Macquarie Bank Visa Platinum Credit Card – Details & Application

Posted October 2nd, 2009 and last modified January 15th, 2014

With the new Macquarie Bank Visa Platinum Card you can achieving Founding Member status offering you exclusive access and invitations to selected events.

Comparison of other Credit Cards with Macquarie Platinum

Macquarie Bank Platinum Visa Card
Macquarie Bank Platinum Visa Card
ANZ Platinum Credit Card
ANZ Platinum Credit Card
NAB Premium Card
NAB Premium Card
Commonwealth Bank Platinum Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
David Jones American Express Platinum Card
David Jones American Express Platinum Card
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card – Platinum Card
Apply Now For The ANZ Platinum Credit Card
Read More About The ANZ Platinum Credit Card
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Read More About The NAB Premium Card
Apply Now For The Commonwealth Bank Platinum Awards Credit Card
Read More About The Commonwealth Bank Platinum Awards Credit Card
Apply Now For The HSBC Platinum Qantas Credit Card
Read More About The HSBC Platinum Qantas Credit Card
Apply Now For The David Jones American Express Platinum Card
Read More About The David Jones American Express Platinum Card
Apply Now For The Citibank Rewards Credit Card - Platinum Card
Read More About The Citibank Rewards Credit Card - Platinum Card
Purchase Rate (p.a.) 20.70% p.a. 19.74% p.a. 19.49% p.a. 20.24% p.a. 19.99% p.a. 20.74% p.a. 20.99% p.a.
Balance transfer rate (p.a.) 5.99% p.a. for 9 months 0% p.a. for 12 months 0% p.a. for 15 months 5.99% p.a. for 5 months 0% p.a. for 6 months 0% p.a. for 24 months with 3% balance transfer fee
Offer end date 30 June 2014 30 April 2014 30 April 2014 30 June 2014 31 May 2014
Cash advance rate (p.a.) 21.95% p.a. 21.49% p.a. 21.74% p.a. 21.24% p.a. 21.99% p.a. 21.74% p.a.
Interest Free Days 55 days 55 days 44 days 55 days 55 days 44 days 55 days
Fees & Charges              
Annual Fee $99 p.a. annual fee for the first year ($200 p.a. thereafter) $0 p.a. (for eligible customers, $87 p.a otherwise) $90 p.a. $280 p.a. ($250 for qualifying customers) $199 p.a. $295 p.a. $199 p.a.
Balance Transfer Fee 3%
Minimum Repayment 2.5% 2% 2.5% 2% 3% 2%
Late Payment Fee $35 $20 $5 $20 $30 $30 $10
Over Limit Fee $30 $20 $0 $10 $30 $40
Overseas Emergency Replacement $0 $0 $20 $0 $0
Overseas ATM Balance check $0 $0 $1.25 $0
Overseas ATM Withdrawal $4 $4 $4 $4.50 $5
Foreign Currency Conversion Fee (VISA) 3% of transaction value 3% of transaction value 2.5% of transaction value 3% of transaction value 3.3% of transaction value
Foreign Currency Conversion Fee (MC) 3% of transaction value
Foreign Currency Conversion Fee (AMEX) 3% of transaction value 3% of transaction value
Gambling Transactions Allowed No No No No No No No
Additional Cardholder Fee $0 $0 $0 $15 $0 $0 $90
Number of Additional Cardholders 4 9 1 4 4
Application Requirements              
Minimum Income $50,000 $50,000 $60,000 $65,000 $35,000
Minimum Age 18 years of age 18 years of age 18 years of age 18 years of age 18 years of age 18 years of age 18 years of age
Available to Temporary Residents No No No Yes – Conditions apply No No No
Credit Rating Requirement Good Good Good Good Good Good Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000 $6,000 $6,000 $6,000 $6,000 $2,000 $2,000
Max Credit Limit $50,000 $60,000 $100,000
Apply Now For The ANZ Platinum Credit Card
Read More About The ANZ Platinum Credit Card
Apply Now For The NAB Premium Card
Read More About The NAB Premium Card
Apply Now For The Commonwealth Bank Platinum Awards Credit Card
Read More About The Commonwealth Bank Platinum Awards Credit Card
Apply Now For The HSBC Platinum Qantas Credit Card
Read More About The HSBC Platinum Qantas Credit Card
Apply Now For The David Jones American Express Platinum Card
Read More About The David Jones American Express Platinum Card
Apply Now For The Citibank Rewards Credit Card - Platinum Card
Read More About The Citibank Rewards Credit Card - Platinum Card

To boost you get to benefit from huge points-earning potential and a great rewards program that has you as the centre of attention.

With a Macquarie Bank Visa Platinum Card you can travel the world in style and with confidence knowing your hip-friend is always close by to stand by you.

Macquarie Bank Visa Platinum Card features:

If you have an existing credit card balance you can transfer all of it to the Macquarie Bank Visa Platinum Card for a 5.99% p.a. for 9 months. Included features:

  • You can earn up to 3.25 rewards points on every dollar you spend.
  • Benefit from the 5.99% p.a. for 9 months balance transfer offer
  • Receive up to 55 interest free days on purchases.
  • Get access to exclusive Founding Member offers and events.
  • For the annual fee of $99 p.a. annual fee for the first year ($200 p.a. thereafter) you get to use a fabulous Platinum credit card.
  • Get 20.70% p.a. on purchases.
  • Get 21.95% p.a. on cash advances.
  • You can receive up to four additional cards for $0.
  • Get extra security with an in-built anti-fraud chip.

Macquarie Credit Card Application Requirements

  • You are 18 years old or over
  • You are a permanent resident of Australia
  • You have a good credit rating
  • You must earn a minimum taxable income of $50,000 per annum.

Benefit from travelling with Platinum and never experience blackout periods or seat restrictions with your Macquarie Bank Visa Platinum Card. You can also choose to travel on your preferred airlines and if you have enough points you can redeem them to pay for the full cost of a flight, including taxes and fees.

Macquarie Bank Visa Platinum Card owners get many privileges. If you are after a certain painting, a special piece of jewellery or a signed autograph of your favourite sports hero, the team at Macquarie Bank are doing their best to get it for you. Conditions do apply so please read the small print.

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3 Responses to Macquarie Bank Visa Platinum Credit Card – Details & Application

  1. Default Gravatar
    Vikram | February 5, 2012

    how to apply this credit cad

    • Staff
      Jeremy | March 9, 2012

      Hi,

      This card is currently not available for application. Thanks.

      Cheers,
      Jeremy

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* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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