Managing Your Macquarie Bank Credit Card

Best Macquarie Bank Credit Card

The Macquarie Bank Platinum Visa Card enables you to earn a very high 1.25 points for every dollar you spend making this card one of the best value Platinum Cards available.

• $200 annual fee
• 20.45% p.a. on purchases
• 0% p.a. for 6 months on balance transfers
• Cash Advance Rate of 21.45%
• Up to four free additional cardholders.

If you use a Macquarie Bank Credit Card it’s important to be as careful as possible in using it. This will help to prevent fraud and will help you make the most of your Macquarie Bank credit card. We cover a few major things you can do to keep your card safe.

In general, you should keep track of your card and your spending. You should sign your card on the back, keep it close to you and report any suspicious activities on you account at once.

Tips on managing your Macquarie Bank credit card

There are a few things you should do in order to protect your credit card and to make the most of it. Some of the things you can do to manage your Macquarie Bank credit card effectively are:

• Transfer your balance to one account and consolidate your debt
• Keep track of your spending using MyCards
• Pay your closing balance by the due date. This date will be indicated on your card statement
• Set up direct debit for easy payments
• Use MyCards to keep track of your transactions and unused credit
• Make sure that your Macquarie Bank credit card limit is right for your financial circumstances
• Arrange for your bill due date to be moved to a convenient date for you, such as three days after your pay day.

In addition to the tips just mentioned, there are some extra measures you can take to protect your credit card from fraud, and to make payments securely:

Sign your credit card:

Make sure that you sign your card on the back as soon as you receive it. This will make it difficult for anyone else to use your credit card.

Be location aware:

Always be aware of where your card is, whether in your pocket or in your bag. Try to keep your card close to you, so that nobody else can get access to it.

Keep your paperwork organised:

Store your financial records safely, or destroy them. Make sure you keep any other receipts or dockets carefully organized.

Never share personal information:

Never share personal information such as your date of birth, address, etc. with someone whom you’re not familiar with. Make sure that any information you do give out, is to a legitimate source.

Keep your mail secure:

Consider where your mail is delivered. Keeping a locked mailbox provides additional protection, and prevents fraudsters from accessing personal details that might be in your mail.

Keep your card details safe:

Never write down your card details such as your PIN number or other credit card details on your mobile phone or Blackberry.

Contact card services in case of an emergency:

Don’t hesitate to contact Macquarie Card Services in case of any emergency. This could include events like losing your card, or having your card stolen. In addition, make sure you report any suspicious activities or transactions that appear on your account. The Card Services team is available 24/7 and can be contacted on 1300 150 300.

Be safe online:

Make sure you only shop on secure sites and do not provide card details on other websites. Aim to keep your computer’s firewall and anti-virus program up to date.

These tips should help you make the best use of your Macquarie Bank credit card.

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0