Aussies are obsessed with rewards. Whether it’s the satisfaction from redeeming your points or receiving a discount off your flights, you should always know the best way to maximise your points earning.
According to Credit Card Finder’s January survey, 80% considered a rewards program linked to their credit card as an important feature. With so many reward programs and credit cards to choose from, it’s hard to determine which one will give you the largest offset for your spending. The Velocity Frequent Flyer program is just one of the many programs that you can enjoy redeeming your points for, but what’s the *best way to maximise your reward points?
Velocity Frequent Flyer Credit Card Offer
The American Express Velocity Escape is a $0 annual fee Velocity points earning credit card. Receive 7,500 bonus Velocity Points.
- $0 p.a. annual fee
- 20.74% p.a. on purchases
- 0% p.a. for 12 months with 1% balance transfer fee on balance transfers
- Up to 44 days interest free
- Minimum Income Requirement of $40,000 p.a.
The Velocity Frequent Flyer Program
The Velocity program is the dedicated frequent flyer program of Virgin Australia. Members of the program can earn Points that can be redeemed for a range of products and services. When you join you’ll enter at the lowest membership level, red. As you progress through the membership levels by earning status credits — the higher your membership levels the more Points you can earn and the better your program benefits.
Points are earned by spending money through Virgin or their program partners, while status credits can only be earned by flying with Virgin Australia or their airline partners. This is a truly travel-orientated program and you’ll find real rewards through the program if you travel frequently.
As you accumulate Points you can choose to spend them in various ways. Use them to book Rewards seats on Virgin Australia and partner airline flights, or redeem rewards directly through the Velocity eStore. The eStore features a range of retail products including technology, fashion, food and drink, fitness, business items, and you also have the option to donate your Points to charity.
How to earn points using your branded credit card and Velocity Airlines
We’ve sifted through all the current credit cards that are linked to the Velocity Frequent Flyer program and sorted them according to low, medium and high points earning as a guide only. It’s important to always consider your personal situation and determine if the points earning corresponds with your needs.
Lower points earning Velocity credit cards
In this table we list the credit cards that allow you to earn a maximum of 1.5 Velocity points per dollar spent, which is on the lower scale of points earning with Velocity credit cards.
|Credit card||0.5 pts/$1||1 pts/$1||1.5pts/$1|
|Virgin Australia Velocity Flyer||Over $1,500 per month||Up to $1,500 per month|
|NAB Velocity Rewards||Visa eligible purchases||American Express eligible purchases|
|NAB Velocity Rewards Premium||Visa eligible purchases||American Express eligible purchases|
|Westpac Altitude Platinum||Visa or MasterCard eligible purchases||American Express eligible purchases|
|Commonwealth Bank Gold Awards||MasterCard eligible purchases||American Express eligible purchases|
|St.George Vertigo||Eligible purchases|
Medium points earning Velocity credit cards
Here we’ve listed the credit cards that let you to earn up to 2 Velocity points per dollar spent on your eligible purchases.
|Credit card||0.5 pts/$1||1 pts/$1||1.25 pts/$1||2 pts/$1|
|American Express Velocity Escape||Everywhere else||Virgin Australia|
|American Express Velocity Gold||Utilities, insurance, bills, government charges||Other purchases||Virgin Australia, major supermarkets and petrol stations|
|Virgin Australia Velocity High Flyer||Uncapped|
|American Express Velocity Business||Utilities, insurance, bills, government charges||Other purchases||Virgin Australia|
Citibank Rewards Signature
|Domestic purchases||International purchases (2.6 points/$1)|
High points earning Velocity credit cards
In the table below we’ve listed the credit cards that let you to earn up to 3 Velocity points per dollar spent on your eligible credit cards, however its important to note that it only applies to certain purchases.
|Credit card||0.5 pts/$1||1 pts/$1||2 pts/$1||3 pts/$1|
|American Express Platinum Edge||Utilities, insurance, bills, government charges||Other purchases||Major petrol stations||Major supermarkets|
|American Express Velocity Platinum||Utilities, insurance, bills, government charges||Other purchases||Travel expenses, overseas purchases||Virgin Australia, eligible restaurants|
How to earn bonus points using your Velocity credit card
Some credit cards have introductory offers attached to them offering you bonus points. However, these offers often always have terms and conditions attached to them, so always remember to read the fine print if an offer entices you.
How to transfer your rewards points to Velocity points
To transfer your reward points into Velocity points, please log onto this page and follow the prompts.
How many velocity reward points can I get with my current rewards program?
|Credit card provider||1 Velocity Point||2 Velocity Points|
These are just some factors you may want to talk into account when choosing what kind of credit card to use to earn points into the Velocity Frequent Flyer program. Velocity have a range of airline branded cards available and while there’s no clear winner as the decision depends on which card works with your circumstances.Back to top