MasterCard Credit Cards
Listed on this page is a database of Australian credit cards which come with MasterCard as a third party payment processor.
There is essentially little difference between MasterCard and Visa credit cards. Both are accepted worldwide and anywhere where one is accepted, the other should be as well.
MasterCard Credit Card Comparison
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
 ANZ Low Rate MasterCard |
Save with low interest rate on purchases and enjoy 0% p.a. on balance transfers for the first 6 months. | 12.49% | 20.74% | 0% p.a. for 6 months | $58 | 55 |   |
 Aussie MasterCard |
After the first 6 months, the 2.99% p.a. purchase rate reverts to 12.29% p.a. | 2.99% for 6 months (reverts to 12.29% after 6 months) | 18.79% | 2.99% for 6 months | $49 | 55 | |
 BankSA Vertigo MasterCard |
One of the cheapest low rate credit card available in South Australia. | 2.99% for 6 months (reverts to 11.74%) | 20.49% | 2.99% for 6 months | $55 | 55 | |
|
Low interest rate on purchases with interest free days. Also available in Gold and Platinum. | 9.99% | 1.99% p.a. for 12 months | 1.99% for 12 months | $59 | 55 | |
 BankWest Zero MasterCard |
A plain no frills credit card which offers a grace period, modest interest rate and zero dollar annual fee. Up to 3 cardholders complimentary. | 15.99% | 15.99% | 1.99% for 12 months | $0 | 55 | |
 BankWest Zero Gold MasterCard |
Travel accident insurance, 12 month extended warranty on purchases with licensed Australia warranty and purchase protection | 15.99% | 15.99% | 1.99% for 12 months | $0 | 55 | |
 BankWest Zero Platinum MasterCard |
Similar features to the Zero Gold, with added 24/7 concierge service to help you arrange travel, bookings, shopping and medical services. |
15.99% | 1.99% p.a. for 12 months | 1.99% for 12 months | $0 | 55 | |
 Citibank Emirates Card |
1.5 Skyward Miles for every $1 spent.
$199 on a transferred credit card balance. |
20.49% | 3.9% p.a. for 9 months | 3.9% for 9 months | $199 | 55 | |
 Citibank Silver Card |
Features a free rewards program along with no point expiry. | 19.99% | 19.99% | 2.9% p.a. for up to 12 months. | $69 | 55 | |
 Citibank Gold Card |
Increased privilege and benefits over the Silver, yet not as high as Platinum. | 19.99% | 19.99% | 1.9% for up to 9 months. | $119 | 55 | |
 Citibank Platinum Credit Card |
For high debt that needs a long time to be repaid, the 4.9% balance transfer for life can’t be beaten.
Also a popular and prestigious Platinum card offer. |
19.99% | 19.99% | 4.9% balance transfer for life. | $250 | 55 | |
 Citibank BP MasterCard |
5% off petrol at BP.
0.5% cashback for every other purchase made on the card. |
19.89% | 19.89% | 2.90% p.a. for 12 months | $79 | 55 | |
 Commonwealth Bank Low Fee Card |
A great card for people who uphold their 55 day interest free grace period. Paying $0 each year on your repayments, interest and fees is easily possible with this card. | 18.49% | 19.99% | 5.99% for 5 months. | $0* | 55 | |
 Commonwealth Bank Awards Card |
Earn up to 50,000 points per year. Online security guarantee. Cash back and Frequent Flyer Awards system, including Bonus Partner Reward Offers. Earn 1.5 Awards points for every $1 spent with a Commonwealth Bank American Express® Card. Enjoy worldwide acceptance at over 29 million places with MasterCard® |
18.99% | 19.99% | 5.99% p.a. for 5 months. | $89
(or $59 for |
55 | |
 Commonwealth Bank Gold Card |
Earn up to 100,000 points per year. Free International Travel/Hospital Insurance for up to 3 months*. Points exchangable for Frequent Flyer Points. Earn 2 Awards points for every $1 spent with a Commonwealth Bank American Express® Card and enjoy acceptance at 29 million locations with MasterCard® |
18.99% | 19.99% | 5.99% p.a. for 5 months. | $144 (or $114 for qualifying customers) |
55 | |
 Commonwealth Bank Platinum Card |
Earn up to 150,000 points per year. Travel Insurance for up to 12 months. Extended Insurance /Purchase/Security benefits. Commonwealth Awards Program plus extra Platinum Rewards. Earn 3 Awards points for every $1 spent with a Commonwealth Bank American Express® Card and enjoy acceptance at 29 million locations with MasterCard® |
18.99% | 19.99% | 5.99% p.a. for 5 months. | $280
(or $250 |
55 | |
 CUA Gold Rewards MasterCard |
Earn 1 reward point for every $1 spent on your card with no point expiry.
Complimentary international travel insurance and purchase cover included. |
17.99% | 17.99% | 3.9% for 12 months | $85 | 55 | |
 Woolworths Everyday Money Card |
*$0 annual fee for the 1st year, followed by $49.
