Low Interest Rate Credit Cards

Research and compare low rate credit cards on the Credit Card Finder interactive table.

Comparing low interest rate credit cards can provide a lower interest solution, giving you the flexibility and convenience to spend and make purchases on your card whilst taking advantage of lowest interest repayments.

The information below will give you the knowledge and confidence to apply for your low interest credit card. You are well on your way to saving money and reducing your credit card debt.

NAB Low Rate Credit Card - PE-10143

Low Interest Rate Credit Card Offer

Enjoy an introductory interest rate of 0% p.a. for 12 months on purchases and a low standard interest rate on everyday purchases thereafter.

  • Introductory interest rate of 0% p.a. for 12 months on purchases, reverts to a low on-going 13.99% p.a. after the offer period
  • Interest rate of 4.99% p.a. for 6 months on balance transfers
  • Low annual fee of $59
  • Enjoy interest free days for up to 55 days
  • Apply by 11 October 2015.

    Comparison of Low Interest Rate Credit Cards

    Rates last updated July 3rd, 2015.

    St.George Vertigo Platinum

    Balance transfer offer period now 20 months (from 6 months) for 0% p.a.

    February 9th, 2015

    NAB Low Rate Credit Card

    0% for 12 months purchase rate offer extended to 11 October 2015

    April 19th, 2015

    Westpac Low Rate Card

    Balance transfer offer now 0% for 18 months + 0% for 3 months on purchases

    June 2nd, 2015

    View latest updates

    Jonathan Choi Jonathan
    Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
    NAB Low Rate Credit Card
    NAB Low Rate Credit Card
    A credit card which offers a low rate introductory offer on purchases and a low annual fee. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. up to 55 days Go to site More info
    Westpac Low Rate Card
    Westpac Low Rate Card
    A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest free on purchases and a low annual fee. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 18 months $59 p.a. up to 55 days Go to site More info
    St.George Vertigo Platinum
    St.George Vertigo Platinum
    A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. up to 55 days Go to site More info
    St.George Vertigo Visa
    St.George Vertigo Visa
    A low rate shopping credit card offering a low ongoing rate on purchases plus a low balance transfer offer. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. up to 55 days Go to site More info
    Coles Low Rate Mastercard
    Coles Low Rate Mastercard
    A low interest rate credit card along with a low annual fee. 11.99% p.a. 0% p.a. for 6 months $49 p.a. up to 62 days Go to site More info
    Citi Clear Platinum Card
    Citi Clear Platinum Card
    Enjoy the benefits of Visa Platinum, with a low annual fee and a great introductory offer on purchases and balance transfers. 13.99% p.a. 0% p.a. for 14 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) up to 55 days Go to site More info
    Bank of Melbourne Vertigo Platinum
    Bank of Melbourne Vertigo Platinum
    A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. up to 55 days Go to site More info
    Bank of Melbourne Vertigo Visa Credit Card
    Bank of Melbourne Vertigo Visa Credit Card
    A low purchase rate offer from Bank of Melbourne. Also benefit with other features including a low ongoing purchase rate and low annual fee. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. up to 55 days Go to site More info
    ANZ Low Rate
    ANZ Low Rate
    Save with a low rate on balance transfers with a low annual fee and ongoing purchase rate. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. up to 55 days Go to site More info
    ANZ Low Rate Platinum Credit Card
    ANZ Low Rate Platinum Credit Card
    Platinum card features including overseas medical and travel insurance together with a low interest rate on purchases. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $99 p.a. up to 55 days Go to site More info
    Bank of Melbourne Amplify Signature
    Bank of Melbourne Amplify Signature
    Offers a low interest rate offer on purchases and balance transfers when you apply and be rewarded on your birthday every year. 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $279 p.a. up to 55 days Go to site More info
    Westpac Low Rate Card - Exclusive Offer
    Westpac Low Rate Card - Exclusive Offer
    Exclusive Offer to finder.com.au
    A low interest rate on everyday purchases and an exclusive long term balance transfer rate offer.
    13.49% p.a. 0% p.a. for 20 months with 2.5% balance transfer fee $59 p.a. up to 55 days Go to site More info
    BankSA Vertigo Visa
    BankSA Vertigo Visa
    A low rate credit card, with a low purchase offer from BankSA. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. up to 55 days Go to site More info

    Complete guide to low interest credit cards


    What is a low interest rate credit card?

