Macquarie Bank Credit Cards

Macquarie Bank

Macquarie Bank credit cards give you the ability to earn rewards or take advantage of a low interest rate

Macquarie Bank, originally known as Hill Samuel Australia, began operations in 1969. The name Macquarie Bank Limited came into effect only in 1985 after receiving its Australian banking license. It also started offering stockbroking services in the same year. Establishment of Macquarie Bank International Limited, as well as its branch in United Kingdom, took place in 2008. Macquarie now operates as a global business, with its presence felt in 28 countries. In Australia, this bank offers its members an array of financial service and products, which include credit cards.

Macquarie Group recognised awards

  • Money Magazine’s Best of the Best Awards 2014 - Cheapest Home Loan Package and Best Line of Credit Loan
  • Global Banking and Finance Review 2014 - Best Investment Bank (Australia)
  • Beaton Benchmarks 2013 - Five-star rating for overall satisfaction (Macquarie Life)

Compare credit cards from Macquarie Bank

Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Macquarie Bank RateSaver Visa Card
Enjoy a low annual fee plus up to 55 days interest free on purchases.
VISA/MC: 0 AMEX: 0 15.95% p.a. 0% p.a. for 14 months $69 p.a. More info
Macquarie Bank Hilton Honors Platinum Card
A platinum credit card with bonus Macquarie points when you spend at hotels and resorts within the Hilton Portfolio
3 months VISA/MC: 4 AMEX: 0 20.70% p.a. 0% p.a. for 14 months $295 p.a. More info
Macquarie Bank Platinum Visa Card
A platinum credit card that offers complimentary insurance and rewards
4 months 40,000 bonus points VISA/MC: 1.25 AMEX: 0 20.70% p.a. 0% p.a. for 14 months $99 p.a. annual fee for the first year ($199 p.a. thereafter) More info
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Types of credit cards that Macquarie Bank offers

Macquarie Bank customers get to choose from a few different types of credit cards, meaning you’re able to choose a product that’s tailored to your spending needs.

  • Low rate credit cards

    A low rate credit card can be good to have if you don’t pay your balances in full each month. The Macquarie Visa RateSaver Card comes with a 0% p.a. balance transfer offer for nine months as well as up to 55 interest-free days on purchases. These low-cost features are offset by a nominal annual fee.

Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Macquarie Bank RateSaver Visa Card
Enjoy a 0% p.a. interest rate on balance transfers for 14 months.
VISA/MC: 0 AMEX: 0 15.95% p.a. 0% p.a. for 14 months $69 p.a. More info
Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
NAB Low Rate Credit Card
Manage your existing credit card balance with 0% for 24 months on balance transfers with a low annual fee.
VISA/MC: 0 AMEX: 0 13.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $59 p.a. Go to site More info
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee.
VISA/MC: 0.5 AMEX: 0 9.99% p.a. 0% p.a. for 6 months $49 p.a. Go to site More info
St.George Vertigo Platinum
Enjoy platinum card benefits with a long term balance transfer of 0% for 20 months and a low annual fee.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Take advantage of this exclusive offer and enjoy 0% p.a. for the first 9 months on balance transfers and purchases when you apply by 29 February 2016
VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 19.74% p.a.) 0% p.a. for 9 months $30 p.a. Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with no annual fee charge.
0 months 9.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
A low rate shopping credit card offering a low ongoing rate on purchases plus a low balance transfer offer of 0% p.a. for 18 months.
VISA/MC: 0 AMEX: 0 13.24% p.a. 0% p.a. for 18 months $55 p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a 0% p.a. interest for 20 months on balance transfers, complimentary insurances and 24/7 concierge.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
Commonwealth Bank Low Rate Credit Card
A $150 limited time cashback offer and a low ongoing purchase rate.
VISA/MC: 0 AMEX: 0 13.49% p.a. 5.99% p.a. for 5 months $59 p.a. Go to site More info
ANZ Low Rate
Save on your existing credit card interest with 0% for 18 months on balance transfers with a low annual fee and low ongoing purchase rate.
VISA/MC: 0 AMEX: 0 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $58 p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
Access Platinum card features with a low annual fee, including overseas medical and travel insurance and a low interest rate on purchases.
6 months 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $99 p.a. Go to site More info
BankSA Vertigo Visa
A low rate credit card with 0% for 18 months on balance transfers and low ongoing purchase rate from BankSA.
VISA/MC: 0 AMEX: 0 13.24% p.a. 0% p.a. for 18 months $55 p.a. Go to site More info
Bankwest Breeze MasterCard
Enjoy low ongoing purchase rate with long term balance transfer offer.
VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $59 p.a. Go to site More info
Citi Clear Platinum Card
Enjoy 0% p.a. for 9 months interest free purchasing and 0% p.a. for 9 months on balance transfers.
0 months VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Go to site More info
Bankwest Breeze Platinum MasterCard
Enjoy Platinum card benefits offering no foreign transaction fees on online and overseas purchases, complimentary travel insurance and a promotional balance transfer offer of 0% p.a. for 21 months.
6 months VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $99 p.a. Go to site More info
Bankwest Breeze Gold MasterCard
Receive premium card benefits with complimentary travel insurance and 0% p.a. for 21 months on balance transfers.
3 months VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $89 p.a. Go to site More info
BankSA Vertigo Platinum
Experience Platinum card benefits with complimentary insurance policies and 24/7 Visa Platinum Concierge Service. Get 0% for 20 months on balance transfers and annual fee if you apply by 30 March 2016.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
Commonwealth Bank Low Rate Gold Credit Card
A low rate card that comes with up to 55 days interest-free on purchases combined with complimentary international travel insurance.
3 months VISA/MC: 0 AMEX: 0 13.49% p.a. 5.99% p.a. for 5 months $89 p.a. Go to site More info
Learn more about Low Rate Credit Cards
  • Rewards credit cards

    If you like the idea of earning and redeeming reward points by paying a slightly higher annual fee and interest rate you can consider getting a rewards card. Similar to their low rate offering, the Macquarie Visa Gold Card comes with a 0% p.a. balance transfer offer for nine months and up to 55 interest-free days on purchases. This card comes linked to the Macquarie Bank Rewards Program, offering no points expiry and 1.00 point earned per $1 spent on purchases.

Important Information

The Macquarie Visa Gold Card is no longer available for new applications as this credit card is no longer available to new customers. The credit card cannot be applied for, however, the information on this page has been kept for the benefit of existing customers and for those who are interested.

If you would like to compare other credit cards, click Rewards.

  • Platinum credit cards

    Apart from offering rewards, a platinum credit card tends to offer extras as well, although you’ll have to pay higher annual fees. Depending on the card you apply for, using a Macquarie Visa Platinum Card enables you to earn Macquarie reward points, Qantas Points, or Hilton HHonors points. All Macquarie Bank Platinum cards offer complimentary insurance covers and access to a 24/7 concierge service, and you can take advantage of a 0% p.a. balance transfer offer for nine months.

Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Macquarie Bank Platinum Visa Card
Earn up to 40,000 bonus points when you spend $2,000 on eligible purchases within 2 months, plus enjoy other rewards and a complimentary insurance.
4 months 40,000 bonus points VISA/MC: 1.25 AMEX: 0 20.70% p.a. 0% p.a. for 14 months $99 p.a. annual fee for the first year ($199 p.a. thereafter) More info
Macquarie Bank Hilton Honors Platinum Card
Enjoy a 0% p.a. interest rate on balance transfers for 14 months plus get the chance to earn 4 HHonors Bonus Points and 1 bonus Macquarie points when you spend at hotels and resorts within the Hilton Portfolio.
3 months VISA/MC: 4 AMEX: 0 20.70% p.a. 0% p.a. for 14 months $295 p.a. More info
Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info
NAB Premium Card
Platinum credit card benefits including higher credit limits and travel insurance, plus a low interest rate on balance transfers and purchases.
6 months VISA/MC: 0 AMEX: 0 0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months $90 p.a. Go to site More info
BoQ Platinum Visa Card - Exclusive Offer
Exclusive Offer to finder.com.au

Enjoy a 0% interest rate for 16 months on balance transfers and a $0 p.a. annual fee for the first year. You can also collect 2.000 rewards points for every $1 spent on your Platinum Visa card.

