HSBC Credit Cards

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Learn about the benefits of banking with HSBC, an award winning international bank. HSBC offers balance transfers, low fees and premium rewards

There are over 100 million HSBC customers in almost 100 different countries, so they are sure to speak your language if you want value from your credit card. Recent years have seen HSBC take a swathe of awards for best* transactor credit card and online banking system.

HSBC credit cards are simple to use and packed with features. They offer credit cards that can save you money, or credit cards that give you the finest in VIP treatment. Read our page on HSBC credit cards and compare their products to find out why the industry has awarded HSBC top marks* for their credit cards and banking services.

HSBC Awards

Some of the awards HSBC have received in recent years include:

  • Best Internet banking Initiative of the Year: 2014 Asian Banker International Excellence in Retail Financial Services Awards
  • Best Transactor Credit Card: 2012 Money Magazine Best of the Best Awards
  • Best Transactor Credit Card: 2011 Money Magazine Best of the Best Awards
  • Banking Website Online Offering of the Year: Australian Banking & Finance Awards
  • Best Consumer Internet Bank: 2006 Global Finance Awards

HSBC Platinum Credit Card

HSBC Platinum Credit Card Offer

The HSBC Platinum Card offers a low interest balance transfer rate and platinum privileges without having to pay an annual fee. You can also benefit from gaining access to the HSBC Home&Away rewards program giving you discounts on holidays, shopping, travel and more.

  • $0 p.a. annual fee
  • 19.99% p.a. on purchases
  • 0% p.a. for 15 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $40,000 p.a.

A comparison of HSBC Credit Cards

Rates last updated February 10th, 2016.

HSBC Platinum Qantas Credit Card

Bonus points offer of 40,000 has been extended until 30 April 2016.

January 18th, 2016

HSBC Credit Card

$0 Annual fee for life + 0% for 6 months on balance transfers offer extended until 30 April 2016

January 18th, 2016

HSBC Platinum Credit Card

$0 annual fee + 0% for 15 months on balance transfers offer extended until 30 April 2016

January 18th, 2016

View latest updates

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Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
HSBC Credit Card
No annual fee for life of the credit card with a balance transfer offer. Also comes with a low interest rate and up to 55 days interest-free on purchases.
VISA/MC: 0 AMEX: 0 17.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
Receive 40,000 bonus Qantas Points on eligible spend within 3 months. A balance transfer offer of 0% p.a. for 6 months with access to premium benefits and complimentary insurance.
4 months 40,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
HSBC Premier World MasterCard
Choice of 2 Rewards Programs - HSBC Rewards Plus or HSBC Qantas Rewards. Plus a low balance transfer offer.
4 months VISA/MC: 1.25 AMEX: 0 19.99% p.a. 5.99% p.a. for 6 months $0 p.a. More info
HSBC Corporate Card
Receive a flexible credit card solution for corporate customers.
0 months 1 19.99% p.a. 0% p.a. for 8 months $129 p.a. More info
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Types of Credit cards to compare from HSBC

If you want value for money, or a credit card that gives you a truly rewarding experience, you can compare your credit card options from HSBC.

The HSBC Credit Card is a leading product in the no annual fee category. They offer balance transfers promotional periods on other credit cards that can deliver further savings, too. HSBC has a strong presence in the premium end of the credit card market, with a range of platinum products to choose from. One such card gives you enrollment to the HSBC Rewards Plus Program, while the other platinum credit card lets you earn Qantas Points when you spend. The Premier World MasterCard rounds out their suit of products. This card is a step above platinum and delivers VIP treatment when you shop and when you play worldwide.

  • No Annual Fee Cards

    The HSBC Credit Card is an award-winning product. Money Magazine have recognised this product two years running in their ‘Best of the Best’ awards. People who pay their balance off at the end of the month will find a lot to like about this card. Save money with interest-free days, a balance transfer offer, no annual fee and special deals and discounts through the HSBC Home&Away Privilege Program.

Rates last updated February 10th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
HSBC Credit Card
No annual fee for life of the credit card with a balance transfer offer. Also comes with a low interest rate and up to 55 days interest-free on purchases.
VISA/MC: 0 AMEX: 0 17.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
Rates last updated February 10th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
American Express Velocity Escape Card -  Exclusive Offer
Exclusive Offer to finder.com.au

$0 annual fee for life, earn 15,000 Velocity bonus points when you spend $300 in the first 3 months.

15,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
BoQ Platinum Visa Card - Exclusive Offer
Exclusive Offer to finder.com.au

Enjoy a $0 p.a. annual fee for the first year.

