Major Credit Cards In Australia

Information verified correct on October 21st, 2016

Australia’s major credit cards are supplied by the big four. This comes as no big surprise as the biggest banks can be a lot more competitive when it comes to credit card offers. They have more buying power than the smaller fish in the finance pond and can pass on bigger savings to their customers as a result.

Benefits of major credit cards:

One of the most obvious benefit is the cost factor of these cards. They often come with a much better deal, giving you more money on the bottom line. Whether you save by using a balance transfer card with a 0% deal or a rewards card that gives you free international travel insurance, you save money with the major credit cards.

Let’s look at the most popular ones in Australia.

Major ANZ credit cards:

The major credit cards from ANZ bank are the:

ANZ bank offers some really good credit cards with consumer friendly features and low cost options to help anyone save money. If you want to cut down your interest repayments then look no further than with the ANZ Low Rate credit card as seen above.

Major Westpac credit cards:

Westpac credit cards include a lot of high-flyers, meaning if you are after a frequent flyer credit card, then chances are you will find one with Westpac. Their major credit cards include:

Altitude cards come in various offers including Gold and Platinum versions.

Major St.George credit cards:

St.George bank is by many considered to be a great consumer friendly bank with competitive products. Their St.George Vertigo credit card provides a competitive offering to Australia.

Here are the major credit cards from St.George:

Major NAB credit cards:

NAB is Australia’s largest issuer of credit cards with a healthy stock of offers. Here are their major credit cards selection:

As with any credit card, if you are currently shopping for the right hip mate then be sure to evaluate all offers according to your needs. With these major credit cards you have a great selection to get started.

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Credit Cards Comparison

Rates last updated October 21st, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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