HSBC Australia Credit Cards

HSBC, The HongKong and Shanghai Banking Corporation, currently feature 2 credit cards and their high interest savings account for online application. The Woolworths Credit Card is licensed and managed by HSBC.

Best HSBC Credit Card

With the HSBC Credit Card you can benefit from a very good balance transfer offer: This means you now have a chance to pay off your existing credit card debt by transferring your balance over to the new HSBC Credit Card.

• $0 annual fee
• 16.99% p.a. on purchases
• 19.99% p.a. on cash advances
• 5.99% p.a. for 6 months on balance transfers
• Access to the Home & Away Privilege Program which gives you instant discounts on shopping, travel, accommodation and plenty more!

Click here to read the HSBC Credit Card terms and conditions

HSBC Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Benefit from 5.99% for 6 months on balance transfer rate. Rewards program for shopping, entertainment, travel, lifestyle and leisure.	16.99%	19.99%	5.99% for 6 months	$0	55
HSBC Gold Visa Card	A generous rewards program, unique interest free period opportunities and complimentary travel insurance.	18.99%	21.75%	5.99% for 6 months	$86.00	45	N/A
Woolworths Everyday Money	Great Woolworths Rewards Program. The credit card is branded as Woolworths and focuses on shopping rewards, but is licensed by HSBC Australia.	18.74%	20.99%	5.99% for 6 months	$49	55

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HSBC Savings Accounts

Product	Details	Interest Rate	Min Balance	Interest Paid	Withdraw Penalty	Ongoing, Annual & Setup Fee
HSBC Serious Saver Savings Account	The best savings account for those truly dedicated to saving. Earn 4.00% p.a every month you don’t make a withdrawal.	4.00%	$0	Monthly	Yes	$0

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Get to know the HSBC credit card range, and find out how you can carry one of the most respected credit cards in the world.

HSBC credit cards should be one of the first options you explore when choosing a new credit card. Your options include: the HSBC Credit Card, HSBC Classic Credit Card, HSBC Gold Credit Card, HSBC Platinum Credit Card, HSBC Premier Platinum Credit Card, and the HSBC American Express Gold. All types of customer are catered for, and there are some great interest rates and balance transfer deals available, not to mention a zero annual fee for life with the HSBC Credit Card.

HSBC Holdings has its headquarters in London. The HSBC group serves 3 million customers worldwide from around 8,500 offices in 86 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. It has massive assets of US$2,422 billion as of 30 June 2009, making it one of the world's largest banking and financial services organisations.

In Australia, the HSBC Group offers a wide range of financial services through a network of 35 branches and offices. This includes personal banking, financial planning and consumer finance, as well as commercial, corporate and institutional banking, payments and cash management, trade and export finance, treasury and financial markets, project finance, corporate finance and securities custody.In Australia, HSBC credit cards offer the customer a great choice, whether you are looking for low interest rates, low fees, balance transfer deals, or the extra benefits that accompany the more prestigious gold and platinum credit cards. All but the HSBC Credit Card offer rewards programs, and only the HSBC American Express Gold card charges a fee for their rewards program, or indeed a fee for additional cards.

Whichever HSBC credit card you select, you can be assured that you have a mammoth organisation behind you that will be constantly striving to stay ahead of the game and offer the best deals on the market.

• HSBC Balance Transfer
  

  The HSBC Credit Card offers no annual fee as well as the opportunity for you to transfer your existing credit card balance for a low interest rate.



• Chinese New Year And HSBCs Hot Summer Sale
  

  Just like families are celebrating Chinese New Year all across Australia, HSBC is also celebrating the summer with their HSBC Summer Sale. This sale offers great deals on everyday banking, credit cards and home loans. Checkout the Chinese New Year and HSBCs Hot Summer Sale today.



• Start Your Chinese New Year Celebrations With A HSBC Offer
  

  Now is the right time to checkout HSBCs Hot Summer Sale during all the Chinese New Year Celebrations. You could use one of HSBCs great offers on bank accounts, credit cards or home loans to help achieve your chinese new year resolution.



• HSBC Credit Card For the Chinese New Year
  

  The HSBC credit card is a great rewards credit card to celebrate the Chinese New Year with. The HSBC credit card can help you meet your Chinese New Year resolution by helping you gain more control of your finances. See what the HSBC credit card has install for you.



• HSBC Home Loans: Compare & Apply For A HSBC Home Loan
  

  To realise your dream of owning your own home sooner you need to get the best possible rates and terms from your home loan provider. This is where HSBC can help you out. HSBC is an awards winning bank and has pleanty to offer when it comes to home loans. HSBC is currently having their summer sale so now is the best time to secure great rates and options for your home loan needs.



