Macquarie Bank Credit Cards

Macquarie Bank

Macquarie Bank credit cards give you the ability to earn rewards or take advantage of a low interest rate


Macquarie Bank, originally known as Hill Samuel Australia, began operations in 1969. The name Macquarie Bank Limited came into effect only in 1985 after receiving its Australian banking license. It also started offering stockbroking services in the same year. Establishment of Macquarie Bank International Limited, as well as its branch in United Kingdom, took place in 2008. Macquarie now operates as a global business, with its presence felt in 28 countries. In Australia, this bank offers its members an array of financial service and products, which include credit cards.

Macquarie Group recognised awards

  • Money Magazine’s Best of the Best Awards 2014 - Cheapest Home Loan Package and Best Line of Credit Loan
  • Global Banking and Finance Review 2014 - Best Investment Bank (Australia)
  • Beaton Benchmarks 2013 - Five-star rating for overall satisfaction (Macquarie Life)

Compare credit cards from Macquarie Bank

Rates last updated May 29th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Macquarie Bank RateSaver Visa Card
Macquarie Bank RateSaver Visa Card
Enjoy a low annual fee plus up to 55 days interest free on purchases. 14.95% p.a. 0% p.a. for 9 months $69 p.a. 21.95% p.a. More info
Macquarie Bank Visa Gold Card
Macquarie Bank Visa Gold Card
A gold card with Macquarie rewards points and complimentary insurance 20.70% p.a. 0% p.a. for 9 months $130 p.a. 21.95% p.a. More info
Macquarie Bank Hilton HHonors Platinum Card
Macquarie Bank Hilton HHonors Platinum Card
A platinum credit card with bonus Macquarie points when you spend at hotels and resorts within the Hilton Portfolio 20.70% p.a. 0% p.a. for 9 months $295 p.a. 21.95% p.a. More info
Macquarie Bank Platinum Visa Card
Macquarie Bank Platinum Visa Card
A platinum credit card that offers complimentary insurance and rewards 20.70% p.a. 0% p.a. for 9 months $200 p.a. 21.95% p.a. More info

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Types of credit cards that Macquarie Bank offers

Macquarie Bank customers get to choose from a few different types of credit cards, meaning you’re able to choose a product that’s best tailored to your spending needs.

  • Low rate credit cards

    A low rate credit card can be good to have if you don’t pay your balances in full each month. The Macquarie Visa RateSaver Card comes with a 0% p.a. balance transfer offer for nine months as well as up to 55 interest-free days on purchases. These low-cost features are offset by a nominal annual fee.

Rates last updated May 29th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Macquarie Bank RateSaver Visa Card
Macquarie Bank RateSaver Visa Card
A low fee and low rate card. 14.95% p.a. 0% p.a. for 9 months $69 p.a. 21.95% p.a. More info
Rates last updated May 29th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Westpac Low Rate Card
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest free on purchases and a low annual fee. 0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. 21.49% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
A credit card which offers a low rate introductory offer on purchases and a low annual fee. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
St.George Vertigo Visa
St.George Vertigo Visa
A low rate shopping credit card offering a low ongoing rate on purchases plus a low balance transfer offer. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Citibank Clear Platinum Card
Citibank Clear Platinum Card
Enjoy the benefits of Visa Platinum, with a low annual fee and a great introductory offer on purchases and balance transfers. 0% p.a. for 9 months (reverts to 13.99% p.a.) 0% p.a. for 9 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 21.74% p.a. Go to site More info
Bankwest Breeze MasterCard - Exclusive Offer
Bankwest Breeze MasterCard - Exclusive Offer
Exclusive Offer to finder.com.au
Enjoy interest-free shopping for 13 months with 0% p.a. on purchases.
0% p.a. for 13 months (reverts to 12.99% p.a.) $59 p.a. 21.99% p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
Bank of Melbourne Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Bank of Melbourne Vertigo Visa Credit Card
A low purchase rate offer from Bank of Melbourne. Also benefit with other features including a low ongoing purchase rate and low annual fee. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
ANZ Low Rate Platinum Credit Card
Platinum card features including overseas medical and travel insurance together with a low interest rate on purchases. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $99 p.a. 21.74% p.a. Go to site More info
Bank of Melbourne Amplify Signature
Bank of Melbourne Amplify Signature
Offers a low interest rate offer on purchases and balance transfers when you apply and be rewarded on your birthday every year. 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $279 p.a. 20.74% p.a. Go to site More info
ANZ Low Rate
ANZ Low Rate
Save with a low rate on balance transfers with a low annual fee and ongoing purchase rate. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. 21.74% p.a. Go to site More info
Westpac Low Rate Card - Exclusive Offer
Westpac Low Rate Card - Exclusive Offer
Exclusive Offer to finder.com.au
A low interest rate on everyday purchases and an exclusive long term balance transfer rate offer.
13.49% p.a. 0% p.a. for 20 months with 2.5% balance transfer fee $59 p.a. 21.49% p.a. Go to site More info
BankSA Vertigo Visa
BankSA Vertigo Visa
A low rate credit card, with a low purchase offer from BankSA. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Learn more about Low Rate Credit Cards