    A low interest credit card is a card under a certain Annual Percentage Rate (APR or % p.a.) issued to its users as a system of payment, allowing the user to pay for goods and services with a line of credit. There is no defined APR but Paul Clitheroe, finance analyst from Money magazine believes that a credit card below 15% p.a. is a good indication.

    What is credit card interest?

    Credit card interest are the repayments made back to the financial institution for lending you credit. The longer you take to repay the sum, typically the more interest you will need to pay. The longer it takes to repay a purchase or cash advance, the more interest will be accumulated.

    Credit card interest rates are also known as APR and are given in figures of p.a. but is accumulated daily as a Daily Percentage Rate.

    What is credit card interest?

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    What types of low interest credit cards are there?

    • Standard low interest rate. According to Paul Clitheroe, these include credit cards that are often below 14% p.a. and often have a low annual fee.
    • Low interest rate with introductory purchase rate. While these cards maintain a low interest rate, their purchase rate may not. The purchase rate is important to note because that will be the interest you pay back on your purchases. Make you sure know how long the introductory period and exactly what the rate will revert back to after that period.
    • Introductory purchase rate only. This type of credit card will revert back to a high interest rate at the end of the introductory period.
    • Premium low interest rate. While this credit card has a low interest rate it will also provide some platinum perks such as complimentary travel insurance.
    • No-frills low interest rate. This type of credit card has all the non-essential features removed to keep the price low. There is usually a low annual with no interest free days.
    • Low interest rate with introductory balance transfer rate. If you have a leftover balance after a balance transfer offer expires the balance will generally revert to the standard purchase rate although in some cases this will revert to cash advance rate.

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    How does a low interest credit card work?

    If you find that you are not able to pay off your credit card balance every month in full, low interest rate credit cards are your best choice in a card. You do not have to pay an enormous amount of interest if you carry a balance forward from month to month any longer. Gone are the days when a 20% interest rate was acceptable. You can find very low rate cards that are packed with extra features to help keep your debt under control.

    Any time you make a purchase with the credit card you are borrowing money and using credit. You have the option of repaying the entire amount when you receive your statement by post, or you can pay a smaller amount and carry the rest of the balance over to the next month. You will be required, however, to pay at least the minimum requirement, which is usually 2% of the entire balance.

    If you decide to use credit and borrow the money for a month you will have to pay an interest charge,. This interest is different from card to card, and it is up to you to do a card comparison to find the best low interest credit cards you can.

    • Apply for a low interest card with a 0% for 6 months balance transfer offer. A balance transfer allows you to transfer your existing card’s balance on to your new low interest credit card and pay 0% p.a. interest for 6 months. At the end of the balance transfer period interest rate on the balance will return.
    • Pay less interest on credit card purchases. With a low rate, when you make purchases on your card and if you don’t pay them back within the interest free period, you will be charged interest but at a lower rate meaning you will have a reduced interest repayment.
    • More affordable for making purchases on your card. You are able to make big purchases on your card and repay them at a low interest rate, keeping down your credit card balance.
    • Reduce your credit card balance and repayments. As Paul Clitheroe recommends, if you have a credit card with 15% interest or more, you should opt for a balance transfer to a lower rate credit card to pay off your existing card
    • Ideal if you have a revolving credit balance. If you don’t completely pay off your card balance each statement, then it is important to have a low interest rate to ensure you pay the least amount of interest to your bank, taking advantage of low interest rates and saving you money in the long run.

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    What types of interest are charged on a low interest card?