6 months VISA/MC: 2 AMEX: 0 20.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($199 p.a. thereafter) Go to site More info
HSBC Platinum Qantas Credit Card
Receive 40,000 bonus Qantas Points on eligible spend within 3 months. A balance transfer offer of 0% p.a. for 6 months with access to premium benefits and complimentary insurance.
4 months 40,000 bonus points VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 6 months $199 p.a. Go to site More info
American Express Qantas Premium Card
Earn 80,000 bonus Qantas Points, plus Qantas Points for every $1 you spend, and more Qantas Points for every dollar you spend on selected Qantas services. Offer ends 29 February 2016. A low balance transfer rate of 0% p.a. for 12 months applies.
2 months 80,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $249 p.a. Go to site More info
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers of 0% p.a. for 20 months with a low annual fee.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn 10,000 bonus Velocity Points in the first 3 months and a low 0% p.a. for 14 months on balance transfers. Get reduced Virgin flights offer up to 4 times a year.
10,000 bonus points VISA/MC: 1 AMEX: 0 20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
American Express Platinum Card
Receive 100,000 Membership Rewards Bonus Points when you spend $1,000 on your card. Transfer your points to other major airline frequent flyer programs.
6 months 100,000 bonus points VISA/MC: 0 AMEX: 1 $1,200 p.a. Go to site More info
American Express Platinum Edge Credit Card
Receive 10,000 Membership Rewards Bonus Points and also receive a complimentary Virgin Australia domestic economy return flight every year.
6 months 10,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $195 p.a. Go to site More info
American Express Qantas Ultimate Card
Receive a complimentary Qantas domestic flight each year and earn up to 50,000 Qantas Points when you sign up.
6 months 50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $450 p.a. Go to site More info
Westpac 55 Day Platinum Credit Card
Enjoy platinum benefits offering complimentary insurances, 24/7 concierge, balance transfer offer of 0% p.a. for 16 months with $0 annual fee for the first year.
6 months VISA/MC: 0 AMEX: 0 19.84% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($90 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card
A low interest rate on balance transfers with a low annual fee. Overseas travel and medical insurance.
6 months VISA/MC: 0 AMEX: 0 19.74% p.a. 0% p.a. for 18 months with 3% balance transfer fee $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
Virgin Australia Velocity High Flyer Card - 20k Bonus Points offer
Receive 20,000 bonus Velocity Points and earn 1.25 Velocity Points per $1 spent. Enjoy complimentary insurance and flight discounts with Virgin.
6 months 20,000 bonus points VISA/MC: 1.25 AMEX: 0 20.74% p.a. 1.9% p.a. for 12 months $144 p.a. annual fee for the first year ($289 p.a. thereafter) Go to site More info
ANZ Rewards Platinum
Enjoy accelerated points earning and great Platinum features with ANZ Rewards Platinum card. Also offering 50,000 Reward Points when you meet the minimum spend of $2,500 in the first three months and pay no annual fee for the first year.
6 months 50,000 bonus points VISA/MC: 1.5 AMEX: 3 18.79% p.a. $0 p.a. annual fee for the first year ($149 p.a. thereafter) Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a 0% p.a. interest for 20 months on balance transfers, complimentary insurances and 24/7 concierge.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
Bankwest Zero Platinum MasterCard
A $0 annual fee platinum card with $0 foreign transaction fee and complimentary purchase & travel insurance.
6 months VISA/MC: 0 AMEX: 0 17.99% p.a. 2.99% p.a. for 9 months $0 p.a. Go to site More info
ANZ Low Rate Platinum Credit Card
Platinum card perks with a low ongoing interest rate.
6 months 13.49% p.a. 0% p.a. for 18 months with 3% balance transfer fee $99 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
An interest free period on both purchases and balance transfers.
VISA/MC: 1 AMEX: 0 0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
A great balance transfer offer, plus earn 1.25 Citi reward points on per $1 spent for all domestic purchases.
