Personal or Business Debit Card? HSBC Visa Debit Card Gives You Both!
Posted May 13th, 2010 and last modified September 6th, 2010The HSBC Visa Debit Card is an innovative debit card offered by HSBC bank.
HSBC offers both the HSBC Business Visa Debit Card, which is aimed at business users and the HSBC Visa Personal Debit Card, which is aimed at individual users.
About HSBC Bank
HSBC Bank calls itself the “world’s local bank” and is a very international bank. Previously, it was headquartered in Canary Wharf in London, but it has recently moved its headquarters back to Hong Kong, where it was originally headquartered. HSBC stands for the Hong Kong Shanghai Banking Corporation and it is very focused on its operations in Asia. HSBC operates in Australia as well, and aims its operations towards businesses and high net worth individuals.
About the HSBC Visa Debit Card
The HSBC Visa Debit Card is a debit card that is offered to both individuals and companies. This debit card offers many additional features that are normally only available on high-end credit cards.
The HSBC Visa Debit Card is a Visa card. This means that it is accepted at all outlets where Visa is accepted. As the second-largest card issuer in the world, Visa is accepted at over 28 million merchants worldwide, so cardholders can shop with peace of mind. This debit card can also be used at all locations where credit cards are accepted, which means that customers can use the card to shop online, through a catalogue or over the phone.
Both the HSBC Business Visa Debit Card and the HSBC Visa Personal Debit Card offer the Visa zero liability guarantee. This is essentially a guarantee to cardholders that they do now have to pay for any unauthorised transactions that were made using the card, as long as they notify the card issuer in time.
The HSBC Business Visa Debit Card is aimed at businesses who would otherwise be using a credit card for their transactions. Businesses are able to issue subsidiary cards for their employees – these subsidiary cards have their own PIN numbers so that employees can use them independently. There are no monthly fees or transactions fees for using this card.
The HSBC Visa Personal Debit Card is aimed at individual debit card users. This card allows users to have access to the Visa entertainment benefits program.
So whether you are a business user or an individual user, you are sure to find a HSBC Visa Debit Card to suit your needs.
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