6 months VISA/MC: 2 AMEX: 0 20.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($199 p.a. thereafter) Go to site More info
American Express Qantas Discovery Card
Earn up to 7,500 bonus Qantas Frequent Flyer points, plus take advantage of no annual fee for the life of the card. Earn 1 Qantas Frequent Flyer point per $1 spend.
7,500 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with $0 annual fee for the life of the card.
0 months 9.99% p.a. $0 p.a. Go to site More info
ANZ Frequent Flyer Black
Earn up to 75,000 bonus Qantas Points when you spend $2,500 within the first three months and 1.5 points per $1 spent. Get complimentary airport lounge access, 24/7 concierge with $0 annual fee in the first year.
6 months 75,000 bonus points VISA/MC: 0.75 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
HSBC Credit Card
A no annual fee for the life of the credit card. Plus a low balance transfer offer and interest-free finance at over 1,000 retailers across Australia.
VISA/MC: 0 AMEX: 0 17.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
Coles No Annual Fee MasterCard
No annual fee for the life of the card and earn 0.5 flybuys points per dollar spent.
VISA/MC: 0.5 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
Virgin No Annual Fee Credit Card
No annual fee credit card with $100 cashback and a long term low rate balance transfer offer of 0% p.a. for 18 months with 2% balance transfer fee. Spend criteria applies for cashback offer.
VISA/MC: 0 AMEX: 0 18.99% p.a. 0% p.a. for 18 months with 2% balance transfer fee $0 p.a. Go to site More info
Bankwest Zero Platinum MasterCard
Complimentary travel insurance & 24/7 Concierge service and $0 Foreign Transaction fees. Plus enjoy a $0 annual fee.
6 months VISA/MC: 0 AMEX: 0 17.99% p.a. 2.99% p.a. for 9 months $0 p.a. Go to site More info
BoQ Blue Visa Credit Card
$0 annual fee for the first year and repay your credit card debt interest-free with a balance transfer offer.
VISA/MC: 1 AMEX: 0 20.74% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($60 p.a. thereafter) Go to site More info
ANZ Frequent Flyer
Receive 25,000 bonus Qantas Points when you spend $2,500 within the first three months with $0 p.a. annual fee for the first year and earn 1 Qantas Point per dollar spent.
25,000 bonus points VISA/MC: 0.5 AMEX: 1 19.99% p.a. $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
Westpac 55 Day Platinum Credit Card
Enjoy platinum benefits offering complimentary insurances, 24/7 concierge, balance transfer offer of 0% p.a. for 16 months with $0 annual fee for the first year.
6 months VISA/MC: 0 AMEX: 0 19.84% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($90 p.a. thereafter) Go to site More info
ANZ First Student Card Offer
An ideal credit card for students with 44 days interest-free on purchases with $0 annual fee in the first year. Access your account on the go with the goMoney™ app.
VISA/MC: 0 AMEX: 0 19.74% p.a. $0 p.a. annual fee for the first year ($30 p.a. thereafter) Go to site More info
Bankwest Zero MasterCard
$0 annual fee for life credit card from Bankwest. Up to 3 cardholders complimentary.
VISA/MC: 0 AMEX: 0 17.99% p.a. 2.99% p.a. for 9 months $0 p.a. Go to site More info
28 Degrees Platinum MasterCard
No annual fee for life, up to 55 days interest-free on purchases and no foreign transaction fees.
20.99% p.a. $0 p.a. Go to site More info
Commonwealth Bank Low Fee Credit Card
No annual fee for the first year with low ongoing annual fee.
VISA/MC: 0 AMEX: 0 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. annual fee for the first year ($29 p.a. thereafter) Go to site More info
Citi Simplicity Card
Enjoy 5% cashback (up to $500) on your payWave purchases under $100 made for the first four months, plus no annual fee to pay ever. Receive access to complimentary purchase insurance and the Citibank Dining Program.
0 months VISA/MC: 0 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
Bankwest Zero Gold MasterCard
This credit features a $0 annual fee for life, a low interest rate balance transfer offer and complimentary travel insurance.
3 months VISA/MC: 0 AMEX: 0 17.99% p.a. 2.99% p.a. for 9 months $0 p.a. Go to site More info
Westpac 55 Day Credit Card
Enjoy a balance transfer offer of 0% p.a. for 14 months with an annual fee of $0 p.a. for the first year.
VISA/MC: 0 AMEX: 0 19.84% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($30 p.a. thereafter) Go to site More info
Commonwealth Bank Low Fee Gold Credit Card
Gold card privileges such as complimentary international travel insurance with interest-free days and $0 annual fee for the first year.
3 months VISA/MC: 0 AMEX: 0 19.74% p.a. 5.99% p.a. for 5 months $0 p.a. annual fee for the first year ($89 p.a. thereafter) Go to site More info
Learn more about No Annual Fee Credit Cards
  • Platinum & Rewards Credit Cards

    Platinum credit cards give you rewards, insurance, a personal concierge service and special deals at businesses in Australia and around the world. HSBC offer two platinum products: The HSBC Platinum Credit Card and the HSBC Platinum Qantas Frequent Flyer Credit Card. The main difference between these two cards is the rewards program. Frequent Flyers may find the prospect of earning Qantas Points a more lucrative offering, while the HSBC Rewards Plus Program offers hundreds of ways to use your HSBC Rewards Points. You can also transfer your HSBC Rewards Points to selected frequent flyer programs.

Rates last updated February 10th, 2016
Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
HSBC Platinum Qantas Credit Card
Receive 40,000 bonus Qantas Points on eligible spend within 3 months. A balance transfer offer of 0% p.a. for 6 months with access to premium benefits and complimentary insurance.
40,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
Rates last updated February 10th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
NAB Premium Card
Platinum credit card benefits including higher credit limits and travel insurance, plus a low interest rate on balance transfers and purchases.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months $90 p.a. Go to site More info
BoQ Platinum Visa Card - Exclusive Offer
Exclusive Offer to finder.com.au

Enjoy a 0% interest rate for 16 months on balance transfers and a $0 p.a. annual fee for the first year. You can also collect 2.000 rewards points for every $1 spent on your Platinum Visa card.

