IMB is Australia’s longest running mutual building society, having been in operation since 1880. They offer 41 branches across the east coast of Australia and have competitive offers to match the big banks.
See our credit cards issued by Mutual Banks.
If you are looking for an alternative to traditional banking, find out if IMB credit cards might better suit your needs.
You can choose from two IMB credit cards: the IMB Rewards MasterCard and the IMB Low Rate MasterCard. With the IMB Gold or Silver Rewards MasterCard you can consolidate the balances on all your current accounts with IMB’s good balance transfer offers. That’s a great way to save on expensive interest charges if your debt is too large to pay off in a matter of months. With the IMB Low Rate MasterCard you a low interest rate of % p.a., and low annual fees of just for the Silver MasterCard and $90 for the Gold MasterCard.
If you’re wondering who IMB is, IMB is the longest standing mutual building society in New South Wales and was established in 1880. It has over $4.5 billion in assets and around 180,000 members, making it one of the largest building societies in Australia. Besides IMB credit cards, IMB offers full-service face-to-face and electronic banking facilities including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and a wide range of insurance products.
There are 41 IMB branches throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne, supported by a mobile lending team and a network of ATMs. IMB also provides commercial loans through broker groups across Australia, and it was the first ever Australian building society to be assigned a public investment grade rating by the rating agency Standard & Poor. Currently it has been assigned a long term rating of BBB with a stable outlook and a short term rating of A-2.
IMB’s aim is to provide the services of a large bank at a low cost, and to return a range of benefits to its members. This is reflected in the IMB credit cards on offer and if you are looking for an alternative to a traditional bank, then IMB may be for you.
A Range of credit cards
IMB offer a range of credit cards to the consumer. These are all Mastercard credit card products come in three variations. IMB offer a rewards mastercard, a low rate mastercard and a platinum mastercard. It should be noted that IMB also offer a Visa Debit card that can be a great alternative when you don’t want to spend on the credit card.
The IMB range of credit cards offer interest free days, RFID chip security and access to an online internet banking portal.
IMB Platinum MasterCard
The IMB platinum credit card features a balance transfer offer and a rewards earning component. You also get access to PayPass so you can Tap&Go. There is also a range of complimentary insurance offers available.
IMB Rewards MasterCard
If earning rewards on your credit card is one of your priorities, then the IMB Rewards MasterCard may be for you. It offers an earning scheme in line with the current market and the potential for generous credit limits subject to approval. There is also a range of features found on the Rewards cards that would not be out of line on a platinum credit card.
IMB Low Rate Mastercard
The IMB Low Rate credit card is an entry level credit card designed for those who don’t spend too much on their card, and/or pay it back at the close of each statement. You also get the convenience of PayPass to you can tap and go with ease.
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. ‘Best and ‘Top’ are ratings which are subject to our consideration and is not rated against all Australian credit cards. We recommend you take this information into account when comparing credit cards.