Promotional offer: Bonus $50 shopping card if you apply by 31 March 2010, and make 3 purchases on your new card by 31 May 2010. |
18.49% | 20.99% | 5.99% for 6 months. | $0* | 55 | |
 IMB Gold Rewards MasterCard |
For every $1 spent on your card, earn 1 reward point which can be redeemed for a wide range of products and services. No point expiry.
High credit limits available and international travel insurance provided free. |
17.99% | 17.99% | 3.9% for 12 months | $99 | 55 | |
 St George Vertigo |
One of the cheapest credit card available in Australia for purchases. Earn shopping and entertainment discounts complimentary with St George ‘Instant Benefits’. Good credit rating required for balance transfer approval. |
2.99% for 6 months (reverts to 11.74%) | 20.49% | 2.99% p.a. for 6 months. | $55 | 55 | |
- ANZ Low Rate MasterCard – Low Interest Credit Card
- Aussie MasterCard – Low Interest Credit Card
- Bank of South Australia Vertigo MasterCard – Low Interest Credit Card
- Bank of South Australia Starts Low Stays Low MasterCard – Low Interest Rate Card
- Bank of South Australia Gold MasterCard – Prestige Credit Card
- Bank of South Australia No Annual Fee MasterCard – No Annual Fee MasterCard
- Bank of Queensland MasterCard – Rewards Credit Card
- Bank of Queensland Gold MasterCard – Rewards Credit Card
- BankWest Lite MasterCard – Low Interest Credit Card
- BankWest Lite Gold MasterCard – Prestige Credit Card
- BankWest Zero MasterCard – No Annual Fee Credit Card
- BankWest More MasterCard – Rewards Credit Card
- BankWest More Gold MasterCard – Rewards Credit Card
- BankWest More Platinum MasterCard – Rewards Credit Card
- Bendigo Basic Black MasterCard – Low Interest Credit Card
- Bendigo Red MasterCard – Credit Card
- Citibank Silver MasterCard (+Visa) – Rewards Credit Card
- Citibank Gold MasterCard (+Visa) – Rewards Credit Card
- Citibank Platinum MasterCard (+Visa) – Rewards Credit Card
- Citibank Emirates Platinum MasterCard – Rewards (Travel) Credit Card
- Citibank BP MasterCard – Rewards (Petrol) Credit Card
- Commonwealth Bank Low Rate MasterCard – Low Interest Credit Card
- Commonwealth Bank Low Fee MasterCard – No Annual Fee Credit Card
- Commonwealth Bank Awards MasterCard – Rewards Credit Card
- Commonwealth Bank Gold MasterCard – Rewards Credit Card
- Commonwealth Bank Platinum MasterCard – Rewards Credit Card
- Commonwealth Bank Student MasterCard – Student Credit Card
- Credit Union Australia Silver MasterCard – Rewards Credit Card
- Credit Union Australia Gold MasterCard – Rewards Credit Card
- GE Money Eco MasterCard – Environmental Credit Card
- GE Money Low Rate MasterCard – Low Interest Credit Card
- GE Money MasterCard – Credit Card
- GE Money ‘GO’ MasterCard – Rewards Credit Card
- GE Money Coles Group Source MasterCard – Rewards (Petrol) Credit Card
- GE Money Coles Group Source Gold MasterCard – Rewards (Petrol) Credit Card
- Members Equity MasterCard – Low Intereset Credit Card
- NAB Standard MasterCard – Rewards Credit Card
- NAB Gold MasterCard – Rewards Credit Card
- St George Vertigo MasterCard – Low Interest Credit Card
- St George Gold MasterCard (+Visa) – Prestige Credit Card
- St George Platinum MasterCard (+Visa) – Prestige Credit Card
- St George ‘Starts Low Stays Low’ MasterCard (+Visa) – Low Interest Credit Card
- St George No Annual Fee MasterCard (+Visa) – No Annual Fee Credit Card
- Westpac Low Rate MasterCard (+Visa) – Low Interest Credit Card
- Westpac No Annual Fee MasterCard – No Annual Fee Credit Card
- Westpac Earth Standard MasterCard (+American Express) – Rewards Credit Card
- Westpac Earth Gold MasterCard (+American Express) – Rewards Credit Card
- Westpac Earth Platinum MasterCard (+American Express) – Rewards Credit Card
- Westpac ‘55 Day’ MasterCard (+Visa) – Credit Card
- Westpac ‘55 Day’ Gold MasterCard (+Visa) – Credit Card
- Westpac Altitude Gold MasterCard (+American Express) – Rewards Credit Card
- Westpac Altitude Platinum MasterCard (+American Express) – Rewards Credit Card
- Westpac Altitude MasterCard (+American Express) – Rewards Credit Card
- Westpac ‘Ignite’ MasterCard – Credit Card
- Westpac Holden GM MasterCard – Rewards (Auto) Credit Card
- Wizard Clear Advantage MasterCard – Low Interest Credit Card
- Woolworths ‘Everyday Money’ MasterCard – Rewards Credit Card
December 3rd, 2009 at 2:59 pm
[...] people worry about the security of their credit cards, but anyone who has a Visa, MasterCard, or American Express credit card is automatically covered against fraudulent use by their [...]