Macquarie Bank Visa RateSaver Credit Card – Details & Application

Macquarie Bank Visa RateSaver

Now there’s a low rate credit card with a touch more style. Backed by the strength of Macquarie Bank and the global reach of Visa, the new Macquarie Bank Visa RateSaver is a card you’ll be happy to take out!

Reasons to consider the Macquarie Bank Visa Ratesaver Credit Card:

Besides being a competitive low rate credit card, the Macquarie Bank Visa Ratesaver Card is loaded with hot features to make your life easier and less complicated:

Macquaries Visa Rate Saver Credit Card Features:

• Benefit from 0% p.a. for 4 months interest on balances transferred from other credit cards.
• Pay the low annual card fee of just $50.00.
• The 12.70% p.a on purchases is one of the lowest in the industry.
• Pay 19.70% p.a on cash advances.
• Get up to 55 interest free days on purchases.
• Benefit from advanced security and fraud protection with an embedded chip.

Your Macquarie Bank Visa Ratesaver Card will be accepted at over 24 million merchants worldwide making it the ideal partner for your travels and everyday living.

As with other Macquarie products, this card will become your constant companion to make life on the go easier while giving you great features to save money.

Macquarie Credit Card Application Requirements

• You are 18 years old or over
• You are a permanent resident of Australia
• You have a good credit rating
• You must earn a minimum taxable income of $50,000 per annum.

The balance Transfer Terms and Conditions

1. Macquarie Bank Card Services accept Balance Transfers (BT) of

$500 or more from banks, other financial institutions and store cards, to

transfer to your Macquarie Bank Credit Card Account (Account).

Macquarie Bank at all times reserves the right not to process your BT.

2. BTs from your Account to any other Macquarie Bank account are

excluded. Foreign currency BTs and BTs to offshore accounts are

also excluded.

3. BTs will not be processed until you have activated your Account. We will

transfer the balances specified by you to your Account, in full, subject to

your available credit limit. Should your BT request exceed your available

credit limit, we will contact you to receive further instructions to enable us

to process your request.

4. You will not be eligible for interest free days until the balance transfer

amount is paid in full. Repayments to your Account are applied to BTs first

and are treated as a Special Promotion under your Account Terms and

Conditions. BTs will attract interest from the date of transfer. BTs do not

qualify for Reward points.

5. Please allow 5 days from the date your Account is activated for transfers

to be finalised. You should continue to make payments on your other

accounts, in accordance with their Terms and Conditions, until you receive

a statement from them confirming that your account has been credited.

We will not be responsible for any payments (overdue or otherwise) or any

interest incurred on your other accounts. Any remaining balances on

those accounts after the BT are your responsibility.

6. BT promotional interest rates are only valid for the period stipulated in the

offer you have accepted.

Related posts:

1. Macquarie Bank Visa Ratesaver Low Interest Credit Card
2. Macquarie Bank Visa Platinum Credit Card – Details & Application
3. Macquarie Bank Credit Card Options
4. Maximise Your Rewards Points with A Macquarie Bank Visa Platinum Card
5. Macquarie Bank Visa PayWave Contactless Payment Technology

Best Balance Transfer Credit Card Offer

The Bankwest Lite MasterCard is Australia's cheapest credit card offer, giving you the lowest MasterCard purchase rate of just 10.75% p.a. as well as a long balance transfer offer on your existing credit card balance at 1.99% p.a. for 9 months!

Click here to read the official terms and conditions on the banks website

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
Bankwest Lite MasterCard	Editor's Choice: Cheapest Credit Card The lowest stress mastercard, with Australia's lowest MasterCard purchase rate of just 10.75% p.a.	10.75%	21.49%	1.99% for 9 months	$59	55
St George Vertigo	Editor's Choice: Best Bank Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Citi Clear Platinum Visa	Editor's Choice: Low Interest An excellent low interest credit card offer with 11.49%interest on purchases and 0.99% for 6 months on balance transfers .	11.49%	20.99%	0.99% for 6 months	$49 (First Year, Save $50)	55
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55