6 months 60,000 bonus points VISA/MC: 1.25 AMEX: 0 20.99% p.a. 0% p.a. for 18 months $199 p.a. annual fee for the first year ($249 p.a. thereafter) Go to site More info
St.George Amplify Platinum
A low balance transfer offer of 0% p.a. for 18 months plus complimentary insurances.
3 months VISA/MC: 1 AMEX: 0 19.49% p.a. 0% p.a. for 18 months $99 p.a. Go to site More info
Bankwest Breeze Platinum MasterCard
Enjoy Platinum card benefits offering no foreign transaction fees on online and overseas purchases, complimentary travel insurance and a promotional balance transfer of 0% p.a. for 21 months.
6 months VISA/MC: 0 AMEX: 0 12.99% p.a. 0% p.a. for 21 months with 2% balance transfer fee $99 p.a. Go to site More info
28 Degrees Platinum MasterCard
Benefit from no international transaction fees on purchases, no currency conversion fees and no annual fee.
20.99% p.a. $0 p.a. Go to site More info
NAB Qantas Rewards Premium Card
Earn 1.50 points per $1 spent on eligible purchases. Plus enjoy a low balance transfer offer.
6 months 60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $250 p.a. Go to site More info
David Jones American Express Platinum Card
Receive 40,000 Membership Rewards points or 30,000 Qantas Points. Plus earn up to 4 rewards point per $1 spend.
0 months 40,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. $295 p.a. Go to site More info
NAB Velocity Rewards Premium Card
Gain velocity reward points and redeem for rewards. Also on balance transfers and purchases for months.
6 months 60,000 bonus points VISA/MC: 0.5 AMEX: 1.5 19.99% p.a. 4.99% p.a. for 6 months $150 p.a. Go to site More info
American Express Velocity Platinum Card
The flagship card from the new American Express Velocity range. 1.00 points per $1 spent. Plus earn 50,000 bonus Velocity Rewards points if you spend $500 within the first 3 months.
2 months 50,000 bonus points VISA/MC: 0 AMEX: 1 20.74% p.a. 0% p.a. for 12 months with 1% balance transfer fee $349 p.a. Go to site More info
Citi Clear Platinum Card
Enjoy a low purchase and balance transfer offer of 0% p.a. for 9 months and a concierge service.
0 months VISA/MC: 0 AMEX: 0 0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Go to site More info
Commonwealth Bank Platinum Awards Credit Card
Receive 80,000 bonus CommBank Awards points when you apply online by 14 April 2016 and meet the spend criteria plus earn up to 2.5 Awards points per dollar spent, complimentary international travel insurance and 24/7 concierge service.
6 months 80,000 bonus points VISA/MC: 1 AMEX: 2.5 20.24% p.a. 5.99% p.a. for 5 months $249 p.a. Go to site More info
Bankwest More Platinum Mastercard
Zero foreign transaction fee rewards card with a 9 months offer on balance transfer and bonus reward points.
6 months 80,000 bonus points VISA/MC: 2 AMEX: 0 19.99% p.a. 2.99% p.a. for 9 months $140 p.a. Go to site More info
American Express Velocity Business Card
A truly dedicated business rewards credit card. Download all your card expenses in a format readable by Quicken, MYOB, Microsoft Excel and more, helping you simplify your quarterly BAS reporting.
0 months VISA/MC: 0 AMEX: 1 $249 p.a. Go to site More info
American Express Platinum Business Card
Provides easy tracking and management of business expenses – reporting meets ATO requirements. Dedicated Platinum Business Concierge to assist you day-to-day.
6 months 150,000 bonus points VISA/MC: 0 AMEX: 1 $1,500 p.a. Go to site More info
BankSA Vertigo Platinum
Take advantage of the annual fee on the first year offer by applying on or before 30 March 2016. Also enjoy its low interest rate on balance transfers and purchases.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
BankSA Amplify Platinum
Enjoy a generous earn rate, plus the ability to tailor your rewards with your choice of rewards programs.
3 months 1 19.49% p.a. 0% p.a. for 18 months $99 p.a. Go to site More info
Bank of Melbourne Amplify Platinum
Take advantage of a low balance transfer offer of 0% p.a. for 18 months and 24/7 concierge service, all for a low annual fee.
3 months VISA/MC: 1 AMEX: 0 19.49% p.a. 0% p.a. for 18 months $99 p.a. Go to site More info
Learn more about Platinum Credit Cards
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Benefits of banking with Macquarie Bank

