Home Loans

Whether you are looking to apply for a new home loan or refinancing your existing home loan, we have compared the best home loans with competitive low interest rates, helping to keep your mortgage repayments down.

Mortgage Brokers compare hundreds of home loan products and are able to find the right home loan that suits you. As you look around and compare home loans you will see that there are a variety of home loans on offer with varying interest rates, fees and charges, and features.

Home Loan Comparison

Home Loan	Loan Details	Interest Rate (p.a.)	Comp Rate^ (p.a.)	App Fee / Ongoing Fee	Max LVR	Min & Max Borrowings
State Custodians Mortgage Company Breathe Easy Offset Loan	Awarded Best Non Bank Basic Variable this fantastic loan rewards customers with no fees and a range of features to keep repayments flexible.	6.27%	6.18%	$0 / $0	95%	$150,000 /$1,000,000
Super Rate Fee Saver Home Loan	Fantastic rate and no fees backed by competitive features including free redraws, salary crediting and flexible repayments. Perfect for first home buyer or upgrader.	6.25%		$0 / $0	95%	$50,000 /$2,000,000
State Custodians Mortgage Company Standard Variable Offset Loan	Awarded the Best Loan for First Home Buyers this feature-packed loan rewards customers with a bonus rate drop of 0.20% after 5 years.	6.02%	6.23%	$0 / $345	95%	$150,000 /$1,000,000
HomeStar No Fee 100% Offset	No fees and no mortgage insurance to pay. Offers, full redraw facility, interest only repayments and ability to borrow 80% of property value.	6.26%	6.26%	$0 / $0	90%	$250,000 /$750,000
eChoice Lender Special	Home loan from 6.95%p.a. No Exit Fees & No entry fees! Better than the Average of the Big 4 banks.	6.55%	6.55%	$0.00/	95%	$20,000 /$10,000,000
NAB Tailored Home Loan - Variable Rate	Discount of up to 0.70% p.a. off the standard variable home loan rate with the NAB Choice Package.	6.99%	7.12%	$600/ $10	95%	$20,000 /$10,000,000
Commonwealth Bank No Fee Variable Rate	Enjoy zero fees and choice in repayment frequencies and special repayments.	6.31%	6.31%	$0 / $0	80%	$150,000
Westpac Flexi First Option Home Loan	Westpac Basic Low Variable Interest Rate Loan.	6.44%	6.49%	$600/ $0	92%	$25,000 /$10,000,000
ANZ Breakfree Home Loan Package ($150,000 - $249,999)	Take advantage of up to 0.70% off the Standard Variable Rate.	6.55%		$ 0 / $375	80%	$150,000 /$249,999

The following links will provide you with importance financial advice in selecting the right home loan:

• FIDO Guide to Switching Home Loans - a guide that will help you work out the cost of switching home loans, compare home loan interest rates, fees, charges and features, and includes tips for helping you repay your home loan sooner.
• FIDO Switching Home Loan Checklist - print off a copy of the FIDO guide to switching home loans.
• Use the Understanding Money Borrowing Calculator to roughly figure out how much you can borrow.

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Popular Credit Card Offers

			Interest rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Cash advance rate (p.a.)
	ANZ Platinum Credit Card	A unique platinum credit card offer with a low balance transfer and purchases rate.	0% p.a. for 6 months (reverts to 19.39% p.a.)	0% for 6 months	$0 annual fee for the first year ($0 thereafter)	20.99%	E-mail me this offer
	HSBC Credit Card	A 0% balance transfer, $0 annual fee for life credit card.	17.99% p.a.	0% for 8 months with 2% balance transfer fee	$0	21.99%	E-mail me this offer
	Westpac Low Rate Card	A low rate on purchases, balance transfer and a $0 annual fee.	1.9% p.a. for 9 months (reverts to 13.49% p.a.)	3.99% for 6 months	$45 annual fee for the first year ($0 thereafter)	21.49%	E-mail me this offer
	Citibank Rewards Credit Card - Platinum Card	An extended 15 month balance transfer offer with 20,000 bonus reward points.	20.99% p.a.	0.9% for 15 months	$199	21.74%	E-mail me this offer
	Bankwest Breeze MasterCard	Low ongoing purchase rate from Bankwest, with an introductory purchase rate credit card.	0% p.a. for 6 months (reverts to 10.99% p.a.)	4.99% for 9 months	$49	21.99%	E-mail me this offer