  • Rewards credit cards

    If you like the idea of earning and redeeming reward points by paying a slightly higher annual fee and interest rate you can consider getting a rewards card. Similar to their low rate offering, the Macquarie Visa Gold Card comes with a 0% p.a. balance transfer offer for nine months and up to 55 interest-free days on purchases. This card comes linked to the Macquarie Bank Rewards Program, offering no points expiry and 1.00 point earned per $1 spent on purchases.

Rates last updated May 29th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Macquarie Bank Visa Gold Card
Macquarie Bank Visa Gold Card
A gold card with Macquarie rewards points and complimentary insurance 20.70% p.a. 0% p.a. for 9 months $130 p.a. 21.95% p.a. More info
Rates last updated May 29th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Rewards Platinum
ANZ Rewards Platinum
Earn points for every dollar spent on purchases plus a 50,000 Reward Points when you meet the minimum spend of $3,000 in the first three months and pay no annual fee for the first year. 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) 20.99% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
A no annual fee frequent flyer credit card with a low balance transfer offer of 0.99% p.a. for 6 months. Earn 1.00 Qantas Point per $1 spend. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
Citibank Qantas Signature Credit Card
Citibank Qantas Signature Credit Card
Receive 50,000 bonus Qantas Points when you apply by 31 December 2015. Plus earn 1.000 Qantas Point per $1 spent on eligible purchases. 20.99% p.a. 0% p.a. for 6 months $299 p.a. 21.74% p.a. Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
Receive 20,000 Bonus Qantas Points Plus earn 2 points for international purchases including online spend. Including a low balance transfer offer of 0% p.a. for 6 months. 19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 10,000 bonus Velocity points in the first 3 months plus a low balance transfer offer of 0% p.a. for 16 months 20.74% p.a. 0% p.a. for 16 months $129 p.a. 20.99% p.a. Go to site More info
ANZ Frequent Flyer
ANZ Frequent Flyer
Get 50,000 Qantas Points after you spend $3,000 on purchases within the first 3 months and earn up to 1.00 points per $1 spent on purchases. 19.99% p.a. $0 p.a. annual fee for the first year ($95 p.a. thereafter) 21.49% p.a. Go to site More info
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards bonus points and a complimentary Virgin Australia flight each year. Plus a low balance transfer offer of 0.99% p.a. for 6 months. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $195 p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
20,000 bonus Velocity points and half annual fee offer for the first year. 20.74% p.a. 1.9% p.a. for 12 months $145 p.a. annual fee for the first year ($289 p.a. thereafter) 20.99% p.a. Go to site More info
Bankwest More Classic MasterCard
Bankwest More Classic MasterCard
8,000 bonus More points offer and a long term balance transfer. 19.99% p.a. 2.99% p.a. for 9 months $70 p.a. 21.99% p.a. Go to site More info
American Express Velocity Escape Card
American Express Velocity Escape Card
Receive 7,500 Velocity bonus points when you spend $300 in the first 3 months, plus a $0 p.a. card fee. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
A low balance transfer offer of 0% p.a. for 8 months. Enjoy a no annual fee for the life of the card with high credit limits, prestige services including a personal concierge service and VISA Platinum rewards program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
Receive up to 50,000 extra Qantas Points. Plus earn 1.00 points per $1 spend. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $450 p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
A low balance transfer offer of 0% p.a. for 15 months as well as 40,000 bonus Qantas Points. Ability to earn 1.50 points per $1 spent on eligible purchases. 19.99% p.a. 0% p.a. for 15 months $250 p.a. 21.74% p.a. Go to site More info
Bankwest Qantas Platinum MasterCard
Bankwest Qantas Platinum MasterCard
Bonus 50,000 Qantas Points when you apply online. Plus earn 0.750 Qantas Points for every $1 spent. 20.49% p.a. $160 p.a. 21.99% p.a. Go to site More info
St.George Amplify Signature
St.George Amplify Signature
Earn 1.500 Qantas or Amplify Points per dollar spent on eligible purchases. 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $279 p.a. 20.74% p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa
Earn up to 1.50 Qantas Frequent Flyer points per $1 spent on purchases. Plus 50,000 Qantas Points when you spend $3,000 on purchases within the first 3 months and no annual fee offer in the first year. Conditions & minimum spend apply. 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) 21.49% p.a. Go to site More info
ANZ Rewards Black Credit Card
ANZ Rewards Black Credit Card
Pay no annual fee for the first year and receive 50,000 Reward Points when you spend $3,000 on purchases within the first 3 months. Offer ends 30 June 2015. 18.79% p.a. $0 p.a. annual fee for the first year ($375 p.a. thereafter) 20.99% p.a. Go to site More info
ANZ Rewards Credit Card
ANZ Rewards Credit Card
Apply for the ANZ Rewards Credit Card and get 50,000 Reward Points after you spend $3,000 on purchases within the first three months. Earn reward points on your purchases, redeemable for a huge selection of rewards including shopping vouchers, gift cards, and travel. 18.79% p.a. $0 p.a. annual fee for the first year ($89 p.a. thereafter) 20.99% p.a. Go to site More info