6 months VISA/MC: 2 AMEX: 0 20.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($199 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
Receive 40,000 bonus Qantas Points on eligible spend within 3 months. A balance transfer offer of 0% p.a. for 6 months with access to premium benefits and complimentary insurance.
4 months 40,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
American Express Qantas Premium Card
Earn 80,000 bonus Qantas Points, plus Qantas Points for every $1 you spend, and more Qantas Points for every dollar you spend on selected Qantas services. Offer ends 29 February 2016. A low balance transfer rate of 0% p.a. for 12 months applies.
2 months 80,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 10,000 bonus Velocity Points in the first 3 months and a low 0% p.a. for 14 months on balance transfers. Get reduced Virgin flights offer up to 4 times a year.
10,000 bonus points VISA/MC: 1 AMEX: 0 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
American Express Platinum Card
Receive 100,000 Membership Rewards Bonus Points when you spend $1,000 on your card. Transfer your points to other major airline frequent flyer programs.
6 months 100,000 bonus points VISA/MC: 0 AMEX: 1 $1,200 p.a. Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points and also receive a complimentary Virgin Australia domestic economy return flight every year.
6 months 10,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $195 p.a. Go to site More info
Woolworths Money Everyday Platinum Credit Card
Receive a $100 Gift Card with a $0 annual fee for the first year if you apply before 31 March 2016. Also get 0% p.a. for 14 months on balance transfers and earn up to 3 rewards points per $1 spent.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) Go to site More info
American Express Qantas Ultimate Card
Receive a complimentary Qantas domestic flight each year and earn up to 50,000 Qantas Points when you sign up.
6 months 50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
Westpac 55 Day Platinum Credit Card
Enjoy platinum benefits offering complimentary insurances, 24/7 concierge, balance transfer offer of 0% p.a. for 16 months with $0 annual fee for the first year.
6 months VISA/MC: 0 AMEX: 0 19.84% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($90 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card
A low interest rate on balance transfers with a low annual fee. Overseas travel and medical insurance.
6 months VISA/MC: 0 AMEX: 0 19.74% p.a. 0% p.a. for 18 months with 3% balance transfer fee $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Receive 20,000 bonus Velocity Points and earn 1.25 Velocity Points per $1 spent. Enjoy complimentary insurance and flight discounts with Virgin.
6 months 20,000 bonus points VISA/MC: 1.25 AMEX: 0 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
ANZ Rewards Platinum
Enjoy accelerated points earning and great Platinum features with ANZ Rewards Platinum card. Also offering 50,000 Reward Points when you meet the minimum spend of $2,500 in the first three months and pay no annual fee for the first year.
6 months 50,000 bonus points VISA/MC: 1.5 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with promotional rates on purchases and 0% p.a. for 20 months on balance transfers, complimentary insurances and 24/7 concierge.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Go to site More info
Bankwest Zero Platinum MasterCard
A $0 annual fee platinum card with $0 foreign transaction fee and complimentary purchase & travel insurance.
6 months VISA/MC: 0 AMEX: 0 17.99% p.a. 2.99% p.a. for 9 months $0 p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
Platinum card perks with a low ongoing interest rate.
6 months 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $99 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
An interest free period on both purchases and balance transfers.
VISA/MC: 1 AMEX: 0 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
A great balance transfer offer, plus earn 1.25 Citi reward points on per $1 spent for all domestic purchases.
6 months 60,000 bonus points VISA/MC: 1.25 AMEX: 0 20.99% p.a. 0% p.a. for 18 months $199 p.a. annual fee for the first year ($249 p.a. thereafter) Go to site More info
St.George Amplify Platinum
A great purchase rate and balance transfer offer plus complimentary insurances.
3 months VISA/MC: 1 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
Bankwest Breeze Platinum MasterCard
Enjoy Platinum card benefits offering no foreign transaction fees on online and overseas purchases, complimentary travel insurance and a promotional balance transfer of 0% p.a. for 21 months.
6 months VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $99 p.a. Go to site More info
28 Degrees Platinum MasterCard
Benefit from no international transaction fees on purchases, no currency conversion fees and no annual fee.
20.99% p.a. $0 p.a. Go to site More info
NAB Qantas Rewards Premium Card
Earn 1.50 points per $1 spent on eligible purchases. Plus enjoy a low balance transfer offer.
6 months 60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $250 p.a. Go to site More info
David Jones American Express Platinum Card
Receive 40,000 Membership Rewards points or 30,000 Qantas Points. Plus earn up to 4 rewards point per $1 spend.
0 months 40,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. $295 p.a. Go to site More info
NAB Velocity Rewards Premium Card
Gain velocity reward points and redeem for rewards. Also on balance transfers and purchases for months.
6 months 60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $150 p.a. Go to site More info
American Express Velocity Platinum Card
The flagship card from the new American Express Velocity range. 1.00 points per $1 spent. Plus earn 50,000 bonus Velocity Rewards points if you spend $500 within the first 3 months.
2 months 50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $349 p.a. Go to site More info
Citi Clear Platinum Card