    • Purchase interest. This is the interest charged on your purchases – whether it be buying groceries at the supermarket, direct debits for bills (eg: memberships, or paying bills by credit card. On this page we have highlighted the purchase interest rates from each credit card in the table above to make it easy for you to compare the cards with the lowest purchase rate.
    • Cash advance interest. When you withdraw money directly from your credit card this is known as a cash advance. Cash transactions include ATM withdrawals, transferring funds from your low interest card to another bank account using telephone or internet banking
    • Special interest. Special interest refers to interest charged on other amounts or transactions including balance transfers.
    • Interest on interest. This is interest that is charged on any outstanding balance on your card as a result of the above three types of interest above, and is charged on your outstanding balance from your last statement period.

    How is interest calculated on a low interest rate credit card?

    The diagram below explains how interest is calculated on your credit card.

    Diagram explaining how credit card interest calculated

    How much money will I save by applying for a low interest card?

    Citibank Clear Platinum credit card ANZ Platinum credit card
    Interest Rate 13.99% p.a. 19.74% p.a.
    Credit Card Balance $1,000 $1,000
    Minimum Repayment 2% = $20 2% = $20
    You’d pay $1,393 $2,055
    Over 5 years 10 months 8 years 7 months
    Difference $662 over an extra 2 years and 9 months

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    What happens when I make a transaction?

    When you read the advertising for low rate interest cards you might assume that this rate is applied to all the transactions you make. This gets a lot of people into trouble because they don’t realise that the rate only applies to purchases and not to any other transactions necessarily. Most cards have a separate interest rate for cash withdrawals, balance transfers and other transactions done on the card. If you are not aware of what interest rates apply, you can end up getting quite a surprise at the end of the month when you receive your statement.

    Another thing you should know is that a cash withdrawal does not only apply to taking money out of an ATM machine, but it also applies to buying traveller’s checks, foreign currency and making any type of gambling transaction.

    If you use your credit card abroad you may have to pay extra fees. Almost all credit cards have a foreign transaction fee, which is charged whenever the card is used overseas. Usually this amount is about 2.75% of the total transaction amount.

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    How to compare low interest rate credit cards

    Here are some of the most important things you should look for when doing a card comparison.

    • Annual fee. Try to find the best card that meets your needs and has the lowest annual fee. The annual fee should not be a deciding factor for choosing the right low interest rate credit cards, but if you find two cards that are very comparable the one with the lowest annual fee should win.
    • Interest rate. When you are comparing interest rates you want to look for the lowest APR. This is the annual percentage rate including the annual fee and interest charges. It is especially important to find low interest rate credit cards if you are not able to always pay off your balance in full every month and will probably have to pay some interest charges from time to time.
    • Introductory rates and balance transfers. You may be able to find a great deal on a card with very low introductory rates. Some cards will even offer a 0% interest rate on purchases or balance transfers for a limited amount of time. If you want to transfer a debt over from an existing card, or have a big purchase that you want to make, you may want to look for one of these deals. If you use smart shopping to pick out the best low rate credit cards, you will come out ahead in the end.
    • Revert rate. After the introductory period of your balance transfer or purchase rate, it is essential to know what the rate will revert to. Sometimes it can revert back to the cash advance rate, which on average can up to 20% more. By reading through the terms and conditions properly, you will save yourself from any nasty shocks.
    • Hidden fees and charges. You should find out what types of fees and charges apply to the card. You will be able to find out this information by reading the small print on the website before you fill out your application. You may be charged a fee for using an ATM, for using your credit card abroad or for various other transactions. If you find out all about these charges then you’ll be better prepared to use your card resourcefully.
    • Interest free days. If your credit card doesn’t have an interest free day period then you will immediately get charged interest. Have a look out for any offers like 55 days interest free days, but please keep in mind that these offers usually apply when you’ve paid back the balance in full by the due date listed on your statement.

    What does 55 interest free days really mean?

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    Are low interest rate credit cards suitable for you?

    Low interest rate credit cards are suitable for people that cannot always pay off the balance every month. Many Australians are in that situation right now and that is why these low rate cards are so popular. It is nice to know that you are covered if you can’t make the whole payment one month, and that’s what a credit card is supposed to represent anyway: a form of security when times get a little rough.

