HSBC Credit Card Rewards Program

Information verified correct on October 28th, 2016

Learn more about the available Rewards Programs for HSBC Credit Card customers

HSBC credit card rewards are some of the most outstanding in the business. Because HSBC is a big bank they are able to provide their customers with big rewards. Not only do you earn points for spending but HSBC has also teamed up with a wide variety of partners that offer extra rewards points when you do business with them. If you have or plan to have one of these cards you should examine the rewards program to figure out how to maximise the number of points you earn.

HSBC Platinum Credit Card

HSBC Platinum Card

A rewarding platinum card with a low annual fee and bonus points.

  • $149 p.a. annual fee
  • 19.99% p.a. on purchases
  • 0% p.a. for 15 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $40,000 p.a.

HSBC Rewards Credit Cards Comparison

Rates last updated October 28th, 2016.

HSBC Platinum Credit Card

$0 annual fee + 0% for 15 months on balance transfers offer extended until 31 December 2016

September 1st, 2016

View latest updates

Jonathan Choi Jonathan
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
0 1 $149 p.a. Go to site More info

Learn more about HSBC credit cards

Partners of the HSBC Rewards Program

Points are earned based on the amount of money you spend with one point given for every dollar spent on your card.

HSBC credit card rewards bonus points are earned trough transactions with bonus partners. Some of them include:

  • Europcard
  • Interflora
  • Rendezvous Hotels

Types of rewards available with the HSBC Rewards Program 

  • Airline flights – Unlike some programs that require you to exchange your points for frequent flyer miles all you have to do with HSBC is call their Travel Plus office and they will book your seat on any airline with your points
  • Rail or coach travel accommodations
  • The HSBC Merchandise Plus catalogue has a variety of gifts that you can redeem your points for including iPods, wine, and sporting goods.
  • Cash back as credit on to your credit card account under the values of $25, $50 or $100.
  • Insurance and education rebates.
  • Charitable donations to one of HSBC’s listed charities.
  • Gift cards and vouchers to many stores including:
    • Coles
    • David Jones
    • Automotive outlets
    • Clothing stores

HSBC Entertainment Rewards

This program lets you redeem your points for exciting experiences like hot air balloon rides or diving with sharks. If those adventures are too risky for you, points may also be redeemed for cinema vouchers and entry passes to favourite tourist attractions here in Australia.

HSBC members also gain access to the Vine Plus program. There you can get high quality wines at great prices as well as a newsletter with special offers.

The HSBC credit card rewards program gives you more back then you would expect. Remember that even though you want to earn lots of points you should still only spend on your card what you are able to repay each month. If you are rolling over your balance and spending money on interest the points will quickly lose their value. However, if you use your card regularly and rack up big points you will benefit from this fantastic program.

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4 Responses to HSBC Credit Card Rewards Program

  1. Default Gravatar
    Frank | February 3, 2015

    Good Afternoon. With the Platinum Rewards card is there a capped quantity of points per annum? And how long do the points last before they expire?

    • Staff
      Elizabeth | February 3, 2015

      Hi Frank,

      Thanks for your question.

      There is no points cap for the HSBC Platinum Credit Card. Regarding your points expiry, according to the terms and conditions of the program: ‘Any points not redeemed 36 months after the end of the month in which the points were recorded will expire and be deducted from the points balance appearing on your statement for your program account.’

      I hope this has helped.



  2. Default Gravatar
    mark | September 10, 2013

    I already have a HSBC Visa card can I earn Qantas frequent flyer points?

Credit Cards Comparison

Rates last updated October 28th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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