Hunter United Credit Cards

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Join a community-based credit union focused serving the Hunter Valley region and providing great customer service and value for money financial services

Hunted United is the largest local based credit union with over $277 million in assets, providing financial services such as savings accounts, credit cards, investment and superannuation products. Hunter United has a mutual banking difference, aiming to deliver great customer service and benefits to its members instead of increasing shareholder value.

Comparison of Hunter United Credit Cards

Rates last updated September 27th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Hunter United Visa Credit Card
Enjoy a low offer of for months on balance transfers. Plus a low annual fee of $59 p.a.
11.49% p.a. $59 p.a. More info

Types of Hunter United Credit Cards

Hunted United offers a low rate credit card with a promotional balance transfer rate of for months. This card also helps to support the Hunter Breast Cancer Foundation (HBCF), a non-profit organisation which raises funds to help support women who have been diagnosed with breast cancer.

  • Low rate credit card

Low rate credit cards provide you with a lower interest credit solution and the flexibility to make purchases at lower interest rates.

Rates last updated September 27th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Hunter United Visa Credit Card
Enjoy a low offer of for months on balance transfers. Plus a low annual fee of $59 p.a.
11.49% p.a. $59 p.a. Up to 55 days on purchases More info
Rates last updated September 27th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest-free on purchases and a low annual fee.
1% p.a. for 12 months (reverts to 13.49% p.a.) 0% p.a. for 18 months $59 p.a. Up to 55 days on purchases Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with no annual fee charge.
11.99% p.a. $0 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Up to 55 days on purchases Go to site More info
Newcastle Permanent Value+ Credit Card
Enjoy a competitive annual fee and interest rates on purchases, cash advances, and balance transfers.
11.49% p.a. $49 p.a. Up to 55 days on purchases Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 2% balance transfer fee $59 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Platinum
A platinum card with a balance transfer offer of 0% p.a. for 20 months and an introductory purchase offer of 1% p.a. for 12 months with an annual fee waiver for the first year.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Up to 55 days on purchases Go to site More info
Westpac 55 Day credit card
Enjoy a balance transfer offer of 0% p.a. for 16 months, an introductory purchase rate of 1% p.a. for up to 12 months, plus a waived annual fee for the first year if applied by 11 October 2016.
1% p.a. for 12 months (reverts to 19.84% p.a.) 0% p.a. for 16 months $0 p.a. annual fee for the first year ($30 p.a. thereafter) Up to 55 days on purchases Go to site More info
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee.
9.99% p.a. 0% p.a. for 6 months $49 p.a. Up to 62 days on purchases Go to site More info
NAB Low Fee Card
Enjoy a low introductory rate of 0% p.a. on balance transfers and purchases for 15 months.
0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months with a one off 2% balance transfer fee $30 p.a. Up to 44 days on purchases Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Take advantage of this exclusive offer and enjoy 0% p.a. for the first 12 months on balance transfers and 0% p.a. for the first 3 months on purchases.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $30 p.a. Up to 44 days on purchases Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Enjoy a low annual fee combined with 0% p.a. balance transfer offer for 18 months and 1% p.a. for 12 months on purchases.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
ANZ Low Rate
Save on your existing credit card interest with 0% for 18 months on balance transfers with a low annual fee and low ongoing purchase rate.
13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $58 p.a. Up to 55 days on purchases Go to site More info
BankSA Vertigo Visa
A low rate credit card with 0% for 18 months on balance transfers and low ongoing purchase rate from BankSA.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Citi Clear Platinum Card
Enjoy 0% p.a. for 9 months interest-free purchasing and 0% p.a. for 9 months on balance transfers.
0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Up to 55 days on purchases Go to site More info
BankSA Vertigo Platinum
Experience Platinum card benefits with complimentary insurance policies and 24/7 Visa Platinum Concierge Service. Get 0% for 20 months on balance transfers and 1% for 12 months if you apply by 29 September 2016.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. Up to 55 days on purchases Go to site More info
Learn more about low rate credit cards

The benefits of banking with Hunter United

  • Mutual Banking difference

Hunter United aims to provide great service and benefits to its customers instead of driving profits for shareholders.

  • Supporting the community

Being a member of Hunted United and taking out a credit card service helps support local foundations such as the Hunter Breast Cancer Foundation (HBCF). The HBCF raises funds to provide support to women who have been diagnosed with breast cancer and helps assist their families.

  • Low competitive rates

Receive a low competitive purchase rate of 11.49% p.a. and 16.49% p.a. for cash advances.

  • Interest free days

Receive up to 55 days interest free on purchases. Please note that if any balance is left outstanding after the statement period you will not receive interest free days on purchases.

How to apply for a Hunter United credit card

Applications with Hunter United can be made through the phone, visiting a branch or by completing the online form.

Application criteria

  • Be a permanent Australian resident

Required information

      • Basic Information. Full name, dependents, residential address, date of birth and contact details
      • Identification. Drivers license
      • Financial Details. Proof of income (last two payslips). Self-employed individuals must provide financial statements and personal Tax Returns for the last two years. Retired or pensioner must provide other evidence of income. Joint-account owners must provide an evidence of your spouse/partner’s income if a joint-account has been requested.

What happens after I apply?

After completing the application form a reference number will be generated in case you have any inquiries regarding your application. Hunter United will contact you shortly to obtain any further information required and inform you of the application status.

Frequently asked questions

Can I request a balance transfer on this credit card?

Yes. Balance transfers can be requested through the online application, or through a PDF available on the website.

Is there a minimum amount required for the balance transfer?

The minimum balance transfer amount is $500.

Are joint-account applications supported with Hunter United?

Yes. Joint-account requests can be made through the online application.

When does the promotional balance transfer rate activate?

The promotional balance transfer rate will commence on the first date of the balance transfer.

Do I need to be a member to apply for this card?

To apply for this card you will need to be a member. Membership can be requested by completing the membership application form and subscribing for a share in the credit union.

What monthly repayment options are available?

You can schedule repayments to take place monthly, fortnightly and weekly.

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Credit Cards Comparison

Rates last updated September 27th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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