HSBC Platinum Credit Card – Review & Application
What happens when I click Apply Now?
- Clicking Apply will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
- Your application will typically take you no more than 10-15 minutes to complete
- Once approved, you will receive your credit card in the mail within 1-2 weeks
The HSBC Platinum credit card is the card of choice for people that want the special privileges and experiences that can’t be found in other cards.
Only Platinum cards offer these exclusive services and offers, and some of these experiences can’t be bought with money. If you want to get on the Platinum side of life then this is your card.
Offering everything from a concierge service to music and concert events, the HSBC Platinum credit card delivers. If you love to go out to films and theater events, you can get the red carpet treatment with this card. You can have access to the best seats and can have them reserved for you even if the show has been sold out. A complimentary drink will be there for you at your arrival, reminding you that you are a Platinum member and deserve the best. If a concert or musical event is happening in your area you can schedule a personal up close experience with seats in the front section, or even get the chance to head backstage for a meet and greet with your favorite artist.
A personal concierge service is available for HSBC Platinum credit card members seven days a week, 24 hours a day. You can use this service to help you perform tasks that are time-consuming such as booking airline flights. Only Platinum cardholders have access to the service, and it is available online or by phone.
You can also get tickets to unique cultural events and exhibition or gallery openings through your card. It really is a Platinum lifestyle being offered, all rolled up into one card.
An HSBC Platinum credit card is more then just a convenient way to spend money, it is a ticket to a world of privilege. As a platinum cardholder you have access to prestigious rewards and privileges because you have set yourself apart from the average customer.
These cards are meant to suit your needs so they offer valuable rewards and higher credit limits giving you spending power that pays you back.
HSBC Platinum Credit Card Benefits
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
0% p.a. for 6 months with 2% balance transfer fee |
|---|---|---|
| Interest Rate on Purchases | |
19.99% p.a. |
| Annual Fee | |
$0 annual fee for the first year ($129 thereafter) |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
21.99% p.a. |
| Card Type | |
Platinum |
| Minimum Income Requirement | |
$60,000 p.a. |
| Credit Card Type | |
Visa |
| Rewards Program | |
Yes |
| Additional Cardholder Fee | |
$0 p.a. |
-
Low Annual Fee - At $0 annual fee for the first year ($129 thereafter) it is one of the lowest annual fees for a Platinum level credit card.
- Special Events - As a HSBC Platinum credit card holder you will have special access to events like theatre, concerts, and films. Not only will you be able to get the best seats in the house but you will also be able to get backstage passes to meet your favourite artists.
- Lifestyle and Opening Tickets - Platinum cardholders gain access to the finest things in life including gallery openings, cultural events, or private dining with celebrity chefs.
- Concierge Service - Whatever you can dream you can have with this card. Whether you need to hire a private jet or get tickets to a show the concierge service is at the ready all the time to assist you.
- Rewards Program - The Platinum rewards program earns points for every dollar that you spend. When you do business with bonus partners you can earn double or even triple rewards points. Also, the HSBC Home & Away privilege program gives you access to instant rewards here in
- Australia and in over 40 countries around the world.
- Vine Plus – If you love wine the Vine Plus program gives you excellent prices and advice on wines delivered straight to your door.
- Balance Transfers - Paying too much in interest on other cards? Transfer the balance and get a low introductory rate of 0% p.a. for 6 months with 2% balance transfer fee, allowing you to pay off that balance cheaper and faster then you ever imagined.
- Extended Warranty - Enjoy up to 12 months of added protection on personal goods purchased with your HSBC Platinum credit card at no charge.
- Guaranteed Pricing - If you find an item you bought with your card cheaper, HSBC will make up the difference ending the frustration of paying more then you needed to pay.
- Purchase Protection - Wherever you buy items, at home or abroad, they are protected against theft, loss or damage for up to 90 days.
- Complimentary Transit Accident Insurance - If you are travelling by plane, bus, train, or ferry you are protected against injury or death as a passenger.
- Complimentary International Travel Insurance - Book your return travel tickets with your card and you are covered for medical expenses, loss or damage to personal items, travel delays or cancellations, rental car accidents, damage and legal liability.
- Visa Platinum Unique Travel program - This feature is for people who loves to travel and save money at the same time.
- 24/7 Customer service - Customer service that is available day and night.
- Low Annual Fee - Annual fee as low as $0 annual fee for the first year ($129 thereafter).
- Visa Platinum Privileges.
With all of these benefits it is easy to see why the HSBC Platinum credit card is a great choice. Your platinum lifestyle deserved platinum level benefits, so don’t waste time with a card that does not give them to you.
If you want the finer things in life, reach for the HSBC Platinum credit card and start enjoying them now. This card will put you on the other side.
Image source: joyobuy
Read the HSBC Platinum Credit Card terms and conditions.
| Minimum Income | $60,000 | |
|---|---|---|
| Minimum Age | 18 years of age | |
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit | $6,000 | |
| Max Credit Limit | $0 |
| Annual Fee | $0 p.a. | |
|---|---|---|
| Balance Transfer Fee | 2.00% | |
| Minimum Repayment | 3.00% | |
| Interest Charged From | Purchase Date | |
| Late Payment Fee | $30 | |
| Over Limit Fee | $30 | |
| Overseas Emergency Replacement | $200 | |
| Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $0 | |
| Gambling Transactions Allowed | No |
| Rewards Points per Dollar | 1 Point(s) | |
|---|---|---|
| Points needed for $100 Voucher | 18400 |
i need a low income credit card in india
Can you have a secondary card holder with this credit card and are there any additional costs for this?
Hi,
Thanks for the question. Additional card holders for the HSBC Platinum Credit Card come at no additional cost. Cheers.
Jeremy
Hi
I have booked my International flights on my HSBC Platinum card, does that make me eligible for Travel Insurance? If so, do I have to contact HSBC to get the cover?
Thanks!
Hi,
Thanks for the question. When you meet the eligibility requirements for the international travel insurance cover by using your card to pay for plane tickets or pre-paid travel expenses, insurance cover will be automatic for yourself and family members set out in the terms and conditions found here – http://www.hsbc.com.au/1/PA_ES_Content_Mgmt/content/australia/common/pdf/personal/gp-insurance-tc.pdf
Cheers
Jeremy