Jetstar MasterCard Benefits

Information verified correct on November 27th, 2015

Learn how the Jetstar MasterCard can save you money on your regular purchases, and significantly reduce the cost of your flights.

The Jetstar MasterCard is a great way to keep your interest charges to an absolute minimum and also accrue points towards Jetstar flights. These are the main advantages of owning a Jetstar MasterCard. See our other rewards credit cards.

Very low regular rate of interest:

The Jetstar MasterCard offers one of the lowest regular rates of interest on purchases for a rewards credit card at just 14.99% p.a.

0% p.a. for 12 months on balance transfers:

You could save hundreds of dollars in interest by consolidating all your credit cards onto your Jetstar MasterCard, because there is a balance transfer offer allowing you to pay 0% p.a. for 12 months from the date of approval. By transferring the balance to your Jetstar MasterCard, you are able to divert that little bit extra towards paying off your debt sooner, rather than paying off interest.

Jetstar Dollars:

This Jetstar credit card awards the customer with 1 cent in Jetstar Dollars for every dollar spent on the credit card. This means you can put your everyday shopping on your card and build towards a flight more quickly. When you’ve accrued 100 Jetstar Dollars, Jetstar will automatically send you a $100 Jetstar Flight Voucher direct to your email inbox. Or if you want to redeem your Jetstar Dollars earlier, you can redeem them in increments of 25 Jetstar Dollars. The reward rate is double with the Jetstar Platinum MasterCard, which accrues 2 cents of Jetstar Dollars for every dollar spent. Flight must be booked with three months of receiving your voucher, and taken within 4 months. Domestic or international destinations are on offer, and your vouchers can be used as part or full payment for the flights.

Avoid card payment fees:

Whereas booking flights with a credit card will normally attract transaction fees, you can avoid these when you pay for your Jetstar flights online or through Jetstar telephone reservations with your Jetstar MasterCard. Compared to paying with other credit cards, this can amount to a saving of $24 for a family of four on every return domestic flight, and $40 on every return international flight.

Low annual fee:

14.99% p.a. is a very low annual fee for a rewards credit card. If you are wanting to opt for the Qantas Frequent Flyer Rewards option, an annual fee of $30 applies. If you apply for the Jetstar Platinum MasterCard, this fee is waived.

55 days interest-free:

The Jetstar MasterCard offers up to 55 days interest-free on purchases, allowing the customer to pay no interest at all if they always pay off their balance in full and on time every month.

MasterCard acceptance:

Having a Jetstar credit card with a MasterCard logo ensures acceptance at over 29 million merchant locations in over 210 countries, and at over 1.5 million ATMs.

MasterCard Applause:

MasterCard Applause is an exclusive service that gives the customer access to some of the biggest names and events in entertainment and sport. The Jetstar MasterCard gives you the ability to take advantage of pre-sale periods for some of the biggest concerts and live events in Australia.

Image source: PhillipC

Minimum Income$30,000
Minimum Age18 years of age
Credit Rating RequirementGood
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
Annual fee$59 p.a.
Minimum Monthly Repayment2%
Late Payment Fee$35
Over Limit Fee$30
Cash Advance FeeA service fee of 3% or $5 (whichever is greater) per cash advance
Foreign Currency Conversion Fee (MC)3% of transaction value
Gambling Transactions AllowedNo
Additional Cardholder Fee$9
Number of Additional Cardholders4
Direct DebitYes
Australia PostYes
Phone BankingYes
Internet Banking TransfersYes
In BranchNo
Rewards ProgramJetstar Dollars Program
Rewards Points per $ spent (VISA/MC)0.5
Rewards Points per $ spent (AMEX)0
Rewards Points per $ (VISA/MC) Cap25,000
Rewards Points per $ (AMEX) CapN/A
Points ExpiryNever
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4 Responses to Jetstar MasterCard Benefits

  1. Default Gravatar
    Belinda | August 21, 2015

    Hey just a quick question me and my partner both have credit cards under our names one under his and one under mine can we make a joint card with you guys and transfer both balances from both cards ?

    • Staff
      Sally | August 21, 2015

      Hi Belinda,

      Thank you for your question.

      Just to confirm though, you have come through to, not Jetstar.

      However, we can confirm that although Jetstar MasterCard doesn’t offer joint accounts at this stage, you can opt to get an additional cardholder on the account.

      An additional cardholder is any other person you authorise to make transactions on your account. They will be issued with their own card and all transactions will be charged to your account. Jetstar MasterCard cardholders can have up to four additional cardholders for an annual fee of $9 each. Jetstar Platinum MasterCard cardholders can have up to four additional cardholders for an annual fee of $39 each.

      I hope this has helped answer your question.



  2. Default Gravatar
    Evan | June 25, 2015

    I am interested in changing my Mastercard credit card provider and want to know where I can apply for a Jetstar Mastercard.

    • Staff
      Sally | June 25, 2015

      Hi Evan,

      Thanks for your question.

      I’ve sent you an email with a link to the Jetstar MasterCard online application.

      I hope this has helped.



Credit Cards Comparison

Rates last updated November 27th, 2015
Purchase rate (p.a.) Cash advance rate (p.a.) Balance transfer rate (p.a.) Annual fee
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee.
0% p.a. for 3 months (reverts to 12.74% p.a.) 21.49% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
NAB Premium Card
Long term balance transfer offer with premium benefits such as travel insurance.
0% p.a. for 15 months (reverts to 19.74% p.a.) 21.74% p.a. 0% p.a. for 15 months $90 p.a. Go to site More info
HSBC Platinum Credit Card
Earn 1 Rewards Point per $1 spent plus a balance transfer offer. Access Platinum benefits with personal concierge service, complimentary travel insurance.
19.99% p.a. 21.99% p.a. 0% p.a. for 8 months $0 p.a. Go to site More info
Citi Rewards Credit Card - Classic Card
Earn up to 20,000 bonus points with 2 points for every dollar spent in the first three months. Also enjoy 0% p.a. on balance transfers for 12 months.
20.99% p.a. 21.74% p.a. 0% p.a. for 12 months $0 p.a. annual fee for the first year ($89 p.a. thereafter) Go to site More info
American Express Velocity Escape Card
Enjoy 7,500 bonus Velocity Points and earn 2.00 points for every $1 you spend, together with a $0 annual fee. Also receive 0% for 12 months on balance transfers. Offer ends on 2 February 2016.
20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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