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HSBC Gold Visa Credit Card – Details & Application
Posted June 2nd, 2009
and last modified December 1st, 2009
With $0 annual fee in the first year*, complimentary travel insurance^ and reward points earned for every dollar you spend on purchases#, the HSBC Gold Credit Card is everything you could wish for in a gold credit card.
- $0 Annual fee in the first year, followed by a standard $89.
- 18.99% p.a. on purchases and 21.75% on cash advances.
- Complimentary travel insurance.
- Locking in 5 purchases a year (from $500 each) at either a lower interest rate of 10.99% p.a. or for 120 days or up to 90 days interest free.
- Up to 45 days interest-free period on standard purchases.
- 5.99% p.a. balance transfer for 6 months when you transfer balances from other credit and store cards.
Other terms and conditions from HSBC
What you need to know about your Credit Card – conditions of use and other information
Personal financial services charges – your guide
Insurance terms and conditions for Gold, Platinum and Premier cardholders
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Editor's Choice: Our Top Credit Cards
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
 St George Vertigo |
 Editor's Choice:Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks. |
2.99% for 6 months (reverts to 11.99%) | 20.74% | 2.99% for 6 months | $55 | 55 |   |
 Coles Group Source MasterCard | The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points | 19.74% | 21.99% | 0% for 6 months | $0 | 62 | |
 Bankwest Zero Platinum MasterCard |
Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers |
16.99% | 16.99% | 1.99% for 9 months | $0 | 55 | |
December 3rd, 2009 at 3:07 pm
[...] you are shopping locally or overseas, a wide range of new personal goods you purchase with your HSBC Premier Credit Card will have free worldwide insurance against loss, theft or damage for up to 90 [...]