HSBC Gold Visa Credit Card – Details & Application
Posted June 2nd, 2009
and last modified April 29th, 2010
The HSBC Visa Gold Credit Card features complimentary travel insurance, and reward points earned for every dollar you spend on purchases, making it everything you could wish for in a gold credit card.
The gold standard for credit card offers back rewards to those customers who have good enough credit and earnings to own these prestigious cards. If you are one of these people you will find the HSBC Gold offering to not just meet, but exceed your expectations.
An HSBC Gold Visa Credit card gives you the prestige of a Gold card with a break on the cost. Even with that savings you still get access to excellent rewards and some of the lowest interest rates on the market.
| Balance Transfer Rate |  |
0% p.a. for |
|---|---|---|
| Interest Rate | |
19.50% p.a. |
| Annual Fee | |
$89 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
21.99% p.a. |
| Card Type | |
Gold |
| Credit Card Type | |
Visa |
| Rewards Program | |
No |
If you are eligible for the HSBC Gold Visa Credit Card you will be rewarded with great benefits like the ones listed here:
- $89 annual fee
- 19.50% p.a. on purchases and 21.99% on cash advances.
- Complimentary travel insurance.
- Locking in 5 purchases a year (from $500 each) for a 90 days interest free period.
- Up to 45 days interest-free period on standard purchases.
- 0% p.a. for 6 months on balance transfers when you transfer balances from other credit and store cards.
- Rewards Plus, not only do you get points for every dollar you spend you also have the chance to earn double and triple points when you spend with HSBC Rewards Partners Plus on a variety of shopping, entertainment, travel, merchandise, and financial needs.
- Special wines and discounts with the Vine Plus Program.
- Home & Away Privilege program gives you instant access to discounts throughout Australia and in more then 40 countries worldwide. All you have to do is use your HSBC Gold Visa Credit Card to get the discounts no building up of points necessary.
- Complimentary international travel insurance covering medical expenses, loss or damaged personal items, travel delays, cancellations of travel, rental card damage, and legal liability.
- Extended Warranty Cover of up to one year past the manufacturers warranty coverage.
- Guaranteed pricing allows you to make a claim for the difference if you find an item you purchased with your card at a cheaper price elsewhere.
- Purchase Protections Cover lets you shop at home or overseas with confidence because most personal goods are protected from loss, damage, or theft for 90 days.
To gain access to these rewards offered by the HSBC Gold Visa Credit Card you must meet certain requirements. If you are at least 18 years old and an Australian or New Zealand citizen or permanent resident of Australia with a good credit rating and earn at least $50,000 per annum before taxes you are eligible. Be sure to have proof of your income, residency, and other financial obligations handy to speed up the application process. Once you have all of that handy, the online application process takes just a few minutes and you will be on your way to earning fabulous rewards that meet the standard of living you desire.
Other terms and conditions from HSBC
What you need to know about your Credit Card – conditions of use and other information
Personal financial services charges – your guide
Insurance terms and conditions for Gold, Platinum and Premier cardholders
Related posts:
- HSBC Gold Credit Card Review
- ANZ Gold Visa Card – Details and Application
- BOQ Gold Visa Credit Card
- ANZ Rewards Visa Gold Credit Card – Details and Application
- HSBC Credit Card Application – Apply Online For A HSBC Credit Card
- HSBC Platinum Credit Card – Review & Application
- HSBC Online Savings Account – Details & Application
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Editor's Choice: Our Top Credit Cards
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
 HSBC Credit Card |  Editor's Choice:0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010. | 16.99% | 20.75% | 0% for 6 months | $0 | 55 |   |
 Suncorp Clear Options Standard Visa Card | A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases. | 12.24% | 17.99% | 1.9% for 12 months | $39 | 0 | |
December 3rd, 2009 at 3:07 pm
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