Bankwest Qantas MasterCard
Bankwest Qantas MasterCard
20,000 Qantas points offer and earn 0.500 Qantas Point per $1 spent on eligible purchases. 20.49% p.a. $100 p.a. 21.99% p.a. Go to site More info
St.George Amplify Platinum
St.George Amplify Platinum
Choose between Amplify or Qantas rewards program. Uncapped points earning. 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $99 p.a. 20.74% p.a. Go to site More info
Woolworths Money Everyday Platinum Credit Card
Woolworths Money Everyday Platinum Credit Card
Earn up to up to 3 points for every $1 spent on purchases Everyday Rewards points on your purchases. 19.99% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) 21.99% p.a. Go to site More info
Bankwest More Platinum Mastercard
Bankwest More Platinum Mastercard
Introductory 28,000 bonus points offer and a low interest rate on balance transfers. 19.99% p.a. 2.99% p.a. for 9 months $130 p.a. 21.99% p.a. Go to site More info
Westpac Altitude Black
Westpac Altitude Black
Access a dedicated concierge & iPhone app, your own personal shopper and a range of complimentary travel and purchase insurances. Offers two reward programs which you can choose between Altitude or Qantas Rewards. 0% p.a. for 3 months (reverts to 20.24% p.a.) 0% p.a. for 16 months $395 p.a. 21.24% p.a. Go to site More info
Woolworths Money Qantas Platinum Credit Card
Woolworths Money Qantas Platinum Credit Card
Earn Qantas Points on your everyday shop and pay a reduced annual fee for the first year. Includes access to special discounts with associated partners. 20.49% p.a. 0% p.a. for 9 months $99 p.a. annual fee for the first year ($139 p.a. thereafter) 21.99% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Earn Velocity Points plus enjoy an introductory interest free offer of 0% p.a. on purchases for 12 months, and 0% p.a. for 6 months on balance transfers. 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. 20.99% p.a. Go to site More info
ANZ Frequent Flyer Black
ANZ Frequent Flyer Black
Earn up to 50,000 bonus Qantas Points when you meet the minimum spend requirement and no annual fee in the first year. Conditions and minimum spend apply. 19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) 21.49% p.a. Go to site More info
Citibank Rewards Credit Card - Signature
Citibank Rewards Credit Card - Signature
Get 60,000 reward points on your first eligible purchase. Convert them to Qantas Points. 20.99% p.a. 0% p.a. for 6 months with 1% balance transfer fee $299 p.a. 21.74% p.a. Go to site More info
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
Consolidate your debt with a low balance transfer offer of 0% p.a. for 24 months with balance transfer fee and a host of platinum privileges. Earn up to 1.250 Citibank Reward points for every $1 spend. 20.99% p.a. 0% p.a. for 24 months $199 p.a. 21.74% p.a. Go to site More info
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
Receive 20,000 bonus reward points and a complimentary insurance. 0% p.a. on balance transfers for 15 months. 19.99% p.a. 0% p.a. for 15 months $150 p.a. 21.74% p.a. Go to site More info
Bankwest More Gold MasterCard
Bankwest More Gold MasterCard
15,000 bonus points and a balance transfer offer of 2.99% p.a. for 9 months. 19.99% p.a. 2.99% p.a. for 9 months $120 p.a. 21.99% p.a. Go to site More info
Westpac Altitude Platinum Card
Westpac Altitude Platinum Card
Redeem Altitude points for flights on any of the world's major airlines including free insurance and travel benefits. Also a low purchase rate offer of 0% p.a. for 3 months and a long term balance transfer. 0% p.a. for 3 months (reverts to 20.24% p.a.) 0% p.a. for 16 months $150 p.a. 21.24% p.a. Go to site More info
American Express Platinum Card
American Express Platinum Card
Receive 80,000 Membership Rewards Bonus Points when you spend $500 on your card. You can transfer points to a choice of 9 leading airline rewards programs, including the Qantas Frequent Flyer program. $1,200 p.a. Go to site More info
Westpac Altitude Business Gold Credit Card
Westpac Altitude Business Gold Credit Card
A complimentary travel insurance, purchase cover and no annual fee for the first year. Also receive a low purchase rate offer of 0% p.a. for 12 months. 0% p.a. for 12 months (reverts to 20.24% p.a.) $0 p.a. annual fee for the first year ($150 p.a. thereafter) 21.24% p.a. Go to site More info
Emirates Citibank World Card
Emirates Citibank World Card
Receive up to 40,000 bonus Skyward Miles and half price annual fee for the first year. 20.99% p.a. 0% p.a. for 9 months $149 p.a. annual fee for the first year ($299 p.a. thereafter) 21.24% p.a. Go to site More info
Citibank Prestige Card
Citibank Prestige Card
Receive 70,000 bonus reward points on your first spend. Option to earn opt-in to the Qantas Rewards program and earn Qantas Points. 20.74% p.a. 0% p.a. for 6 months $700 p.a. 21.24% p.a. Go to site More info
David Jones American Express
David Jones American Express
Earn 30,000 Membership Rewards points or 22,500 Qantas Points when you spend outside of store 3 times in the first month. 20.74% p.a. $99 p.a. Go to site More info
Bank of Melbourne Amplify Classic - Amplify Rewards
Bank of Melbourne Amplify Classic - Amplify Rewards
Earn Amplify points on purchases to redeem for gift cards, appliances, events and experiences, travel through Amplify Travel. Plus a low purchase rate offer of 0% p.a. for 3 months. 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $79 p.a. 20.74% p.a. Go to site More info
Learn more about Rewards Rate Credit Cards