    Getting the right credit cards to meet your shopping and repayment needs is key to saving the most money. Credit card policies are not a one size fits all deal. What saves the most money for one consumer might actually cost another consumer hundreds of dollars more than they should be spending.

    You should look into a low interest credit card if this describes your spending and payment habits:

    • You use your card regularly to make frequent purchases
    • You make your payments on time, but typically don’t pay them off in full
    • You have a good, well established, credit history
    • Your income is stable and consistent

    Getting qualified for low interest rate credit cards can be difficult, but it is well worth it if you use your card a lot and tend to have a balance from month to month. You will need to have a strong credit score and credit history to qualify for these cards. If you think you can qualify for them they are well worth the time to look at, since credit card companies are willing to offer better deals in exchange for a reliable consumer base.

    You should consider staying away from low interest rate credit cards if any of this describes you

    • You don’t use your card very often
    • You tend to use your card to make large purchases and pay them off right away
    • You almost always pay your balance in full from month to month
    • You always pay off your balance before the end of interest free periods
    • You are looking for a way to consolidate and transfer your balance to another card
    • You have little or no credit history
    • Your credit history is poor
    • You have had problems in the past making payments on time
    • You have been unable to meet past credit card payments due to a lack of money

    Low interest credit cards do not meet the needs of every consumer. They are great for people who regularly use their credit cards and tend to always carry a balance. Consumers who keep a credit card to use on rare occasions for large purchases should probably not pick a low rate credit card. Especially not if you plan to pay the balance off in a short amount of time – you may be interested in a balance transfer instead.

    More about balance transfers

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    Tips to help you compare and choose a low interest rate credit card

    Low interest rate credit cards imply that, even if you don’t pay off the bill in full each month, you don’t get slammed with big interest charges on the unpaid balance. Choosing a low interest rate credit card can seem like a no brainer. But getting the most benefit can actually require a lot of research.

    • Check for extras. See if there’s a loyalty offer attached. Some banks or building societies will offer an even lower interest rate if you have a current account and a credit card with them, in other words, if you have more of your business with them.
    • What is the nature of your transactions? If you’re going to use your low rate credit cards to get money from an ATM, buy foreign currency or travellers’ cheques, do a little gambling or get cash at the supermarket checkout, look for a card that offers a low interest rate on cash transactions because not all of them do. Otherwise, it’s best to use your debit card. A debit card avoids any interest charges on cash transactions and there are no handling fees. With some credit cards, it’s best to check out the fine print thoroughly. Some cards make you pay off your purchase and balance transfer transactions before you can pay off your cash transactions.
    • Other fees. Always remember to ask that most basic of questions – is there an annual fee? Don’t make the mistake of thinking the low interest rate on your card is always fixed. Most rates are variable and move in line with changes to the cash rate announced by the Reserve Bank of Australia.

    When low rate cards should stay in your wallet. Low rate cards are not good for large one-off purchases like white ware for the home or big pieces of furniture. If you’re going to make those kinds of purchases, do it with an introductory rate credit card, which sometimes give you 10 months’ worth of credit at a zero interest rate. Nor are low rate credit cards good for balance transfers where you’re trying to consolidate all your credit card debt onto one low rate card.

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    Pros and cons of a low rate credit card

    Pros

    • You pay less interest on purchases you make after the interest free period passes.
    • If you’re a regular credit card user who doesn’t clear their balance each month then you could save a lot in interest charges, compared to a card that has a higher rate.
    • If you want to reduce and consolidate your credit card debt, low interest credit cards can help. You may be able to combine all your credit card balances onto one card and reduce the balance.
    • Sometimes its may be possible to pay zero interest on balance transferred, for a set period of time. If you’re committed to paying off your debt, then a low rate credit card is a good place to start.

