Credit Card Finder Comparison Service Australia

How Credit Card Finder Selects the ‘Best’, ‘Top’ and ‘Recommended’ Products

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Credit Card Finder (http://www.creditcardfinder.com.au) compares from a wide range of financial products to come to a consumer suggestion about a leading product.

When a product(s) is labelled as ‘Best’, ‘Top’ or ‘Recommended’, they generally offer the leading features of their own respective category, with consideration of the card’s other factors.

The key factors and influences which are taken into account when picking the ‘best’, ‘top’ and ‘recommended’ credit cards include:

  • Features: Including, but not limited to interest rates, annual fees and penalty fees.
  • Promotions: If a financial institution or bank is running an introductory promotion on a product, this is taken into evaluation.
  • Access: Whether a financial institution is allowing an online campaign or display of their products.
  • Bank Reputation: Based on consumer and user feedback on customer service.

For instance, a credit card with a 9.99% p.a. interest rate and $100 annual fee may in theory be the card with the lowest interest rate on the market.

However, if a hypothetical competing card offered a 10.49% p.a. interest rate and $40 annual fee, it would be titled as ‘best’, ‘top’ or ‘recommended’ due to it’s compensating annual fee.

Likewise, the ‘Best Cashback Rewards Credit Card’ may not simply be the offer which offers the highest rate of cashback return. The card labelled as ‘Best’ has been identified so due to its beneficial factors and influences which as a whole make the card the most valuable in it’s category.

Disclaimer:

Our articles and content provided are written to be general in nature and don’t take into account your personal circumstances. Credit Card Finder recommends that you consider your own financial and personal objectives and needs, and seek independent financial advice.

Therefore, before acting on the basis of what is said in article, Credit Card Finder recommends users to consider:

  • consulting a qualified and licensed financial adviser (See ASIC’s www.asic.gov.au list of licensed advisers); and
  • to visit ASIC’s consumer website at www.fido.gov.au for general guidance about investing and personal finance.

Best Credit Card Offers Comparison Table*

Credit Card Card Details Interest Rate (p.a.) Cash Advance Rate (p.a.) Balance Transfer Rate (p.a.) Annual fee Interest free days (up to)
St George Vertigo
St George Vertigo

Best Introductory Offer Credit Card*

If you love to shop then you can take advantage of 2.99% p.a on both purchases and balance transfers for the first 6 months, followed by an ongoing low interest rate on purchases. Overall an excellent low interest rate credit card offer with a low annual fee.

12.49% 21.24% 2.99% for 6 months $55 55  Apply Now For The St George Vertigo
Read More About The St George Vertigo
ANZ Low Rate MasterCard
ANZ Low Rate MasterCard

Best Balance Transfer Credit Card*

After the balance transfer offer expires, enjoy an ongoing low interest rate. An excellent no frills balance transfer credit card offer with a low annual fee.

13.24% 21.49% 0% for 6 months $58 55  Apply Now For The ANZ Low Rate MasterCard
Read More About The ANZ Low Rate MasterCard
HSBC Credit Card
HSBC Credit Card

Best No Annual Fee Credit Card*

$0 annual fee for the life of the credit card and an amazing interest-free balance transfer offer for the first 6 months.

16.99% 20.75% 0% for 6 months $0 55  Apply Now For The HSBC Credit Card
Read More About The HSBC Credit Card

Related posts:

  1. What Type Of Credit Is Best? Personal Loans vs Credit Cards vs Other Credit Products
  2. How to Invest Your Money and Build Wealth with St. George Investment Products
  3. How to Use & Navigate Credit Card Finder
  4. Credit Card Finder Email Feature: Balance Transfers Answered
  5. Top 10 Most Popular Credit Cards On Credit Card Finder

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HSBC Visa Balance Transfer Credit Card

Editor's Choice: Our Top Credit Cards


Credit Card Card Details Interest Rate (p.a.) Cash Advance Rate (p.a.) Balance Transfer Rate (p.a.)

Annual fee

Interest free days (up to)

HSBC Credit Card
HSBC Credit Card
Balance Transfer & No Annual FeeEditor's Choice:
0% for 6 months Balance Transfer & No Annual Fee

Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.
16.99%20.75%0% for 6 months$055 Apply Now For The HSBC Credit Card
Read More About The HSBC Credit Card
Suncorp Clear Options Standard Visa Card
Suncorp Clear Options Standard Visa Card
A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.12.24%17.99%1.9% for 12 months$390 Apply Now For The Suncorp Clear Options Standard Visa Card
Read More About The Suncorp Clear Options Standard Visa Card

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