HSBC Credit Card Application – Apply Online For A HSBC Credit Card
Posted September 29th, 2009
and last modified November 30th, 2009If you have reviewed all the features of your chosen HSBC credit card and you wish to go ahead with an application, you must first of all fulfil the following criteria:
- You must be at least 18 years old.
- You must be a permanent resident of Australia.
- You must have a good credit rating.
- You must have a pre-tax annual income of at least $20,000 if applying for the HSBC Classic credit card.
- You must have a pre-tax annual income of at least $50,000 if applying for the HSBC Gold credit card.
- You must have a pre-tax annual income of at least $75,000 if applying for the HSBC Platinum credit card.
When making a HSBC credit card application, you will have to do the following:
- Provide your signature; to do this you have to print out and sign the Signature Form on the online confirmation page.
- Fill out all the mandatory fields marked with an asterisk symbol *, which includes:
- Your gross monthly income.
- Your driver’s licence number, if you have one.
- Details of your financial commitments, such as rent or mortgage, or any outstanding loans.
How long will it take to apply for a HSBC credit card?
If you choose to apply for a HSBC credit card online, as opposed to over the telephone or through the mail, you should be finished in less than fifteen minutes. However, if your application is interrupted for any longer than twenty minutes, security features on the site will cancel any information you have already input, and you will need to start again.
What happens next?
After you apply for a HSBC credit card, you will need to wait five to ten days for your details to be processed. Your identity will need to be confirmed, as mandated by the Australian government, which will involve you bringing any required documents into a HSBC branch to be verified by a bank representative.
You will be required to agree to the Privacy Act Consent and other agreements, such as the Terms & Conditions attached to the credit card contract.
It is possible you may also be required to provide some further information or documentary evidence to confirm you are eligible for the particular HSBC credit card you have applied for. Finally, you will be subject to a credit history check to confirm that there are no problems with your credit rating.
- Click here to find out more information about the HSBC Gold Visa from Credit Card Finder
- Click here to see the official HSBC Gold Visa offer at HSBC.com.au
Related posts:
- ANZ Credit Card Application – Apply for ANZ Credit Cards online
- HSBC Online Savings Account – Details & Application
- HSBC Home Loans: Compare & Apply For A HSBC Home Loan
- HSBC Gold Visa Credit Card – Details & Application
- St George Credit Card Application: Apply for A St George Credit Card Online
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