  • Platinum credit cards

    Apart from offering rewards, a platinum credit card tends to offer extras as well, although you’ll have to pay higher annual fees. Depending on the card you apply for, using a Macquarie Visa Platinum Card enables you to earn Macquarie reward points, Qantas Points, or Hilton HHonors points. All Macquarie Bank Platinum cards offer complimentary insurance covers and access to a 24/7 concierge service, and you can take advantage of a 0% p.a. balance transfer offer for nine months.

Rates last updated May 29th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
Macquarie Bank Platinum Visa Card
Macquarie Bank Platinum Visa Card
A platinum credit card that offers complimentary insurance and rewards 20.70% p.a. 0% p.a. for 9 months $200 p.a. 21.95% p.a. More info
Macquarie Bank Hilton HHonors Platinum Card
Macquarie Bank Hilton HHonors Platinum Card
A platinum credit card with bonus Macquarie points when you spend at hotels and resorts within the Hilton Portfolio. 20.70% p.a. 0% p.a. for 9 months $295 p.a. 21.95% p.a. More info
Rates last updated May 29th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
HSBC Platinum Credit Card
HSBC Platinum Credit Card
A $0 annual fee for life with the Platinum benefits, saving $129 a year 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
A great balance transfer offer, plus earn 1.250 Citibank reward points on per $1 spent for all domestic purchases. 20.99% p.a. 0% p.a. for 24 months $199 p.a. 21.74% p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
Westpac 55 Day Platinum Card - Exclusive Offer
Westpac 55 Day Platinum Card - Exclusive Offer
Exclusive Offer to finder.com.au
No annual fee for the first year (and subsequent years) if you spend over $10,000 per annum. Platinum benefits including a platinum concierge service, overseas travel insurance, extended warranty cover and purchase security cover.
0% p.a. for 12 months (reverts to 19.84% p.a.) 3.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. annual fee for the first year ($90 p.a. thereafter) 21.29% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 10,000 bonus Velocity Points in first 3 months and a low 0% p.a. for 16 months on balance transfers. Get reduced Virgin flights offer up to 4 times a year. 20.74% p.a. 0% p.a. for 16 months $129 p.a. 20.99% p.a. Go to site More info
Bankwest More Platinum Mastercard
Bankwest More Platinum Mastercard
Zero foreign transaction fee rewards card with a 9 months offer on balance transfer and bonus reward points. 19.99% p.a. 2.99% p.a. for 9 months $130 p.a. 21.99% p.a. Go to site More info
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points and $ Annual Fee for the . Also receive a complimentary Virgin Australia domestic economy return flight every year. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $195 p.a. Go to site More info
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
Receive a complimentary Qantas domestic flight each year and earn up to 50,000 Qantas Points when you sign up. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $450 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
Apply for the new HSBC Platinum Qantas Credit Card and receive a bonus 20,000 Qantas Points 19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Go to site More info
Woolworths Money Everyday Platinum Credit Card
Woolworths Money Everyday Platinum Credit Card
No annual fee offer in the first year, a balance transfer offer and uncapped earning potential with Everyday Money Reward Points. 19.99% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($49 p.a. thereafter) 21.99% p.a. Go to site More info
ANZ Platinum Credit Card
ANZ Platinum Credit Card
A low interest rate on balance transfers with a low annual fee. Overseas travel and medical insurance. 19.74% p.a. 0% p.a. for 16 months with 2% balance transfer fee $0 p.a. annual fee for the first year ($87 p.a. thereafter) 21.49% p.a. Go to site More info
Bankwest Breeze Platinum MasterCard - Exclusive Offer
Bankwest Breeze Platinum MasterCard - Exclusive Offer
Exclusive Offer to finder.com.au
A low interest rate offer of 0% p.a. for 13 months on purchases.
0% p.a. for 13 months (reverts to 12.99% p.a.) $99 p.a. 21.99% p.a. Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Earn rate of 1.25 Velocity uncapped Points per $1 spent. 20.74% p.a. 1.9% p.a. for 12 months $145 p.a. annual fee for the first year ($289 p.a. thereafter) 20.99% p.a. Go to site More info
NAB Premium Card
NAB Premium Card
Platinum credit card benefits including higher credit limits and travel insurance, plus a low interest rate balance transfer offer. 19.74% p.a. 0% p.a. for 15 months $90 p.a. 21.74% p.a. Go to site More info
ANZ Rewards Platinum
ANZ Rewards Platinum
