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Maximise Your Airline Credit Card Rewards Points

Posted August 25th, 2010

Take action to get more out of your airline credit card rewards points

If you hold an airline reward points earning credit card, or are considering switching to a credit card that offers such a reward program, then it’s worth your while to know the various methods you can utilize to maximise your airline credit card rewards. The following compilation is for your optimum utilization of the card.

Take Smarter Flights

The more often you fly, the greater reward points you earn. But some Frequent Flyer programs attached to credit cards have specific terms which you can use to gain the maximum leverage out of your deal. For example, depending on your program terms and conditions, it might be more beneficial for you to take multiple domestic flights rather than one long international flight, as some domestic carriers offer greater rewards points. If it fits your travel requirements, be sure to pay attention to the fine print to see how you can take advantage of such offers.

Use Your Credit Card More Often

As long as you remain within your budget of spending, you should look to maximise your credit card usage. Perhaps some bills that you were paying through BPAY can be paid via your credit card. If you can transfer your existing purchases to your airline credit cards you can rack up more points faster.

Shop Smarter

Not all reward points are created equal. Depending on your credit card and your bank, there might be special bonus points for every dollar you spend on some specific stores. If it is not too inconvenient, you should consider moving your regular shopping destinations. For example, if you frequent Coles for your groceries you might consider Safeway if your card offers bonus points for shopping there.

Redeem Points For Not-So-Obvious Purchases

Your airline reward points can be redeemed for more than airfares in most cases. Another way to maximise your airline credit card rewards is to ask for payment via points when booking accommodation, renting cars, and making other travel related expenditures. Most credit cards offer such redemption capabilities, so check your particular reward program terms for them.

Find A Better Credit Card

ANZ Frequent Flyer

ANZ Frequent Flyer Visa Credit Card

Start earning Qantas Frequent Flyer points with the ANZ Frequent Flyer Visa. With one account, you will be issued two credit cards – an American Express credit card with a higher earn rate, and a Visa credit card which will give you global acceptance for your purchases.

  • $95 annual fee
  • 19.74% p.a. on purchases
  • Cash Advance Rate of 20.99% p.a.
  • 44 days interest free
  • Minimum Income Requirement of $15,000 p.a.

If your current card does not offer airline reward points, or it is not suited for your specific needs, feel free to shop around for a better credit card deal. More likely than not you’ll find one that gives you better points, offers bonus points where you frequently shop, or give better interest terms. Some credit cards are even created to make it easier for you to maximise your airline credit card rewards. So if you are a Frequent Flyer, by all means consider switching your credit card to one that fits your needs better.

Check out today's featured offers:

Westpac Low Rate Citibank Clear Platinum Qantas AMEX Discovery ANZ Platinum
Westpac Low Rate Card St George Vertigo American Express Qantas Discovery Card ANZ Platinum Credit Card

0% p.a. for 6 months

on purchases & balance transfers

2.9% p.a. for 12 months
on balance transfers

$0 annual fee

Up to 10,000 Bonus QFF Points

0% p.a. for 6 months on

purchases & balance transfers

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