Managing Your McGrath Pink Visa credit card
Guide to managing your McGrath Pink Visa credit card
Half of the battle of trying to keep a credit card in order is the management of it. It’s easy to lose track of statements, interest rates and outstanding debt when you are busy. Therefore it is important you keep your finger at your card’s pulse at all times.
The following ways make this a joy to deal with.
SMS or Email Alerts
For the trendy card holders email or SMS alerts offer the perfect solution to keep up-to-date with your account. Thanks to technology you can be informed about:
- the card balance at day’s end
- when your card reaches a predetermined balance
- when a direct credit and debit is made to your card from a nominated account (wages for example)
- debits or credits to your account based on a nomination cap
- call 1300 13 22 77 to register your interest into these services. Alternatively you can visit a branch or make an online request.
Direct Debit
Direct debit is easy with your McGrath Pink Visa. Simply arrange this for any of your regular bills such as telephone, Internet, rates, power. Any irregular or regular payments really. Your service provider can debit these charges directly to your card.
BPAY
You can make easy BPAY repayments on your very own McGrath Pink Visa card. Use the BPAY Biller code 118760 and the customer reference number provided from your card statement.
Telephone Banking
Banking with the phone has the advantage that you can do it from anywhere in the world provided you can access a phone line. This service can be accessed 24/7. You simply follow the automated prompts and enter your details. Call 1300 13 16 99 to access this hotline.
You can:
- Transfer money between accounts
- Check your account balance
- Check your five latest transactions
- Order a credit card statement
- Get information on interest charges
Internet Banking
Internet banking is easy for most people. If you have access to the Net you can check the following:
- View your account transaction history
- Check your account balances
- Get information on earned interest and charges
- Print out or download your history to a database or accounting software
- Arrange fund transfers
- Change or record payment authorities
- Pay for goods and services
- Make a funds transfer to other accounts
Security
To keep your card safe from predators you can select a range of security measures such as PIN, PEN and e-statements to stay up-to-date every day. In addition, Visa’s Verified by Visa seal gives you added shopping protection when using your card online for purchases.
The Pink Visa from Community First is giving owners plenty of options to manage the card with no waiting periods for the shops to open, or having to hold on until Monday. You can be in total control at all hours of the day thanks to the options above.
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $1,000 | Max Credit Limit | $15,000 |
| Annual Fee | $40 | Balance Transfer Fee | |
| Minimum Repayment | 3% | Interest Charged From | Purchase Date |
| Late Payment Fee | $25 | Over Limit Fee | $30 |
| Overseas Emergency Replacement | Overseas ATM Balance check | $5 | |
| Overseas ATM Withdrawal | $5 | Foreign Currency Conversion Fee |
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