    Cons

    • You need to know what type of purchases will qualify for your low interest rate. If your applying for a balance transfer with zero percent, the low introductory rate only applies to amount that you’ve transferred from your previous card.
    • Even with low interest, timely payments are very important, some credit card companies could revoke the introductory rate period and charge a higher rate.
    • You have to do your homework, while low interest rate cards can be a great benefit if used properly, they can a huge disadvantage if you don’t fully understand them.

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    Frequently asked questions

    • What is considered a low interest credit card? Paul Clitheroe, finance analyst from Money magazine believes that a credit card below 15% p.a. or 15% APR can be considered a low interest credit card.
    • I have bad credit – can I still get a low interest card? Most credit card providers require a strong credit history to be eligible for a low interest credit card.
    • When is purchase interest charged? For cards with an interest free period, interest is charged on the last day of your statement period. Purchase interest is charged from the day the transaction takes place until the end of the statement period.
    • Are there any low interest rate credit cards suitable for students? There are a few, please refer to this page for our featured student cards.
    • What are interest free days? Interest free days allow you a grace period to avoid paying interest on your credit card by paying back your credit card balance, in full, by the specified due date.
    • Can I avoid paying Interest? Yes. If you pay off your purchase within the interest free grace period, then you are paying $0 in interest repayments back on your purchase, no matter how expensive it was. However, interest free/grace periods do not apply to cash advances.

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    How and where can I apply for a low interest card?

    Go back to the top of this page and select a card from the comparison table, then click the Apply button. This will securely transfer you to the relevant banks website, and when you complete the application it will be through their secure online application service. There is no fee for applying from this page.

    How to find the lowest rate credit card listed in our comparison tables

    You can sort through our featured credit cards by ranking them in terms of interest rates. By clicking on the arrows you can sort interest rates or annual fees from ascending or descending order so you can find the credit card best suited to your financial needs.

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    40 Responses to Low Interest Rate Credit Cards

    1. Default Gravatar
      Jenna | June 29, 2015

      I am travelling overseas for 12 months in Oct this year to the USA. I have loan approval for money I really dont need the full amount of (or the stupidly high interest rate) someone suggested I get a low interest credit card to take with me or emergencies and small purchases?

      Can you suggust a low interest rate card I can use whilst overseas?

      • Staff
        Sally | June 29, 2015

        Hi Jenna,

        Thanks for your question.

        As a financial comparison service, we can’t actually suggest one particular product to our users.

        However, you may want to consider a card with no annual fee, no foreign transaction fees and no currency conversion fees.

        You can compare your options on our comparison page.

        I hope this has helped answer your question.

        Thanks,

        Sally

    2. Default Gravatar
      jlb | June 5, 2015

      I want a low interest credit card for purchase of sewing machine
      I won’t be able to pay back in full for the first few months
      however I endeavour to pay off as quick as possible after 6 months.
      What are some options please

      • Staff
        sally.mcmullen@hiveempire.com | June 5, 2015

        Hi Jlb,

        Thank you for your question.

        If you think you’ll have difficulty paying off your credit card each month, a low interest rate credit card may be of value to you.

        Please visit our Low Interest Rate Credit Cards comparison page here.

        I hope this has answered your question.

        Thanks,

        Sally

    3. Default Gravatar
      Kristy | June 3, 2015

      Hi,

      I am wanting to purchase a caravan for $10,000. I’ve looked into personal loans but am also considering credit card as interest can be lower. What would you suggest on a type of credit card?

    4. Default Gravatar
      Diane | May 27, 2015

      If we move our balance to a new credit card do we have to close the account it came from?

      • Staff
        Jonathan | May 27, 2015

        Hi Diane, thanks for your inquiry!

        That is correct, it is the primary cardholders responsibility to close the existing credit cards when transferring to a new credit card.

        Cheers,

        Jonathan

    5. Default Gravatar
      shareen | April 1, 2015

      what are my chances of getting a credit card when im not getting a weekly wage only fortnightly payments from centrelink

      • Staff
        Jonathan | April 1, 2015

        Hi Shareen, thanks for your inquiry!

        Please see the following link for loans for people on Centrelink benefits. Depending on the lender they may have a minimum income requirement or assess the individual’s ability to repay the loan on their specific lending criteria.

