With the new Macquarie Bank Visa Platinum Card you can achieving Founding Member status offering you exclusive access and invitations to selected events.
Comparison of other Credit Cards with Macquarie Platinum
Macquarie Bank Platinum Visa Card
Coles No Annual Fee MasterCard
American Express Platinum Edge Credit Card
Coles Rewards Mastercard
American Express David Jones
|Purchase Rate (p.a.)||20.70% p.a.||17.99% p.a.||20.74% p.a.||19.99% p.a.||20.74% p.a.|
|Balance transfer rate (p.a.)||5.99% p.a. for 9 months||0% p.a. for 6 months||0.99% p.a. for 6 months with 1% balance transfer fee||0% p.a. for 6 months|
|Offer end date||31 December 2013||28 February 2014|
|Cash advance rate (p.a.)||21.95% p.a.||17.99% p.a.||19.99% p.a.|
|Interest Free Days||55 days||62 days||55 days||62 days||44 days|
|Fees & Charges|
|Annual Fee||$200 p.a.||$0 p.a.||$195 p.a.||$49 p.a.||$99 p.a.|
|Balance Transfer Fee||1%|
|Late Payment Fee||$35||$25||$30||$25||$30|
|Over Limit Fee||$30||$15||$15|
|Overseas Emergency Replacement||$0|
|Overseas ATM Withdrawal||$4||$5|
|Foreign Currency Conversion Fee (VISA)||3% of transaction value|
|Foreign Currency Conversion Fee (MC)||2.5% of transaction value||2.5% of transaction value|
|Foreign Currency Conversion Fee (AMEX)||3% of transaction value||3% of transaction value|
|Gambling Transactions Allowed||No||No||No||No||No|
|Additional Cardholder Fee||$0||$0||$29|
|Number of Additional Cardholders||4||9||1|
|Minimum Age||18 years of age||18 years of age||18 years of age||18 years of age||18 years of age|
|Available to Temporary Residents||No||No||No||Yes – Conditions apply||No|
|Credit Rating Requirement||Good||Good||Good||Good||Good|
|Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|Max Credit Limit||$50,000||$30,000|
To boost you get to benefit from huge points-earning potential and a great rewards program that has you as the centre of attention.
With a Macquarie Bank Visa Platinum Card you can travel the world in style and with confidence knowing your hip-friend is always close by to stand by you.
Macquarie Bank Visa Platinum Card features:
If you have an existing credit card balance you can transfer all of it to the Macquarie Bank Visa Platinum Card for a 5.99% p.a. for 9 months. Included features:
- You can earn up to 3.25 rewards points on every dollar you spend.
- Benefit from the 5.99% p.a. for 9 months balance transfer offer
- Receive up to 55 interest free days on purchases.
- Get access to exclusive Founding Member offers and events.
- For the annual fee of $200 p.a. you get to use a fabulous Platinum credit card.
- Get 20.70% p.a. on purchases.
- Get 21.95% p.a. on cash advances.
- You can receive up to four additional cards for $0.
- Get extra security with an in-built anti-fraud chip.
Macquarie Credit Card Application Requirements
- You are 18 years old or over
- You are a permanent resident of Australia
- You have a good credit rating
- You must earn a minimum taxable income of $50,000 per annum.
Benefit from travelling with Platinum and never experience blackout periods or seat restrictions with your Macquarie Bank Visa Platinum Card. You can also choose to travel on your preferred airlines and if you have enough points you can redeem them to pay for the full cost of a flight, including taxes and fees.
Macquarie Bank Visa Platinum Card owners get many privileges. If you are after a certain painting, a special piece of jewellery or a signed autograph of your favourite sports hero, the team at Macquarie Bank are doing their best to get it for you. Conditions do apply so please read the small print.