ING DIRECT Savings Maximiser Review

Top Savings Accounts Comparison:

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
UBank USaver	Voted Money Magazine’s Best Online Savings Account for 2010	6.51%	6.01%	0.50%	FREE	$0/$0
Virgin Savings Account	Accelerate your savings with a great variable introductory rate for the first 4 months	6.75%	5.35%	1.40%	FREE	$0/$0
RaboDirect High Interest Savings Account	Reach your savings goals faster with a special variable rate until 31st December 2010	6.40%	5.00%	1.40%	FREE	$0/$0
Citibank Online Saver	Open your account with one of the most competitive introductory rates for the first 6 months	6.45%	5.25%	1.20%	FREE	$50/$20
St.George Direct Saver	Open an account before 30th September 2010 to receive a fixed bonus rate of 1.55%p.a above the standard variable rate	6.15%	4.60%	1.55%	FREE	$0/$0
ANZ Online Saver	Earn up to 6% p.a until 31st December 2010	6.00%	4.50%	1.50%	FREE	$0/$0
NAB iSaver	Open an account before 19 October 2010 to receive a fixed bonus interest rate of 1.75% p.a. for 4 months	6.00%	4.25%	1.75%	FREE	$1/$1

The ING DIRECT Savings Maximiser is a high interest savings account for people who want convenience and easy access to their money. This is a no-fuss approach for anyone looking to maximise their savings and earn some competitive interest rates without needing to deal with bills, bank branches or unrealistic rules.

The ING DIRECT Savings Maximiser is close to the ideal banking situation:

Picture this:

• Your own online savings account.
• Interest calculated daily and paid to you monthly.
• A fuss-free and paperless online application.
• No ING DIRECT Fees ever, no hidden catches!
• No minimum balance to deposit, no fixed term to worry about.
• Easy access to your savings online or via phone banking.
• 24/7 Australian based customer service. No foreign language lessons needed.

Are you convinced yet? If not, Canstar Cannex is. They rated the ING DIRECT Savings Maximiser to be an outstanding product with lashes of value for the Australian consumer.

You can access your money any time you like and move funds from any external bank account whenever it suits. Just for the fun of it you could move your money in and out of your ING DIRECT Savings maximiser account every day or more.

Open an ING DIRECT Savings Maximiser before 30. November 2009 and get an extra 1.25% p.a. on the current standard variable rate of 3.75% p.a. This will give you a very generous 5.00% p.a. interest on your savings. Or translated for those who can’t figure out numbers you get $5.00 for every $100 dollars.

Every new customer who signs up to take advantage of this great deal will continue to benefit from it until 31. January 2010. If the standard variable interest rate should change during that time you will still earn 1.25% p.a. above the standard variable rate of ING until the promotion runs out.

Great feature bonuses:

Benefit from the following extra features with the ING DIRECT Savings Maximiser:

• No ING DIRECT Fees, no hidden catches!
• No fixed term or minimum account balance
• Savings up to $1 million will be guaranteed by the Australian Government for free until 12 October 2011.
• Easy access to your savings online or via phone banking
• 24 hours 7 days a week Australian based customer service

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0