Enjoy a low purchase and balance transfer offer of 0% p.a. for 9 months and a concierge service.
0 months VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Go to site More info
Commonwealth Bank Platinum Awards Credit Card
Receive 80,000 bonus CommBank Awards points when you apply online by 14 April 2016 and meet the spend criteria plus earn up to 2.5 Awards points per dollar spent, complimentary international travel insurance and 24/7 concierge service.
6 months 80,000 bonus points VISA/MC: 1 AMEX: 2.5 20.24% p.a. 5.99% p.a. for 5 months $249 p.a. Go to site More info
Bankwest More Platinum Mastercard
Zero foreign transaction fee rewards card with a 9 months offer on balance transfer and bonus reward points.
6 months 80,000 bonus points VISA/MC: 2 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $140 p.a. Go to site More info
American Express Velocity Business Card
A truly dedicated business rewards credit card. Download all your card expenses in a format readable by Quicken, MYOB, Microsoft Excel and more, helping you simplify your quarterly BAS reporting.
0 months VISA/MC: 0 AMEX: 1 $249 p.a. Go to site More info
American Express Platinum Business Card
Provides easy tracking and management of business expenses – reporting meets ATO requirements. Dedicated Platinum Business Concierge to assist you day-to-day.
6 months 150,000 bonus points VISA/MC: 0 AMEX: 1 $1,500 p.a. Go to site More info
BankSA Vertigo Platinum
Take advantage of the annual fee on the first year offer by applying on or before 30 March 2016. Also enjoy its low interest rate on balance transfers and purchases.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Go to site More info
BankSA Amplify Platinum
Enjoy a generous earn rate, plus the ability to tailor your rewards with your choice of rewards programs.
3 months 1 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
Bank of Melbourne Amplify Platinum
Take advantage of low introductory purchase rate offer, balance transfer promotion of 0% p.a. for 18 months and 24/7 concierge service, all for a low annual fee.
3 months VISA/MC: 1 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
Learn more about Platinum Credit Cards
Rates last updated February 10th, 2016
Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
ANZ Rewards Platinum
Earn points for every dollar spent on purchases plus a 50,000 Reward Points when you meet the minimum spend of $2,500 in the first three months and pay no annual fee for the first year.
50,000 bonus points VISA/MC: 1.5 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
Receive 40,000 bonus Qantas Points on eligible spend within 3 months. A balance transfer offer of 0% p.a. for 6 months with access to premium benefits and complimentary insurance.
40,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
ANZ Frequent Flyer Black
Earn up to 75,000 bonus Qantas Points when you spend $2,500 within the first three months and 1.5 points per $1 spent. Get complimentary airport lounge access, 24/7 concierge with $0 annual fee in the first year.
75,000 bonus points VISA/MC: 0.75 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
American Express Qantas Premium Card
The card designed by travellers for travellers with a powerful Qantas Frequent Flyer earn rate of 1 points per $1 spend. Also you can earn up to 80,000 bonus Qantas Points.
80,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
American Express Velocity Escape Card -  Exclusive Offer
Receive 15,000 Velocity bonus points when you spend $300 in the first 3 months, plus a $0 card fee.
15,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 10,000 bonus Velocity Points in the first 3 months plus a low balance transfer offer of 0% p.a. for 14 months
10,000 bonus points VISA/MC: 1 AMEX: 0 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
Earn up to 1.5 Qantas Frequent Flyer points per $1 spent on purchases. Plus 50,000 Qantas Points when you spend $2,500 on purchases within the first 3 months and no annual fee offer in the first year.
50,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Enjoy $0 annual fee every year if you meet the spend requirement with a balance transfer offer, high credit limits and prestige services including a personal concierge service and VISA Platinum rewards program.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
Consolidate your debt with a low balance transfer offer of 0% p.a. for 18 months with balance transfer fee and a host of platinum privileges. Earn up to 1.25 Citi Reward points for every $1 spend.
60,000 bonus points VISA/MC: 1.25 AMEX: 0 20.99% p.a. 0% p.a. for 18 months $199 p.a. annual fee for the first year ($249 p.a. thereafter) Go to site More info
American Express Qantas Discovery Card
A no annual fee frequent flyer credit card with Earn 7,500 bonus points and enjoy 0% p.a. on balance transfers for 12 months when you apply and are approved. Earn 1 Qantas Point per $1 spend.
7,500 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Receive 20,000 bonus Velocity Points and earn 1.25 Velocity Points per $1 spent. Enjoy complimentary insurance and flight discounts with Virgin.
20,000 bonus points VISA/MC: 1.25 AMEX: 0 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
ANZ Frequent Flyer
Get 25,000 Qantas Points after you spend $2,500 on purchases within the first 3 months and earn up to 1 points per $1 spent on purchases.
25,000 bonus points VISA/MC: 0.5 AMEX: 1 19.99% p.a. $0 p.a. annual fee for the first year ($95 p.a. thereafter) Go to site More info
Coles Rewards Mastercard
Earn flybuys points on your everyday spend and enjoy low interest rate offer on balance transfers.
VISA/MC: 2 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $89 p.a. Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards bonus points and a complimentary Virgin Australia flight each year. Plus a low balance transfer offer of 0% p.a. for 12 months.
10,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $195 p.a. Go to site More info
BoQ Platinum Visa Card - Exclusive Offer
Exclusive Offer to finder.com.au