Banking with this institution allows you to have all your financial needs met under a single umbrella, be it through savings accounts, transaction accounts, term deposits, loans, online trading, specialist investments or financial advice. Getting a credit card through Macquarie comes with a number of advantages.

  • Round-the-clock service

    Irrespective of the credit card you choose you can access the Macquarie Bank service centre at any time of the day or night. Its team of specialists aims to deliver high levels of customer service.

  • Choice of reward points

    If you’re applying for the Macquarie Visa Platinum Card you have the option to apply for the card with Macquarie reward points or Qantas Points, and you can also get a Hilton HHonors Macquarie Platinum Card through this bank. This card comes with automatic HHonors Gold status and enables you to earn HHonors points.

  • MyChoice Travel

    The Macquarie Visa Platinum Card with Macquarie reward points gives you access to MyChoice Travel, your personal travel agent. You can use this service to redeem your reward points and pay for part of or all your travel expenses, no matter where you’re going. This covers flight tickets, car hire, accommodation, tours, and the like.

  • Visa benefits

    These credit cards, owing to their Visa connection, find acceptance the world over. Visa Entertainment brings to you exclusive offers as well as access to upcoming sporting events, live shows, movies, and more. Visa’s Zero Liability policy offers protection to all cardholders, and 24/7 online account monitoring provides advanced fraud protection.

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Applying for a Macquarie Bank credit card

You can apply for a Macquarie Bank Credit Card by visiting any of the bank’s branches, by speaking to a credit card specialist over the phone, or you can complete and submit your application online. To apply online, click on the ‘Go to Site’ button, just bear in mind you have to meet the following eligibility criteria:

  • You’re older than 18 years of age
  • You’re a permanent Australian resident
  • You have good credit history
  • You meet the minimum income requirements (which vary from card to card)

To complete the application you have to provide a variety of information. including:

  • Applicant details. These include your complete name, date of birth, marital status, number of dependant children and driver’s license number.
  • Identification details. This section requires your mother’s maiden name as well as the name and phone number of a friend or relative who does not share the same address with you.
  • Contact details. Enter your residential address, time spent at this address, phone numbers and email address.
  • Professional details. This section requires your employment status, occupation, name of your employer, time at current job, your employer’s contact details, your gross annual income and income from other sources.
  • Expenses. Here, you have to provide details about rent, mortgage repayments, living expenses, your total available credit limit on existing credit cards and the minimum repayments towards other loans.

What happens next?

You might receive a call from a Macquarie Bank representative if the bank needs any extra information. If you let your employer’s payroll department know of an impending income verification call in advance, the process can move a little quicker. New Macquarie Bank customers have to go through an identity verification process, as stipulated by the Australian government. You might have to visit a branch to complete this formality.

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Frequently asked questions

Listed below are a range of questions and answers about Macquarie Bank’s credit cards. To ask a question that isn’t listed below you can use the form at the end of this page.

How quickly can I complete the online application?

Keep all the information needed to complete the application nearby, and you can complete it in around 10 to 15 minutes.

How can I check my application’s status?