Enjoy accelerated points earning and great Platinum features with ANZ Rewards Platinum card. Also offering 50,000 Reward Points when you meet the minimum spend of $3,000 in the first three months and pay no annual fee for the first year. 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) 20.99% p.a. Go to site More info
Woolworths Money Qantas Platinum Credit Card
Woolworths Money Qantas Platinum Credit Card
Earn 1.000 Qantas Points on purchases and get complimentary purchase insurance. 20.49% p.a. 0% p.a. for 9 months $99 p.a. annual fee for the first year ($139 p.a. thereafter) 21.99% p.a. Go to site More info
Citibank Clear Platinum Card
Citibank Clear Platinum Card
Enjoy a low purchase and balance transfer offer with reduced annual fee for the first year and concierge service. 0% p.a. for 9 months (reverts to 13.99% p.a.) 0% p.a. for 9 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 21.74% p.a. Go to site More info
Citibank Qantas Signature Credit Card
Citibank Qantas Signature Credit Card
50,000 bonus Qantas Points offer and a range of complimentary insurances and platinum privileges. 20.99% p.a. 0% p.a. for 6 months $299 p.a. 21.74% p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
ANZ Low Rate Platinum Credit Card
Platinum card perks with a low ongoing interest rate. 13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $99 p.a. 21.74% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Virgin Australia Velocity Flyer Card - 0% Interest Offer
An interest free period on both purchases and balance transfers. 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. 20.99% p.a. Go to site More info
St.George Amplify Platinum
St.George Amplify Platinum
A great purchase rate and balance transfer offer plus complimentary insurances. 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $99 p.a. 20.74% p.a. Go to site More info
Citibank Rewards Credit Card - Signature
Citibank Rewards Credit Card - Signature
Get a range of platinum extras and 60,000 bonus points with this credit card 20.99% p.a. 0% p.a. for 6 months with 1% balance transfer fee $299 p.a. 21.74% p.a. Go to site More info
St.George Amplify Signature
St.George Amplify Signature
Receive St.George's highest uncapped points earn rate and double points on international spend 0% p.a. for 3 months (reverts to 19.49% p.a.) 0% p.a. for 16 months $279 p.a. 20.74% p.a. Go to site More info
BoQ Platinum Visa Card
BoQ Platinum Visa Card
A great balance transfer offer with a $49 p.a. annual fee for the first year. 20.74% p.a. 0% p.a. for 14 months $49 p.a. annual fee for the first year ($199 p.a. thereafter) 21.74% p.a. Go to site More info
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
Earn 1.50 points per $1 spent on eligible purchases. Plus enjoy a low balance transfer offer. 19.99% p.a. 0% p.a. for 15 months $250 p.a. 21.74% p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa
Earn up to 1.50 Qantas Frequent Flyer points per $1 spent on purchases. Plus 50,000 Qantas Points when you spend $3,000 on purchases within the first 3 months and no annual fee offer in the first year. Conditions & minimum spend apply. Includes extended warranty, overseas travel and medical insurance, 90 day purchase security insurance, and access to Visa Platinum Concierge. 19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) 21.49% p.a. Go to site More info
Westpac Altitude Platinum Card
Westpac Altitude Platinum Card
Low interest rate offer on purchases and balance transfers. Redeem Altitude points for flights on any of the world's major airlines including free insurance and travel benefits. 0% p.a. for 3 months (reverts to 20.24% p.a.) 0% p.a. for 16 months $150 p.a. 21.24% p.a. Go to site More info
American Express Platinum Card
American Express Platinum Card
Receive 80,000 Membership Rewards Bonus Points when you spend $500 on your card. Transfer your points to other major airline frequent flyer programs. $1,200 p.a. Go to site More info
David Jones American Express Platinum Card
David Jones American Express Platinum Card
Receive 40,000 Membership Rewards points or 30,000 Qantas Points. Plus earn up to 4 rewards point per $1 spend. 20.74% p.a. $295 p.a. Go to site More info
American Express Velocity Platinum Card
American Express Velocity Platinum Card
The flagship card from the new American Express Velocity range. 1.000 points per $1 spent. 20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $349 p.a. Go to site More info
American Express Velocity Business Card
American Express Velocity Business Card
A truly dedicated business rewards credit card. Download all your card expenses in a format readable by Quicken, MYOB, Microsoft Excel and more, helping you simplify your quarterly BAS reporting. $249 p.a. Go to site More info
Learn more about Platinum Credit Cards