        Cheers,

        Jonathan

    6. Default Gravatar
      Jason | December 9, 2014

      We received an email about a card where you get 6 Months Interest Free on all purchases over $250 and you can buy at retailers who offer Interest Free. It is a Once Agile Visa Card. Do you think this would be better ongoing as a card or keep doing balance transfer swaps to new cards with 0% interest offers.

      • Staff
        Elizabeth | December 10, 2014

        Hi Jason,

        Thanks for your question.

        Unfortunately I really can’t comment on whether one card is better than the other, as the best card for you will depend on your needs and situation. Six months interest free can be good cards if you’re looking to make purchases for that period. Keep in mind that for your other suggestion, card providers can see all the cards you’ve recently been approved for and applied for, and applying for multiple cards in a short period of time can negatively affect your credit rating.

        I hope this has helped.

        Thanks,

        Elizabeth

    7. Default Gravatar
      barbara | October 15, 2014

      I receive a flyer in today for 2.99 low interest for 6 months I can not locate this please help. thanks

      • Staff
        Elizabeth | October 15, 2014

        Hi Barbara,

        Thanks for your question.

        Unfortunately I’m unable to find a credit card with an offer to match that description. You can, however, use the table on this page to compare similar offers.

        Thanks,

        Elizabeth

    8. Default Gravatar
      Student | May 18, 2014

      Hi,

      I’m a student and am traveling overseas in a few months time. I have a steady, casual work history for the last five years(minus three months following a surgery). I’m wondering if I should apply for a credit card for my overseas trip. I have guaranteed work when I come back and could really use a card. Do you think it would be a wise idea to apply for a low interest credit card, particularly one with x amount of months interest free and repay the debt ASAP once I’m back?

      • Staff
        Shirley | May 22, 2014

        Hi Student,

        Thanks for your question.

        Unfortunately we are unable to provide advice about which credit card to apply for, but our travel money guide and student credit card guide may be able to help you with your decision.

        Cheers,
        Shirley

    9. Default Gravatar
      Sam | January 15, 2014

      Hi I am finalising a part ix debt agreement which I have been paying for 5 years which credit card would be best to apply for

      • Staff
        Jacob | January 15, 2014

        Hi, Sam.

        Thanks for your question.

        Credit cards are available to applicants with a good credit rating only. Generally, there is no one lender that is willing to lender to an applicant with bad credit over another lender. You may have to speak to a bank representative about this. They may want to see in writing that you have addressed the listings on your credit file. Here’s some information on credit cards for people with bad credit.

        I hope this helps.

    10. Default Gravatar
      John | November 7, 2013

      Is there a Debit card with Frequent Flyer points?

      • Staff
        Jacob | November 7, 2013

        Hi John.

        Thanks for your question.

        Currently there are no debit card products that reward your spending with points; however, there are two travel money cards, one offered by Velocity and the other by Qantas that reward you with points when you make an eligible purchase on the card. These travel money cards were aimed at being used overseas, but they can still be used in Australia. You can view the cards on this page.

        I hope this helps.

    Credit Cards Comparison

    Rates last updated July 3rd, 2015
    Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
    St.George Vertigo Platinum
    St.George Vertigo Platinum
    A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
    NAB Low Rate Credit Card
    NAB Low Rate Credit Card
    Low ongoing interest rate on purchases and balance transfers. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
    Westpac Low Rate Card
    Westpac Low Rate Card
    A low interest rate credit card with a low annual fee and balance transfer offer. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 18 months $59 p.a. 21.49% p.a. Go to site More info
    American Express Velocity Escape Card
    American Express Velocity Escape Card
    Exclusive Offer to finder.com.au
    Enjoy 15,000 bonus Velocity Points when you spend $300 within the first 3 months and up to 2.00 points for every dollar you spend, together with a $0 annual fee. Offer ends on 30 September 2015.
    20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
    HSBC Platinum Credit Card
    HSBC Platinum Credit Card
    Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info

    * The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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