You can collect 2.000 rewards points for every $1 spent on your Platinum Visa card.

VISA/MC: 2 AMEX: 0 20.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($199 p.a. thereafter) Go to site More info
Citi Qantas Signature Credit Card
Earn up to 50,000 bonus Qantas Points when you meet the spend requirement, 0% p.a. for 6 months on balance transfers and annual fee for the first year.
50,000 bonus points VISA/MC: 1 AMEX: 0 20.99% p.a. 0% p.a. for 6 months $299 p.a. Go to site More info
American Express Qantas Ultimate Card
Receive up to 50,000 extra Qantas Points. Plus earn 1 points per $1 spend.
50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
Woolworths Money Everyday Platinum Credit Card
Receive a $100 Gift Card with a $0 annual fee for the first year if you apply before 31 March 2016. Also get 0% p.a. for 14 months on balance transfers and earn up to 3 rewards points per $1 spent.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) Go to site More info
Coles No Annual Fee MasterCard
A no annual fee for the life of the card that lets you earn 0.5 flybuys points per dollar spent.
VISA/MC: 0.5 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $0 p.a. Go to site More info
NAB Qantas Rewards Premium Card
A low balance transfer offer of 4.99% p.a. for 6 months as well as 60,000 bonus Qantas Points. Ability to earn 1.50 points per $1 spent on eligible purchases.
60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $250 p.a. Go to site More info
Bankwest Qantas Platinum MasterCard
Bonus 8,000 Qantas Points when you apply online. Plus earn 0.750 Qantas Points for every $1 spent.
8,000 bonus points VISA/MC: 0.75 AMEX: 0 20.49% p.a. 2.99% p.a. for 9 months $160 p.a. Go to site More info
St.George Amplify Signature
Earn 1.50 Qantas or Amplify Points per dollar spent on eligible purchases.
VISA/MC: 1.5 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 20 months $279 p.a. Go to site More info
NAB Velocity Rewards Premium Card
Receive 60,000 bonus reward points and a complimentary insurance. 4.99% p.a. on balance transfers for 6 months.
60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $150 p.a. Go to site More info
ANZ Rewards Black Credit Card
Earn 75,000 Reward Points when you spend $2,500 within the first three months, up to 3 reward points per dollar spent and unlimited access to airport lounges with complimentary travel insurance.
75,000 bonus points VISA/MC: 2 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($375 p.a. thereafter) Go to site More info
ANZ Rewards Credit Card
Apply for the ANZ Rewards Credit Card and get 25,000 Reward Points after you spend $2,500 on purchases within the first three months. Earn reward points on your purchases, redeemable for a huge selection of rewards including shopping vouchers, gift cards, and travel.
25,000 bonus points VISA/MC: 1.5 AMEX: 2 18.79% p.a. $0 p.a. annual fee for the first year ($89 p.a. thereafter) Go to site More info
NAB Qantas Rewards Card
Receive 30,000 bonus Qantas Points when you apply online. Plus a low balance transfer and purchase offer.
30,000 bonus points VISA/MC: 0.5 AMEX: 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Earn Velocity Points plus enjoy an introductory interest free offer of 0% p.a. on purchases for 12 months, and 0% p.a. for 6 months on balance transfers.
VISA/MC: 1 AMEX: 0 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info
Bankwest Qantas MasterCard
2,000 Qantas points offer and earn 0.500 Qantas Point per $1 spent on eligible purchases.
2,000 bonus points VISA/MC: 0.5 AMEX: 0 20.49% p.a. 2.99% p.a. for 9 months $100 p.a. Go to site More info
St.George Amplify Platinum
Choose between Amplify or Qantas rewards program. Uncapped points earning.
VISA/MC: 1 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
American Express Platinum Card
Receive 100,000 Membership Rewards Bonus Points when you spend $1,000 on your card. You can transfer points to a choice of 9 leading airline rewards programs, including the Qantas Frequent Flyer program.
100,000 bonus points VISA/MC: 0 AMEX: 1 $1,200 p.a. Go to site More info
Bankwest More Platinum Mastercard
Introductory 80,000 bonus points offer and a low interest rate on balance transfers.
80,000 bonus points VISA/MC: 2 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $140 p.a. Go to site More info
Commonwealth Bank Awards Credit Card
Dual credit card with balance transfer offer of 5.99% p.a. for 5 months and earn up to 1.5 Awards points per dollar spent.
VISA/MC: 1 AMEX: 1.5 20.24% p.a. 5.99% p.a. for 5 months $59 p.a. Go to site More info
Citi Rewards Credit Card - Signature
Get 75,000 rewards points on your first eligible purchase. Convert them to Qantas Points.
75,000 bonus points VISA/MC: 1.5 AMEX: 0 20.99% p.a. 0% p.a. for 6 months $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
Commonwealth Bank Gold Awards Credit Card
Earn up to 2 Awards points for every $1 spent and up to 55 days interest free with complimentary international travel insurance.
VISA/MC: 1 AMEX: 2 20.24% p.a. 5.99% p.a. for 5 months $119 p.a. Go to site More info
NAB Velocity Rewards Card
Receive 30,000 bonus Velocity points plus a low interest rate offer on purchases and balance transfers. Get two cards and pay one annual fee.
30,000 bonus points VISA/MC: 0.5 AMEX: 1 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
Bankwest More MasterCard
8,000 bonus More points offer and a long term balance transfer.
8,000 bonus points VISA/MC: 1.5 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $70 p.a. Go to site More info
Commonwealth Bank Platinum Awards Credit Card
Receive 80,000 bonus CommBank Awards points when you apply online by 14 April 2016 and meet the spend criteria plus earn up to 2.5 Awards points per dollar spent, complimentary international travel insurance and 24/7 concierge service.
80,000 bonus points VISA/MC: 1 AMEX: 2.5 20.24% p.a. 5.99% p.a. for 5 months $249 p.a. Go to site More info
Bankwest More Gold MasterCard
15,000 bonus points and a balance transfer offer of 2.99% p.a. for 9 months.
15,000 bonus points VISA/MC: 1.5 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $120 p.a. Go to site More info
Commonwealth Bank Diamond Awards Credit Card
Receive 80,000 bonus CommBank Awards points when you apply online by 14 April 2016 and spend $1,000 on eligible purchases and earn up to 3 Awards points per $1 spent.
80,000 bonus points VISA/MC: 1.25 AMEX: 3 20.24% p.a. 5.99% p.a. for 5 months $349 p.a. Go to site More info
BoQ Blue Visa Credit Card
Earn 1.000 points per dollar spent with Q Rewards program.
VISA/MC: 1 AMEX: 0 20.74% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($60 p.a. thereafter) Go to site More info
David Jones American Express Platinum Card
Receive 40,000 Membership Rewards points or 30,000 Qantas Points. Plus earn up to 4 rewards point per $1 spend.
40,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. $295 p.a. Go to site More info
Emirates Citi World MasterCard
Receive up to 40,000 bonus Skyward Miles and half price annual fee for the first year.
40,000 bonus points VISA/MC: 1 AMEX: 0 20.99% p.a. 0% p.a. for 9 months $149 p.a. annual fee for the first year ($299 p.a. thereafter) Go to site More info
Citi Prestige Card
Receive 70,000 bonus rewards points on eligible spend. Option to earn opt-in to the Qantas Rewards program and earn Qantas Points.
70,000 bonus points 2 20.74% p.a. 0% p.a. for 6 months $700 p.a. Go to site More info
David Jones American Express
Receive 30,000 Membership Rewards points and earn up to 3.00 Rewards Points for every dollar spent on everyday item and access exclusive in-store benefits to David Jones cardholders.
30,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. $99 p.a. Go to site More info
Bank of Melbourne Amplify Classic - Amplify Rewards
Earn Amplify points on purchases to redeem for gift cards, appliances, events and experiences, travel through Amplify Travel. Plus a low purchase rate offer of 0% p.a. for 3 months.
VISA/MC: 1 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $79 p.a. Go to site More info
NAB flybuys Rewards Card
Receive up to 30,000 flybuys bonus points. Plus a low offer on purchases and balance transfers of for months.
30,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 4.99% p.a. for 6 months $95 p.a. Go to site More info
BankSA Amplify Classic
The BankSA Amplify is a brand new rewards credit card that allows you to earn more Qantas Points combined with purchase and balance transfer offers.
1 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $79 p.a. Go to site More info
Bank of Melbourne Amplify Platinum
Take advantage of low introductory purchase rate offer, balance transfer promotion of 0% p.a. for 18 months and 24/7 concierge service, all for a low annual fee.
VISA/MC: 1 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
American Express Platinum Business Card
Better track and manage your business expenses with the American Express Platinum Business Card. Receive 150,000 bonus points and earn 2 points for every dollar spent up to 375,000, reverting to 1 point for every dollar thereafter.
150,000 bonus points VISA/MC: 0 AMEX: 1 $1,500 p.a. Go to site More info
American Express Gold Business Card
Enjoy 24-hour worldwide service plus a great range of tailored expense management solutions designed to help maintain control of your corporate expenses.
10,000 bonus points VISA/MC: 0 AMEX: 1 $169 p.a. Go to site More info
Learn more about Rewards Credit Cards
  • Premium Credit Cards

    The HSBC Premier World MasterCard goes one extra than the HSBC platinum range of credit cards. It’s the type of credit card that can help you secure personal styling at a leading fashion boutique or give you an afternoon to play 18 holes at some of the world’s most exclusive golf courses.This product gives you the choice of earning frequent flyer points with the HSBC Qantas Program or earning HSBC Rewards Points when you spend. Whichever program you choose, the points you earn when you spend are only a small part of the rewarding experience of this card.

