Macquarie Bank Visa Platinum Credit Card – Details & Application

Posted October 2nd, 2009 and last modified July 28th, 2014

With the new Macquarie Bank Visa Platinum Card you can achieving Founding Member status offering you exclusive access and invitations to selected events.

Comparison of other Credit Cards with Macquarie Platinum

Macquarie Bank Platinum Visa Card
Macquarie Bank Platinum Visa Card
ANZ Platinum Credit Card
ANZ Platinum Credit Card
NAB Premium Card
NAB Premium Card
Commonwealth Bank Platinum Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
Go to siteMore infoGo to siteMore infoGo to siteMore infoGo to siteMore infoGo to siteMore info
Purchase Rate (p.a.)20.70% p.a.19.74% p.a.19.74% p.a.0% p.a. for 10 months (reverts to 20.24% p.a.)19.99% p.a.20.99% p.a.
Balance transfer rate (p.a.)5.99% p.a. for 9 months0% p.a. for 16 months0% p.a. for 15 months5.99% p.a. for 5 months0% p.a. for 6 months0% p.a. for 24 months with 3% balance transfer fee
Offer end date27 October 201419 October 201415 September 201431 August 201430 September 2014
Cash advance rate (p.a.)21.95% p.a.21.49% p.a.21.74% p.a.21.24% p.a.21.99% p.a.21.74% p.a.
Interest Free Days on Purchases55 days55 days44 days55 days55 days55 days
Fees & Charges      
Annual Fee$99 p.a. annual fee for the first year ($200 p.a. thereafter)$0 p.a. annual fee for the first year ($87 p.a. thereafter)$90 p.a.$280 p.a. ($250 for qualifying customers)$199 p.a.$199 p.a.
Balance Transfer Fee3%
Minimum Repayment2.5%2%2.5%2%3%2%
Late Payment Fee$35$20$5$20$30$10
Over Limit Fee$30$20$0$0$30$40
Overseas Emergency Replacement$0$0$20$0$0
Overseas ATM Balance check$0$0$1.25$0
Overseas ATM Withdrawal$4$4$4$4.50$5
Foreign Currency Conversion Fee (VISA)3% of transaction value3% of transaction value3% of transaction value3% of transaction value3.3% of transaction value
Foreign Currency Conversion Fee (MC)3% of transaction value
Foreign Currency Conversion Fee (AMEX)3% of transaction value
Gambling Transactions AllowedNoNoNoNoNoNo
Additional Cardholder Fee$0$0$0$15$0$90
Number of Additional Cardholders4914
Application Requirements      
Minimum Income$50,000$50,000$60,000$35,000
Minimum Age18 years of age18 years of age18 years of age18 years of age18 years of age18 years of age
Available to Temporary ResidentsNoNoNoYes - Conditions apply
Customers need to provide proof of income and copy of visa.
NoNo
Credit Rating RequirementGoodGoodGoodGoodGoodGood
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000$6,000$6,000$6,000$6,000$2,000
Max Credit Limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$50,000$60,000$100,000
Go to siteMore infoGo to siteMore infoGo to siteMore infoGo to siteMore infoGo to siteMore info

To boost you get to benefit from huge points-earning potential and a great rewards program that has you as the centre of attention.

With a Macquarie Bank Visa Platinum Card you can travel the world in style and with confidence knowing your hip-friend is always close by to stand by you.

Macquarie Bank Visa Platinum Card features:

If you have an existing credit card balance you can transfer all of it to the Macquarie Bank Visa Platinum Card for a 5.99% p.a. for 9 months. Included features:

  • You can earn up to 1.25 rewards points on every dollar you spend.
  • Benefit from the 5.99% p.a. for 9 months balance transfer offer
  • Receive up to 55 interest free days on purchases.
  • Get access to exclusive Founding Member offers and events.
  • For the annual fee of $99 p.a. annual fee for the first year ($200 p.a. thereafter) you get to use a fabulous Platinum credit card.
  • Get 20.70% p.a. on purchases.
  • Get 21.95% p.a. on cash advances.
  • You can receive up to four additional cards for $0.
  • Get extra security with an in-built anti-fraud chip.

Macquarie Credit Card Application Requirements

  • You are 18 years old or over
  • You are a permanent resident of Australia
  • You have a good credit rating
  • You must earn a minimum taxable income of $50,000 per annum.

Benefit from travelling with Platinum and never experience blackout periods or seat restrictions with your Macquarie Bank Visa Platinum Card. You can also choose to travel on your preferred airlines and if you have enough points you can redeem them to pay for the full cost of a flight, including taxes and fees.

Macquarie Bank Visa Platinum Card owners get many privileges. If you are after a certain painting, a special piece of jewellery or a signed autograph of your favourite sports hero, the team at Macquarie Bank are doing their best to get it for you. Conditions do apply so please read the small print.

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3 Responses to Macquarie Bank Visa Platinum Credit Card – Details & Application

  1. Default Gravatar
    Vikram | February 5, 2012

    how to apply this credit cad

    • Staff
      Jeremy | March 9, 2012

      Hi,

      This card is currently not available for application. Thanks.

      Cheers,
      Jeremy

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Credit Cards Comparison

Rates last updated August 20th, 2014.
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
A low rate on purchases, balance transfer and a low annual fee. 13.49% p.a. 0% p.a. for 16 months $58 p.a. 21.74% p.a. Go to siteMore info
Westpac 55 Day Platinum Card
Westpac 55 Day Platinum Card
Exclusive Offer to Credit Card Finder. 0% p.a. for 12 months on Purchases
$0 annual fee with platinum benefits including a platinum concierge service, overseas travel insurance, extended warranty cover and purchase security cover.
0% p.a. for 12 months (reverts to 19.84% p.a.) 3.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. 21.29% p.a. Go to siteMore info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to siteMore info
ANZ Frequent Flyer
ANZ Frequent Flyer
Get 50,000 bonus Qantas Points once you spend $1500 on eligible purchases within 3 months. Earn 1.00 point per $1 spent on your AMEX and 0.50 points per $1 spent on your Visa. 19.99% p.a. $0 p.a. annual fee for the first year ($95 p.a. thereafter) (which includes a $40 annual account fee and a $55 Rewards Program services fee) 21.49% p.a. Go to siteMore info
Coles No Annual Fee MasterCard
Coles No Annual Fee MasterCard
Enjoy a low interest rate plus a $0 annual fee. 17.99% p.a. 0% p.a. for 6 months $0 p.a. 17.99% p.a. Go to siteMore info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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