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Benefits of banking with Macquarie Bank

Banking with this institution allows you to have all your financial needs met under a single umbrella, be it through savings accounts, transaction accounts, term deposits, loans, online trading, specialist investments or financial advice. Getting a credit card through Macquarie comes with a number of advantages.

  • Round-the-clock service

    Irrespective of the credit card you choose you can access the Macquarie Bank service centre at any time of the day or night. Its team of specialists aims to deliver high levels of customer service.

  • Choice of reward points

    If you’re applying for the Macquarie Visa Platinum Card you have the option to apply for the card with Macquarie reward points or Qantas Points, and you can also get a Hilton HHonors Macquarie Platinum Card through this bank. This card comes with automatic HHonors Gold status and enables you to earn HHonors points.

  • MyChoice Travel

    The Macquarie Visa Platinum Card with Macquarie reward points gives you access to MyChoice Travel, your personal travel agent. You can use this service to redeem your reward points and pay for part of or all your travel expenses, no matter where you’re going. This covers flight tickets, car hire, accommodation, tours, and the like.

  • Visa benefits

    These credit cards, owing to their Visa connection, find acceptance the world over. Visa Entertainment brings to you exclusive offers as well as access to upcoming sporting events, live shows, movies, and more. Visa’s Zero Liability policy offers protection to all cardholders, and 24/7 online account monitoring provides advanced fraud protection.

