Macquarie Bank Gold Credit Card – Details & Application
Posted March 16th, 2010
The Macquarie Bank Gold credit card offers account holders a great rewards program, plus the bonus of a 0% p.a. for 6 months on balance transfers.
Regain control of your finances and take advantage of paying no interest while you reduce your credit card debt.
| Balance Transfer Rate |  |
0% p.a. for |
|---|---|---|
| Interest Rate | |
20.45% p.a. |
| Annual Fee | |
$100 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
21.45% p.a. |
| Card Type | |
Standard |
| Credit Card Type | |
Visa |
| Rewards Program | |
No |
Features of Macquarie Bank Gold Credit Card
The Macquarie Bank Gold credit card offers customers plenty of great features, designed to reward account holders for using their credit cards the same way they usually would.
Rewards Program
The Macquarie Bank Gold credit card offers a great rewards program. You can earn 1 reward point for every $1 you spend using your card and your points will never expire. This means you can accumulate them for as long as you want, which is great if you’re saving them to redeem for a special item you want.
You can redeem your points for a huge range of rewards, including flights with all the major airlines, gift cards, electronics, gadgets and technology and much more besides.
Peace Of Mind
The Macquarie Bank Gold credit card also offers account holders peace of mind in as many ways as they can simply by using your credit card. This could mean taking advantage of their complimentary international travel insurance to protect lost or delayed luggage or missed flights.
It could also mean taking advantage of the extended warranty feature on your purchases and the great 90 day purchase protection insurance.
Balance Transfer
If you’re currently paying high interest rates on other outstanding credit cards, then consider rolling those balances over to Macquarie Bank. On any balances you transfer will be charged at 0% p.a. for 6 months.
That’s a huge saving for many people who might be finding it difficult to reduce debt balances on high interest debts. Once you’ve rolled your old balances over to take advantage of the 0% p.a. for 6 months offer, you have the chance to really take control of your finances again.
Simply put your interest savings onto your outstanding balance each month and you should find your credit card balance reducing easily.
Interest Free Days
Once your balance is paid down and you’re in a position to continue making regular repayments that clear your balance monthly, you could enjoy up to 55 days interest free on purchases.
This can allow you to buy or pay for the things you need right now and get charged no interest at all. You have up until the statement date to repay that balance again to take advantage of the interest free days.
Of course, if you do need to carry a balance over past those 55 interest free days, then the interest rate on purchases made with your card is 20.45% p.a. Add a low annual fee of $100 and you have a very competitive credit card!
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- Macquarie Bank Platinum Credit Card Rewards Program
- Macquarie Bank Internet Banking
- Macquarie Bank Credit Card Options
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