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Lowest Rate Credit Card in Australia

Posted April 5th, 2010 and last modified November 22nd, 2011

The Bankwest Breeze MasterCard features the Lowest MasterCard Purchase Rate in Australia

The Bankwest Breeze MasterCard is only one of the great lowest rate credit cards that Bankwest offers. It is offering the lowest purchase rate in Australian when compared to other MasterCard’s at this moment. That means an incredible amount of money saved for you, the customer.

This is the lowest rate credit card you can find when you compare Australian MasterCards, and it offers a guaranteed rate of only 10.99% p.a. annually on purchases. This low rate will help you keep your debt to a minimum and help reduce your stress level associated with managing debt.

Lowest rate credit card features

Here are just some of the best feature you will find on the Bankwest Breeze MasterCard – the lowest rate credit card in Australia.

  • 10.99% p.a. purchase rate.
  • Balance transfer rate of 4.99% p.a. for 12 months p.a.
  • Add an additional three cardholders at no extra cost.
  • 24/7 access to your Bankwest account using online banking.
  • Over 28 million outlets across the world will honor this card.
  • $69 annual fee.


Bankwest Breeze Gold MasterCard

If you are looking for a step up from a regular card and would like to look at the features of the Bankwest Gold card then take a look at these additional features offered:

  • 10.99% p.a. purchase rate
  • 4.99% p.a. for 12 months balance transfer rate.
  • $99 annual fee.
  • MasterCard Moments discounts and offers.
  • Added to the manufacturer warranty is a 12 month added warranty, and purchase protection is automatic.
  • Guaranteed accident and travel insurance on airline’s.


Bankwest Breeze Platinum
features

Go elite by applying for a Platinum MasterCard from Bankwest and you will never look back. Here are some of the key features offered on this card.

  • 4.99% p.a. for 12 months balance transfer rate.
  • 10.99% p.a. purchase rate.
  • Automatic purchase protection.
  • $130 annual fee.
  • Extra warranty on top of the manufacturer’s.
  • Travel and accident insurance on airlines guaranteed.
  • Help with medical and shopping services, bookings and travel arrangements with a 24 hour help service.

When you are looking for the lowest rate credit card remember the other features as well. The cards listed above have a low rate for 12 months on top of other spectacular features. These cards are top-of-the-line when it comes to balance transfers.

Minimum Income $20,000 Minimum Age 18 years of age
Residency Permanent Australian Resident Credit Rating Requirement Good
Min Credit Limit $1,000 Max Credit Limit $25,000
Annual Fee $69 Balance Transfer Fee
Minimum Repayment 2% Interest Charged From Purchase Date
Late Payment Fee $35 Over Limit Fee $30
Overseas Emergency Replacement $0 Overseas ATM Balance check $0
Overseas ATM Withdrawal $4 Foreign Currency Conversion Fee

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