You can call Macquarie Bank directly to find out about the status of your application.

Can I add an additional cardholder?

With the platinum card, you can get up to four additional cards for free.

What complimentary insurance covers do platinum cardholders receive?

All Macquarie Visa Platinum cardholders receive complimentary extended warranty insurance, interstate flight inconvenience insurance and overseas travel insurance.

How do I earn reward points?

You earn rewards points when you use your gold or platinum card to make eligible transactions. With the gold card, you earn one Macquarie point for every dollar spent. The platinum card with Macquarie reward points offers 1.25 reward points for every dollar spent. If you opt for the platinum card with Qantas Points, every dollar spent earns one Qantas Point. With the Hilton HHonors Macquarie Platinum card you can earn up to Up to four HHonors bonus points per dollar spent.

How can I find out how many points I have?

You can find out how many points you have online, over the phone, or by going through your credit card statement.

Do Macquarie reward points expire?

As long as you keep your account open and operate it as per the given terms and conditions, your reward points don’t expire.

Is there a cap on the number of points I can earn?

Macquarie Visa Gold cardholders earn reward points on annual spending of up to $130,000, and it changes to $200,000 for Platinum cardholders.

Can I transfer my reward points?

No, you cannot transfer your reward points, and your points automatically cancel when your account closes.

How can I redeem my reward points?

You can redeem your Macquarie reward points through the Macquarie Rewards Program. Choose from an array of merchandise, gift cards, experiences, vouchers, and travel bookings. Qantas points are accumulated in your Qantas Frequent Flyer program account, and you redeem them like you would your regular Qantas Points. Redeeming HHonors points presents you with options such as staying at Hilton hotels, dining in their restaurants and making purchases.

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6 Responses to Macquarie Bank Credit Cards

  1. Default Gravatar
    Peter | December 9, 2015

    I wish to return my unused Macquarie Credit Card so can you please advise where I should send the card to please?

    • Staff
      Debbie | December 9, 2015

      Hi Peter,

      Thank you for your inquiry.
      Please note that you’ve come through finder.com.au, an online comparison service and not Macquarie.

      You can contact a Macquarie customer service representative directly to further assist you by using this hotline:
      +61 2 8232 3333.

      For other information on how to cancel a credit card, please go through this page.
      I hope this helps.

      Cheers,
      Debbie

  2. Default Gravatar
    Gleno | September 9, 2014

    I currently have a Founding Member Platinum Visa Card and want to know what your best offer interest rate would be if I wish to do a Balance Transfer to this account?

    • Staff
      Shirley | September 10, 2014

      Hi Gleno,

      Thanks for your question.

      At the time of writing, the BT offer for the Macquarie Bank Platinum Visa is 5.99% p.a. for 9 months.

      If you’d like, you can compare more offers on this page.

      Cheers,
      Shirley

  3. Default Gravatar
    Richard | August 16, 2013

    What is the minimum amount of income required to apply for a card?

    • Staff
      Jacob | August 16, 2013

      Hi Richard.

      There are number of credit cards, the each currently have a minimum income requirement of $50,000 per annum. You will have to apply direct through the Macquarie website.

      Thanks for your question.

      Jacob.

Credit Cards Comparison

Rates last updated February 12th, 2016
Complimentary Travel Insurance Cover Bonus Points Points per $ spent Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers of 0% p.a. for 20 months with a low annual fee.
6 months VISA/MC: 0 AMEX: 0 12.74% p.a. 0% p.a. for 20 months $99 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card.
1 14.99% p.a. 0% p.a. for 12 months $0 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Interest Visa Card offers a balance transfer offer of 0% for 24 months. Apply by 30 April 2016.
VISA/MC: 0 AMEX: 0 13.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $59 p.a. Go to site More info
HSBC Platinum Credit Card
Receive $0 annual fee every year if you meet the spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
4 months VISA/MC: 1 AMEX: 0 19.99% p.a. 0% p.a. for 15 months $0 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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