Rates last updated February 10th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
HSBC Premier World MasterCard
Earn 1.25 rewards points plus a comprehensive insurance package including travel and purchase protection insurance.
4 months VISA/MC: 1.25 AMEX: 0 19.99% p.a. 5.99% p.a. for 6 months $0 p.a. More info
Rates last updated February 10th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Premium Card
Enjoy a low rate offer on balance transfers and purchases plus benefit from platinum credit card advantages including travel insurance, higher credit limits and VIP Lost card cover.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months $90 p.a. Go to site More info
St.George Vertigo Platinum
A platinum card with all the perks and a long term introductory interest rate on balance transfers.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
Earn 1 points per $1 spent on eligible overseas purchases and international retailers. Ability to receive 40,000 bonus Qantas Points on eligible spend within 3 months.
4 months 40,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
American Express Qantas Premium Card
Earn 80,000 bonus Qantas Points, plus Qantas Points for every $1 you spend, and more Qantas Points for every dollar you spend on selected Qantas services. Offer ends 29 February 2016. A low balance transfer rate of 0% p.a. for 12 months applies.
2 months 80,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
American Express Velocity Platinum Card
Earn 1.00 Velocity Points per $1 spent with the Virgin Australia group of Airlines. Receive 50,000 bonus Velocity Rewards points if you spend $500 within the first 3 months.
2 months 50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $349 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 10,000 bonus Velocity Points in the first 3 months plus enjoy a low 0% p.a. for 14 months on balance transfers. Reduced Virgin flights offer up to 4 times a year.
10,000 bonus points VISA/MC: 1 AMEX: 0 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
American Express Platinum Card
Receive 100,000 Membership Rewards Bonus Points when you spend $1,000 on your card.
6 months 100,000 bonus points VISA/MC: 0 AMEX: 1 $1,200 p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
Earn up to 1.5 Qantas Points per $1 spent. Plus 50,000 Qantas Points when you spend $2,500 on purchases within the first 3 months and no annual fee offer in the first year.
6 months 50,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points. Also receive a complimentary Virgin Blue domestic economy return flight every year.
6 months 10,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $195 p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
Consolidate your debt with a low balance transfer offer and a host of platinum privileges to enjoy.
6 months 60,000 bonus points VISA/MC: 1.25 AMEX: 0 20.99% p.a. 0% p.a. for 18 months $199 p.a. annual fee for the first year ($249 p.a. thereafter) Go to site More info
ANZ Frequent Flyer Black
Earn up to 75,000 bonus Qantas Points when you spend $2,500 within the first three months and 1.5 points per $1 spent. Get complimentary airport lounge access, 24/7 concierge with $0 annual fee in the first year.
6 months 75,000 bonus points VISA/MC: 0.75 AMEX: 1.5 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
An interest free offer on purchases and balance transfers. Earn Velocity Points on everyday spend.
VISA/MC: 1 AMEX: 0 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
Platinum perks with a low interest rate on purchases.
6 months 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $99 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Receive 20,000 bonus Velocity Points and earn 1.25 Velocity Points per $1 spent. Enjoy complimentary insurance and flight discounts with Virgin.
6 months 20,000 bonus points VISA/MC: 1.25 AMEX: 0 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
ANZ Rewards Platinum
Enjoy accelerated points earning and great Platinum features with ANZ Rewards Platinum. Also offering 50,000 Reward Points when you meet the minimum spend of $2,500 in the first three months and pay no annual fee for the first year.
6 months 50,000 bonus points VISA/MC: 1.5 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
Citi Qantas Signature Credit Card
Earn up to 50,000 bonus Qantas Points when you meet the spend requirement, 0% p.a. for 6 months on balance transfers and annual fee for the first year.
6 months 50,000 bonus points VISA/MC: 1 AMEX: 0 20.99% p.a. 0% p.a. for 6 months $299 p.a. Go to site More info
Citi Clear Platinum Card
Visa Concierge service and extended warranty insurance. Transfer your balance to a long term low interest offer.
0 months VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Go to site More info
American Express Qantas Ultimate Card
Receive up to 50,000 extra Qantas Points. Plus earn 1 points per $1 spend.
6 months 50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
ANZ Rewards Black Credit Card
Earn 75,000 Reward Points when you spend $2,500 within the first three months, up to 3 reward points per dollar spent and unlimited access to airport lounges with complimentary travel insurance.
6 months 75,000 bonus points VISA/MC: 2 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($375 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card
Overseas Travel and Medical Insurance, Domestic Interstate Flight Inconvenience Insurance, Extended Warranty and a best price guarantee.
6 months VISA/MC: 0 AMEX: 0 19.74% p.a. 0% p.a. for 18 months with 3% balance transfer fee $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
Woolworths Money Everyday Platinum Credit Card
An Everyday Platinum Credit Card with Complimentary Purchase Security, 24/7 Platinum Concierge. Pay no annual fee for the first year.
VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 14 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) Go to site More info
28 Degrees Platinum MasterCard
Benefit from no international transaction fees on purchases, no currency conversion fees and no annual fee.
20.99% p.a. $0 p.a. Go to site More info
Bankwest Zero Platinum MasterCard
A $0 annual fee credit card from Bankwest with some great Platinum features.
6 months VISA/MC: 0 AMEX: 0 17.99% p.a. 2.99% p.a. for 9 months $0 p.a. Go to site More info
Citi Rewards Credit Card - Signature
Receive 75,000 bonus points and access to a range of complimentary insurances.
6 months 75,000 bonus points VISA/MC: 1.5 AMEX: 0 20.99% p.a. 0% p.a. for 6 months $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
St.George Amplify Platinum
Choose between Amplify or Qantas Points rewards program and take up a great purchase and balance transfer offer.
3 months VISA/MC: 1 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 18 months $99 p.a. Go to site More info
Emirates Citi World MasterCard
Receive up to 40,000 Skyward Miles and a low balance transfer offer.
6 months 40,000 bonus points VISA/MC: 1 AMEX: 0 20.99% p.a. 0% p.a. for 9 months $149 p.a. annual fee for the first year ($299 p.a. thereafter) Go to site More info
David Jones American Express Platinum Card
Receive 40,000 Membership Rewards points or 30,000 Qantas Points. Plus earn up to 4 rewards point per $1 spend.
0 months 40,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. $295 p.a. Go to site More info
Bankwest More Platinum Mastercard
80,000 bonus points and no foreign transaction fees on purchases.
6 months 80,000 bonus points VISA/MC: 2 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $140 p.a. Go to site More info
Bank of Melbourne Amplify Signature
Take advantage of travel benefits plus 0% p.a. for 3 months introductory interest rate offer on purchases and balance transfer offer of 0% p.a. for 20 months.
6 months VISA/MC: 1.5 AMEX: 0 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 20 months $279 p.a. Go to site More info
Learn more about Premium Credit Cards
  • Corporate Credit Cards

    Corporate credit cards work to complement and support established businesses when it comes to their expenditure. These cards do this by offering benefits such as multiple cards on the one account with individual spend limits, travel insurances to cover those on business trips, and easy online management to keep your employee’s spending in check. All this and more is offered by HSBC’s Corporate Platinum Visa Card. HSBC gives you an easy way to control your employees spending with innovative spend controls that let you classify limits by department and business units. Complimentary travel insurance is on offer, as is simplified expense management and detailed reporting.