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Applying for a Macquarie Bank credit card

You can apply for a Macquarie Bank Credit Card by visiting any of the bank’s branches, by speaking to a credit card specialist over the phone, or you can complete and submit your application online. To apply online, click on the ‘Go to Site’ button, just bear in mind you have to meet the following eligibility criteria:

  • You’re older than 18 years of age
  • You’re a permanent Australian resident
  • You have good credit history
  • You meet the minimum income requirements (which vary from card to card)

To complete the application you have to provide a variety of information. including:

  • Applicant details - These include your complete name, date of birth, marital status, number of dependant children and driver’s license number.
  • Identification details - This section requires your mother’s maiden name as well as the name and phone number of a friend or relative who does not share the same address with you.
  • Contact details - Enter your residential address, time spent at this address, phone numbers and email address.
  • Professional details - This section requires your employment status, occupation, name of your employer, time at current job, your employer’s contact details, your gross annual income and income from other sources.
  • Expenses - Here, you have to provide details about rent, mortgage repayments, living expenses, your total available credit limit on existing credit cards and the minimum repayments towards other loans.

What happens next?

You might receive a call from a Macquarie Bank representative if the bank needs any extra information. If you let your employer’s payroll department know of an impending income verification call in advance, the process can move a little quicker. New Macquarie Bank customers have to go through an identity verification process, as stipulated by the Australian government. You might have to visit a branch to complete this formality.

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Frequently asked questions

Listed below are a range of questions and answers about Macquarie Bank’s credit cards. To ask a question that isn’t listed below you can use the form at the end of this page.

How quickly can I complete the online application?

Keep all the information needed to complete the application nearby, and you can complete it in around 10 to 15 minutes.

How can I check my application’s status?

You can call Macquarie Bank directly to find out about the status of your application.

Can I add an additional cardholder?

With the platinum card, you can get up to four additional cards for free.

What complimentary insurance covers do platinum cardholders receive?

All Macquarie Visa Platinum cardholders receive complimentary extended warranty insurance, interstate flight inconvenience insurance and overseas travel insurance.

How do I earn reward points?

You earn rewards points when you use your gold or platinum card to make eligible transactions. With the gold card, you earn one Macquarie point for every dollar spent. The platinum card with Macquarie reward points offers 1.25 reward points for every dollar spent. If you opt for the platinum card with Qantas Points, every dollar spent earns one Qantas Point. With the Hilton HHonors Macquarie Platinum card you can earn up to Up to four HHonors bonus points per dollar spent.

How can I find out how many points I have?

You can find out how many points you have online, over the phone, or by going through your credit card statement.

Do Macquarie reward points expire?

As long as you keep your account open and operate it as per the given terms and conditions, your reward points don’t expire.

Is there a cap on the number of points I can earn?

Macquarie Visa Gold cardholders earn reward points on annual spending of up to $130,000, and it changes to $200,000 for Platinum cardholders.

Can I transfer my reward points?

No, you cannot transfer your reward points, and your points automatically cancel when your account closes.

How can I redeem my reward points?

You can redeem your Macquarie reward points through the Macquarie Rewards Program. Choose from an array of merchandise, gift cards, experiences, vouchers, and travel bookings. Qantas points are accumulated in your Qantas Frequent Flyer program account, and you redeem them like you would your regular Qantas Points. Redeeming HHonors points presents you with options such as staying at Hilton hotels, dining in their restaurants and making purchases.

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4 Responses to Macquarie Bank Credit Cards

  1. Default Gravatar
    Gleno | September 9, 2014

    I currently have a Founding Member Platinum Visa Card and want to know what your best offer interest rate would be if I wish to do a Balance Transfer to this account?

    • Staff
      Shirley | September 10, 2014

      Hi Gleno,

      Thanks for your question.

      At the time of writing, the BT offer for the Macquarie Bank Platinum Visa is 5.99% p.a. for 9 months.

      If you’d like, you can compare more offers on this page.

      Cheers,
      Shirley

  2. Default Gravatar
    Richard | August 16, 2013

    What is the minimum amount of income required to apply for a card?

    • Staff
      Jacob | August 16, 2013

      Hi Richard.

      There are number of credit cards, the each currently have a minimum income requirement of $50,000 per annum. You will have to apply direct through the Macquarie website.

      Thanks for your question.

      Jacob.

Credit Cards Comparison

Rates last updated May 29th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Visa
St.George Vertigo Visa
A low annual fee and low interest rate offer on balance transfers. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Low ongoing interest rate on purchases and balance transfers. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card
Take advantage of the 0% p.a. for 14 months balance transfer offer 18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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