A Macquarie Bank rewards credit card is one of the best credit cards available for Australians. It offers the holder low annual interest rates, competitive annual fees and complimentary insurance for travel and goods purchased using the card. This Visa card is accepted globally. In addition, the Macquarie Bank rewards credit card offers an amazing rewards program.
How to make the most of your Macquarie Bank rewards credit card
The Macquarie Bank Visa Platinum Card offers Australian consumers unrivalled rewards. In addition, this card is a Visa, which means it will be accepted universally. Whether you are looking to boost your rewards points while shopping locally, in a capital city or overseas, the more you spend on the card the more points you will earn.
The Macquarie Bank Rewards credit card offers the following benefits to card owners
1.25 Reward points for every Dollar spent: It’s important to note that reward points are earned for up to $200,00 spent and are not applicable for cash advances. In addition, the Rewards are subject to the Macquarie Bank Rewards Program Terms and Conditions.
Interest free shopping: You will receive up to 55 days interest free on any purchases you make using the card
Standard interest: A competitive interest rate of 20.70% p.a. per annum on purchases and 21.95% p.a. per annum on cash advances
Card fee: The card comes with a low annual fee of $200
Flexibility: You can add up to four additional cardholders for free
Reward points, redeemable for flights: Of course, this is subject to flight availability. In addition, the flights need to be booked through MyChoice Travel. MyChoice Travel cannot book flights on internet direct airlines (except Jetstar and Virgin Australia) and other airlines that do not offer electronic ticketing.
Be covered with complimentary insurance: Any flights or goods purchased using your Macquarie Bank Visa Platinum card are automatically covered by complimentary insurance. This insurance will bring you greater peace of mind.
This complimentary insurance covers overseas travel insurance, interstate flight inconvenience insurance, transport accident insurance, purchase security insurance and extended warranty. However this excludes laptop computers or other items of a commercial nature.
With the Macquarie Visa Platinum you also get free and exclusive access to Macquarie Bank Trusted Adviser Research and Articles, plus you will be rewarded as a Founding Member.
Great balance transfer deal: You will receive the benefit of 5.99% p.a. for 9 months on balance transfers for a new card application.
The transferred balances will need to be repaid first. The 0% interest rate period will begin from the date your new card is approved. After six months, the regular interest rates will be charged. You will need to make the minimum monthly repayments during this six-month interest-free period.
As you can see, the Macquarie bank rewards credit card offers a wide range of benefits that go beyond what most other credit card offers. In addition to a low annual fee, low interest rates and complimentary insurance, the Macquarie Bank Visa Platinum card offers the best rewards for purchases.