

Mortgage Brokers compare hundreds of home loan products and are able to find the right home loan that suits you. As you look around and compare home loans you will see that there are a variety of home loans on offer with varying interest rates, fees and charges, and features.

Home Loan Comparison

Compare the home loan options below and click "Apply" to organise the home loan provider to contact you.

Australian Home Loan Provider	Home Loan Details
eChoice Home Loans	Finding the right loan has never been easier! eChoice compares over 25 lenders & hundreds of loan products to find you the right loan matched to your needs. Have an eChoice Home Loan Consultant contact you today about finding the right loan. It's online, its easy and its free!
MyRate Home Loans	MyRate 4.99% Home Loans Save with a leading direct lender. No fees, secure funding, almost 1% cheaper than the banks.
St George Portfolio Loans	This flexible line of credit lets you combine your personal and investment finances into one convenient home loan. You can borrow up to 90% of your home’s value to make other investments and build assets, including shares, investment properties, a new car or your children’s education.
St George Standard Variable Home Loans	The Standard Variable Rate Home Loan offers you complete flexibility with a full range of features. You get a competitive interest rate without being locked into the rate for a set term. The interest rate on this loan will move up and down with changes to rates in financial markets.
St George Basic Home Loans	Enjoy Australia’s Home Lender of the Year with No monthly admin fees, flexible repayment options, redraw facilities and of course competitive interest rates.
St George Fixed Home Loans	Protect yourself against rising interest rates and make long-term budgeting easy with a fixed rate home loan. The interest rate on many St.George home loans can be fixed for periods of one to five years – meaning that they are guaranteed not to change during this time.
St George 'Advantage' Package	Personalise your all-in-one home loan package and save Why get just a home loan when you can get an all-in-one home loan package? The Advantage Package offers exceptional value with interest rate and fee savings, on your home loan, credit card and transaction accounts.
Aussie Home Loans	Find the right home loan with Aussie. They’ll compare hundreds of loans from the banks, other lenders and Aussie to find the ones that best meet your needs. Best of all, you’ll pay no extra for the service. At Aussie, they’ll save you.
Mortgage Choice Home Loans	Own Your Dream Home Sooner! Compare Up to 400 Mortgage Products without the Hassles. Make an Enquiry & Speak to a Mortgage Broker Today

The following links will provide you with importance financial advice in selecting the right home loan:

• FIDO Guide to Switching Home Loans - a guide that will help you work out the cost of switching home loans, compare home loan interest rates, fees, charges and features, and includes tips for helping you repay your home loan sooner.
• FIDO Switching Home Loan Checklist - print off a copy of the FIDO guide to switching home loans.
• Use the Understanding Money Borrowing Calculator to roughly figure out how much you can borrow.

• Mortgage Choice – Australian Mortgage Broker
  

  Mortgage Choice is Australia’s leading mortgage broker. Their professionally trained consultants can help you compare more than 400 mortgages to make sure you get the best home loan to suit your specific needs.



• Home Loan Rates – How Do Variable Rate Home Loans Work?
  

  Variable home loan rates are just what they sound like. The rate moves up and down a bit according to the Reserve Bank’s official interest rates. This kind of rate can help you to save money in the long run, and can also provide you with more options and benefits than other kinds.



• Keep Only the Credit Cards You Need and Have a Better Chance at Your Home Loan Application
  

  Owning too many credit cards can harm your chances of obtaining a home loan. Banks are becoming more stringent in their lending process. Read on to learn what you can do to have a better chance at obtaining a mortgage.



• Keep Only the Credit Cards You Need and Have a Better Chance at Your Home Loan Application
  

  Did you know that banks can reduce your borrowing capacity for a mortgage based on how many credit cards you have? By cutting down the amount of cards you hold, you can increase how much you can borrow on a home loan.



• How to Look Appealing To Home Loan Lenders By Streamlining Your Credit Cards
  

  If you are planning on getting a mortgage in the near future there is some important advice you should take regarding your credit card ownership. Read this article to find out how your credit cards can be a deciding factor in getting the mortgage you are applying for.



• Fox Symes Bad Credit Home Loans
  

  Fox Symes are known and respected for their bad credit home loans in Australia. They are currently offering a free no obligation assessment for your financial situation. This may be perfect if you are trying to find the right home loan.



• 5 Ways To Repay Your Home Loan Sooner
  

  If you currently are paying off a home loan then you probably would want to know how to pay it off as soon as possible. Read these great home loan repayment tips so you can repay your home loan in no time.



• Step-by-Step Home Loan Interest Minimisation Strategy
  

  You can minimise the interest you pay on your home loan by paying it off quickly. One way to do this is to use an offset account that can be set up at your bank. You should then have all of your pay credited to that account and spend on a credit card that you pay off each month.



• MyRate – 4.99% No Fee Home Loans & Mortgages – Details & Application
  

  MyRate offer one of Australia’s most competitive home loans and mortgage deals, with a no feel loan and an interest rate of just 4.99% – almost 1% lowers than the major banks. Check out the details on how you can save over $640 in fees with an ING funded mortgage from MyRate Home Loans.



• Mortgage Choice Home Loans – Home Loan Details & Enquire Online
  

  When you apply for a Mortgage Choice Home Loan, they do all the shopping for you! By having an experienced home loan professional choose the right home loan for you, you can save thousands of dollars in mortgage repayments.



• Take Advantage of the Credit Crunch To Pay Down Your Mortgage
  

  WIth the lowest interest rates we’ve seen in a long time, the Global Financial Crisis (GFC) provides a serious opportunity for you to get on top of your mortgage repayments and heavily reduce your outstanding debt. Author and financial writer and financial correspondent Nicole Pederson-McKinnon, passes on some advice that you can take on board to reduce your mortgage and take advantage of the credit crunch.







Editor's Choice: Our Top Credit Cards




Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0