Rates last updated February 10th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
HSBC Corporate Card
Receive a flexible credit card solution for corporate customers.
0 months 1 19.99% p.a. 0% p.a. for 8 months $129 p.a. More info
Rates last updated February 10th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
American Express Platinum Business Card
Receive 150,000 bonus points, earn 1.00 Membership Rewards point for every dollar spent, complimentary insurances and access to over 600 airport lounges.
6 months 150,000 bonus points VISA/MC: 0 AMEX: 1 $1,500 p.a. Go to site More info
American Express Velocity Business Card
A truly dedicated business rewards credit card. Download all your card expenses in a format readable by Quicken, MYOB, Microsoft Excel and more.
0 months VISA/MC: 0 AMEX: 1 $249 p.a. Go to site More info
American Express Gold Business Card
Receive 10,000 bonus points on signup and earn 1 Membership Rewards points per $1 spent with uncapped earnings.
2 months 10,000 bonus points VISA/MC: 0 AMEX: 1 $169 p.a. Go to site More info
American Express Qantas Business Credit Card
Up to 55 days interest free on purchases plus earn 1 on eligible purchases.
0 months 1 $299 p.a. More info

Learn more about Corporate Credit Cards

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The benefits of banking with HSBC

    • Visa & MasterCard

      HSBC offers both Visas and MasterCards. For example, the HSBC Credit Card is a Visa while their Premier Card is a MasterCard. Both card schemes offer a number of benefits, including:

      • Protection from fraud. If you’re the victim of credit card fraud while using the Visa and MasterCard payment networks, online or over the counter, you’ll get a full reimbursement.
      • Worldwide access. Visa and MasterCard credit cards are accepted at millions merchants and ATMs all over the world. Just look for the relevant logo at the point of sale or ATM.
  • An award-winning online banking experience

    As an HSBC customer, you can manage your account, view recent transactions and make payments through their online banking facility. The HSBC internet banking platform has been recognised by a number of different publications and institutions as a leading account management tool. This online facility provides customers with a fast and easy way to open new accounts online, including credit cards, savings accounts, transaction accounts and online share trading and foreign currency accounts anywhere in the world, 24 hours a day.

  • The Home&Away Privilege Program

    As an HSBC cardholder, you get access to the HSBC Home&Away Privilege Program. This program gives you a range of discounts at shops, restaurants, and accommodation all over the world. You don’t need to do anything extra, you just need to have an HSBC Credit Card.

  • Transfer HSBC Rewards points for frequent flyer points

    The HSBC Premier Credit Card allows you to transfer HSBC Rewards points for Singapore Airlines KrisFlyer, AsiaMiles and Velocity frequent flyer points. The transfer rate is 2 rewards points for 1 frequent flyer point. You can also earn 1 Velocity point for every 2 rewards points with the HSBC Platinum Credit Card. The transfer amounts you can choose from are 5,000 and 10,000 HSBC Rewards points.

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How to apply for an HSBC Credit Card

There are some basic eligibility requirements if you want to apply for a HSBC Credit Card. For example, you must have a good credit history and you have to be over the age of 18. Unlike other credit card providing financial institutions, HSBC do offer credit cards to non-temporary residents, however, you may need to speak to a HSBC representative directly if you wish to apply as a non-resident.

Information needed for an HSBC Credit Card application

You can apply for an HSBC Credit Card online by clicking ‘Go to Site’ from any of the review pages or comparison tables on finder.com.au. You need the following information about yourself and your financial situation if you want to apply for an HBSC credit card.

  • Personal information. This includes your current home address and previous home address if you’ve recently moved.
  • Employer’s details. You will be asked to provide your employer’s contact details. If you’re self-employed you may also be asked to provide your accountant’s contact information.
  • Financial information. The online application requires you to detail your financial situation. This includes information about your income, expenses, assets and liabilities. Things like whether you have a mortgage, any dependent children, your savings and whether you get any income from assets like shares or property may be required.
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Frequently asked questions

How do I get my PIN and how do I change it?

When you apply for a HSBC Credit Card, your PIN will be issued with the card. Your PIN will arrive in a separate envelope for safety reasons. Once you activate your credit card, you can use the PIN to make purchases and withdraw cash.

If you want to change your PIN for any reason, you can do this by visiting a HSBC branch. It only takes a minute or two to complete the process of setting up a new PIN.

How do I get interest-free credit with HSBC?

HSBC have agreements with a number of merchants that may allow you to get extended interest-free finance. Get the items you want and pay back the balance over a period of six, nine or 12 months without paying any interest. You need to set up an interest-free finance agreement with the merchant if you want to make use of this feature.

Interest-free finance is different to the interest-free days feature on HSBC credit cards.

What’s the minimum repayment on my HSBC Credit Card?

If you’re carrying a balance on your HSBC Credit Card, there’s a minimum amount you need to pay back each month to stop your account from going into default. The minimum monthly repayment is a percentage of your total outstanding balance.

The minimum repayment is listed on our HSBC Credit Card review and application pages.

How do I apply for a HSBC balance transfer?

If you want to take advantage of the balance transfer promotion available with HSBC credit cards, generally, you need to be a new customer applying for the credit card.

You elect to transfer a balance from a non-HSBC credit card, store card or charge card within the online application. Enter the name of your financial institution, the amount you want to transfer and details of the account. If you’re approved for the credit card, you’re generally approved to transfer the balance to the account too.

A balance transfer is automatic. Once you activate the credit card, the balance will be automatically transferred by HSBC.

How much can I transfer to my HSBC Credit Card?

The maximum amount you can transfer to a HSBC Credit Card is based on your credit limit. HSBC allow you to use up to your available credit limit towards a balance transfer. For example, if you’re approved for a credit card with a limit of $10,000 you can transfer up to $10,000 from multiple other credit cards, store cards or charge cards.

How do I earn Qantas Points with my HSBC Credit Card?

If you want to get rewarded with Qantas Points when you spend on your HSBC Credit Card. Pick a product that’s linked to the Qantas frequent flyer program.

Points are awarded for eligible purchases only. Think of an eligible purchase as your everyday type of transaction, like paying for groceries or paying for petrol.