• HSBC Internet Banking: Online Banking With HSBC
  

  For those of you who enjoy the convenience of internet banking, you may like to consider HSBC internet banking. HSBC has become a popular choice amongst customers for internet banking as it is very secure, safe, fast and efficient. Read on to find out more.



• HSBC Rewards Plus
  

  Read our overview of the HSBC Rewards Plus rewards program to find out more about some of the perks available for you.



• HSBC Sale: The HSBC Hot Summer Sale
  

  HSBC is having their Hot Summer Sale featuring the HSBC Credit Card and HSBC Online Savings Account on sale. Find out more about their current promotions and apply online before 26 March 2010 to take advantage of the savings!



• HSBC Hot Summer Sale
  

  The Hot Summer Sale exclusive to HSBC Bank is offering for a limited time only, sale offers on their everyday banking, home loans and the HSBC Credit Card. Find out more to take advantage of this promotion from HSBC



• HSBC Credit Cards With No Annual Fee
  

  The HSBC Credit Card is one of the most competitive no annual fee credit cards. The HSBC Credit Card offers no annual fee for the life of the credit card as well as a 0% balance transfer offer until April 1 2010.



• HSBC Credit Card – $0 Annual Fee, 5.99% balance transfer & $50 cash back
  

  The brand new credit card from HSBC features a $0 annual fee for the life of the credit card, and a great cash back offer where if you spend $500 or more within the first 3 months of owning the HSBC Credit Card you will receive $50 cashback. On top of all this, you can take advantage of the 0% balance transfer offer on the card – offer 0% interest on balance transfers until 1 April 2010. Oh, and let’s not forget the Home & Away privilege rewards program which gives you access to instant discounts on shopping, travel & accommodation. (amongst other things!)



• HSBC Credit Card Application – Apply Online For A HSBC Credit Card
  

  Find out what the HSBC Gold Visa has to offer – not only does it feature a Gold rewards program, but no annual fee for the first year.
  After you apply for a HSBC credit card, you will need to wait five to ten days for your details to be processed. Your identity will need to be confirmed, as mandated by the Australian government, which will involve you bringing any required documents into a HSBC branch to be verified by a bank representative.



• HSBC Online Savings Account – Details & Application
  

  The HSBC Online Savings Account saves you money with no fees and generous interest rates. No monthly fees and access to over 2,700 ATMs gives you the convenience of being able to access your money, aswell as interest rates between 0.05% p.a. and 2.25% p.a.



• HSBC Gold Credit Card Review
  

  The HSBC Gold Credit Card truly is a great credit card. It has a great mix of features that make it versatile and a good choice for those wanting to save on annual fee payments, as well as get a credit card that is bundled with a rewards program and complimentary travel insurance.



• HSBC Gold Visa Credit Card – Details & Application
  

  The HSBC Gold Visa Credit Card is a new unique installment to the HSBC credit card range.

  
  

  Any credit card which offers both an introductory no annual fee offer and a rewards program is of valuable interest, and the HSBC Gold happens to offer both along with other complimentary benefits.



• HSBC Promotion Ends – The Next Best Balance Transfer?
  

  One of the most popular balance transfer offer for Australian’s trying to cure some Christmas and new year debt was the HSBC Low Rate Card.
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  Now that it’s original promotional offer has ended, it is still quality, yet not the best offer.
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  We compare similar and better offers available for cheap balance transfer here.



• HSBC Serious Saver Account – Savings account
  

  An HSBC Serious Saver account is an excellent way to make your money grow. There are no fees associated with the account and no minimum balances. The interest rate from now until March 2010 is high at 5.25%.



• HSBC’s Online Savings Account Everyday Banking
  

  The HSBC Online Savings Account – It’s not often a savings account with great features such as free monthly withdrawals and no monthly fees.
  - No monthly account keeping fee#
  - High everyday interest of 5.40% p.a.*
  - Unlimited free HSBC ATM transactions^



• HSBC Low Rate Credit Card
  

  The HSBC Low Rate Credit Card features no annual fee for the first year, along with 2.99% interest on all balances transferred for 6 months.

  Up to 55 days interest free on purchases.

  First year annual fee of $0, followed by $49
  2.99% on balance transfer for 6 months.
  Competitive interest rate of 16.99% p.a
  Access to HSBC’s ‘home&Away Privilege [...]







Editor's Choice: Our Top Credit Cards




Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	Editor's Choice: Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55