IMB Credit Cards Credit Cards

IMB is Australia's longest running mutual building society, having been in operation since 1880. They offer 41 branches across the east coast of Australia and have competitive offers to match the big banks.

Interest Rates, Fees & Charges

Interest Rate on Purchases		% p.a.
Annual Fee
Interest Free Period		up to
Cash Advance Rate
Card Type
Credit Card Type
Rewards Program		No

If you are looking for an alternative to traditional banking, find out if IMB credit cards might better suit your needs.

You can choose from two IMB credit cards: the IMB Rewards MasterCard and the IMB Low Rate MasterCard. With the IMB Gold or Silver Rewards MasterCard you can consolidate the balances on all your current accounts with IMB's good balance transfer offers. That's a great way to save on expensive interest charges if your debt is too large to pay off in a matter of months. With the IMB Low Rate MasterCard you a low interest rate of % p.a., and low annual fees of just for the Silver MasterCard and $90 for the Gold MasterCard.

If you're wondering who IMB is, IMB is the longest standing mutual building society in New South Wales and was established in 1880. It has over $4.5 billion in assets and around 180,000 members, making it one of the largest building societies in Australia. Besides IMB credit cards, IMB offers full-service face-to-face and electronic banking facilities including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and a wide range of insurance products.

There are 41 IMB branches throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne, supported by a mobile lending team and a network of ATMs. IMB also provides commercial loans through broker groups across Australia, and it was the first ever Australian building society to be assigned a public investment grade rating by the rating agency Standard & Poor. Currently it has been assigned a long term rating of BBB with a stable outlook and a short term rating of A-2.

IMB's aim is to provide the services of a large bank at a low cost, and to return a range of benefits to its members. This is reflected in the IMB credit cards on offer and if you are looking for an alternative to a traditional bank, then IMB may be for you.

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. ‘Best and ‘Top’ are ratings which are subject to our consideration and is not rated against all Australian credit cards. We recommend you take this information into account when comparing credit cards.

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• IMB Credit Card Application: Apply For An IMB Credit Card Online
  

  Follow our complete guide to completing an online credit card application for an IMB credit card. Once you have selected your card, simply apply online via this webpage.

• IMB Gold Rewards MasterCard – Details & Application
  

  Introducing… the IMB Gold Rewards MasterCard! This credit card features a great balance transfer offer – 3.9% p.a. for 12 months, combined with a low annual fee and a fantastic rewards program.

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%