mecu Credit Cards

Choose a mecu credit card from that is flexible to suit your needs

mecu is a co-operative, owned and controlled by their members. mecu has a great deal of respect in Australia and throughout the world for following a sustainable approach to banking. mecu is now one of the largest credit unions in Australia, with a very competitive credit card offering.

mecu Credit Card Comparison

mecu Visa Credit Card

The mecu Visa Credit Card from mecu boasts that it offers customers all kinds of benefits and features that have never been seen before. One of their biggest features is that they promise never to bother you by giving annoying sales talks and making marketing calls to you if you become one of their customers. Lets have a look at some of the things that this mecu Visa Credit Card has to offer.

To start with, this mecu Visa has a $0 annual fee, which is great. This can save you a lot of money in the long run, because you will be saving fees of around $50 to $100 depending on which credit card provider you are looking at.

In addition to this, they offer a 13.74% p.a. interest rate for purchases. This is also low in comparison with other cards. Also, this credit card offered customers 55 interest free days, which is great, as you will have a little extra time to make your payments and to clear your balance.

If you are a responsible consumer and only spend within your means and fully pay off what you spend before the interest free days have finished, then this card will actually be completely free of charge for you to use. As you will not have an annual fee or any interest to pay. This is a really good card for the financially responsible spender.

mecu Low Rate Visa Credit Card

In addition to their great Visa card, mecu offer a Low Rate Visa card too. This offers the same zero marketing guarantee that comes with the regular mecu Visa card. mecu disagree with the other banks that sell you unwanted products and make you increase your credit limits.

mecu Low Rate Visa Fees and Charges

This Low Rate Visa from mecu has a $59 annual fee. While this is higher than the $0 fee for the regular mecu Visa card, the interest rate on this Low Rate card is only 10.74% p.a. However, there is no interest free period. This card is more favourable over the regular Visa card, but only if you think that you will have balances carried over at the end of the month. Even though there is a monthly fee, the lower interest rate will save you money if you are not able to pay your balance off in full.

What Else Does mecu Offer?

mecu pride themselves on providing their customers with environmentally responsible credit cards that are made only with PETG plastic. Also, because they are an environmentally responsible company, they do not waste resources by sending you junk mail every other day.

In addition to this, having a Visa card allows you to shop and spend in millions of locations around the world. Having a Visa card allows you to withdraw cash from millions of ATM machines all throughout Australia and around the world.

As a mecu customer you will be able to manage your finances online with mecu’s 24/7 online banking system.

For your next credit card, consider a Visa from mecu. You will get their great service, a widely accepted credit card and a service that promises to be completely hassle free.

General Information on Credit Unions

A bank is a privately owned for profit entity that exists to make money for its owners or stockholders. A credit union is a cooperative owned by its members that exists to provide basic financial services for those members.

Credit unions were originally formed in Europe and America to provide banking services to average people.

Many credit unions were organised by unions and other labor organisations for the purpose of providing banking services for working people. Credit unions enable working people to pool their money and resources in order to help their neighbors and co-workers.

This means that if you open an account with mecu you will be one of mecu’s owners. Mecu exists to serve you, not to turn a profit for a foreign owned corporation or a group of investors. Mecu’s owners are 140,000 Australians, not shadowy investors who only care about profits.

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• mecu Visa Credit Card
  

  Find out why the mecu Visa Credit Card has delighted environmentally responsible Australian credit card consumers after they became aware of it. Find out more in our review

• mecu Low Rate Visa Credit Card
  

  Looking for an environmentally responsible, low rate credit card? Look no further than the mecu bank Low Rate Visa Card with the addition of a no-marketing promise, a competitive low interest rate and a card made from environmentally responsible plastic. Read on to find out more

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%