Cash transactions are ineligible to earn Qantas Points. A cash transaction is a transaction like a cash advance, paying a government or credit card fee or charge or using your credit card to pay for business expenses. Have a look at the terms and conditions for a specific list of transactions that are ineligible to earn Qantas Points.

Do BPAY payments earn rewards points?

BPAY payments do not earn rewards points. Eligible purchases exclude interest free promotions, balance transfers, business expenses, cash advances, fees or charges, any disputed transactions, BPAY payments and any government fee or charge.

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51 Responses to HSBC Credit Cards

  1. Default Gravatar
    Rhys | October 13, 2015

    I live in Australia can you Please help me but my credit is less than perfect but need a credit card i get 766 a fortnight and out of that i have 450 spare to spend on repayments thanks rhys

    • Staff
      Jonathan | October 13, 2015

      Hi Rhys, thanks for your inquiry!

      Depending on your credit history and whether you meet the application requirements for a card you will be eligible to apply. Unfortunately we are unable to give personal advice on your inquiry as finder.com.au is a comparison service. If you meet the application requirements you can contact the lender/ bank directly to clarify your chances of getting a credit card.

      Cheers,

      Jonathan

  2. Default Gravatar
    Pankaj | June 11, 2015

    When I apply for a C/C with no annual point. How many points can I get if I spend $1500 in first three months? I am looking forward to get 35000 points. Can you recommend me which card can you offer me?

    • Staff
      Jonathan | June 11, 2015

      Hi Pankaj, thanks for your inquiry!

      Please refer to the following link for a list of Rewards credit cards and offers.

      Cheers,

      Jonathan

  3. Default Gravatar
    pathresh | June 3, 2015

    Please update my credit card application status.

    Regards
    Pathresh

    • Staff
      sally.mcmullen@hiveempire.com | June 4, 2015

      Hi Pathresh,

      Thank you for your question.

      You have come through to finder.com.au, not HSBC. You will need to contact HSBC directly to update your credit card application status.

      I hope this has provided some assistance.

      Thanks,

      Sally

  4. Default Gravatar
    hi | June 1, 2015

    Is HSBC a bad credit card company?

    • Staff
      Jonathan | June 1, 2015

      Hi user, thanks for your inquiry!

      HSBC does not provide products specifically aimed towards bad credit. HSBC requires that you have a good credit rating, be 18 years or older, be a permanent Australian resident and have a minimum income requirement (depending on the credit card).

      I hope this helps.

      Cheers,

      Jonathan

  5. Default Gravatar
    naz | May 7, 2015

    Hello do you do loans for people on centrelink and with a bad credit rating up to 5000

    • Staff
      Jonathan | May 8, 2015

      Hi Naz, thanks for your inquiry!

      Please refer to the following link for bad credit loans.

      Cheers,

      Jonathan

  6. Default Gravatar
    charmaine | May 5, 2015

    Have applied for a hsbc credit card. It said your application being processed and will contact in few days. Does this mean application was declined

    • Staff
      Jonathan | May 6, 2015

      Hi Charmaine, thanks for your inquiry!

      If an application is not instantly approved it can go to conditional approval status, referral or not approved. Please refer to the following link for information on checking on your credit card application.

      Cheers,

      Jonathan

  7. Default Gravatar
    Hilary | March 31, 2015

    HSBC credit card – is there any travel insurance included ?
    what does it cover ?
    I assume you have to purchase your flights/accommodation with this card ?

    any excess ?

    • Staff
      Jonathan | April 1, 2015

      Hi Hilary, thanks for your inquiry!

      Please see the following link for more information on which cards are included and the requirements with HSBC credit card insurance.

      Cheers,

      Jonathan

  8. Default Gravatar
    david | February 11, 2015

    Having applied for a HSBC Platinum Qantas Credit Card and having my application knocked back on the grounds that I do not have enough income, I find it hard to fathom why as I have a good credit record, own my own house, have a pension of $X per year, and over $X in shares and bank accounts with no debt at all. I have tried to contact the credit department at HSBC and have been brushed off every time with no success. I have to wonder what I have to do to get an answer? I am a pensioner and wonder whether it is my age that is the reason why I have no luck with this card (at the moment I do have a platinum card with another bank) and that has no debt on it, maybe they only want people with a large debt to make more money.

    • Staff
      Jonathan | February 11, 2015

      Hi David, thanks for your inquiry.

      Unfortunately we are not directly affiliated with HSBC as we are a comparison service. It would be best to directly contact HSBC in regards to your inquiry either through a local branch or contact departments. Please refer to the email I have sent you for their contact details and complaints resolution team.

      Kind Regards,

      Jonathan

  9. Default Gravatar
    Vivek | January 24, 2015

    i applied for HSBC credit card from chennai india.Please tell me how i will know the status

    • Staff
      Jonathan | January 27, 2015

      Hi Vivek,

      Thanks for your inquiry,

      You can check the status of a credit card application by contacting HSBC directly.

      I hope this helps,

      Jonathan

  10. Default Gravatar
    Martha | December 17, 2014

    Hi,
    I applied for a 0% 6 months balance transfer about 3 weeks ago. I then received my platinum credit card in the mail and I have activated it. I keep ringing to see when the balance transfer is going to go through. I was told to wait the 7-10 days waiting period. I rang again and was told the transfer is being processed. Now today I rang and I was told they could not find where I had applied. I am really confused about this as I received the credit care for $15,000.00 credit (which I really did not need)and now I am being told no balance transfer. In the meantime, I have had to pay the other credit card off because of the high interest. Gosh, I am so disappointed with HSBC and all the running around I have been given to find that no balance transfer coming.

    • Staff
      Elizabeth | December 18, 2014

      Hi Martha,

      Thanks for your question.

      If you applied for the balance transfer at the time of application, and you were bringing over a balance from non-HSBC card accounts, then your best option may be to contact HSBC and attempt to have the balance transfer approved. You might also see if they are able to offer you a way to organise a balance transfer of the card yourself.

      Another option you have is submitting a complaint directly to HSBC or the financial ombudsmen.

      I hope this has helped.

      Thanks,

      Elizabeth

Credit Cards Comparison

Rates last updated February 10th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Interest Visa Card offers a balance transfer offer of 0% for 24 months. Apply by 30 April 2016.
VISA/MC: 0 AMEX: 0 13.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $59 p.a. Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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