Mobile Phone Banking In Australia

St.George Vertigo MasterCard

The St.George Vertigo MasterCard the low rate shopping card which allows you to setup high balance alerts. This means you won’t max out your credit card as you will be informed via sms alert when you credit card balance reaches a pre-determined limit.

• $55 annual fee
• 13.24% p.a. on purchases
• 0.99% p.a. for 12 months on balance transfers
• Cash Advance Rate of 21.49% p.a.
• 55 days interest free
• Minimum Income Requirement of $15,000 p.a.
• Switch to eStatements and manage all your credit card statements online

Read the St George Vertigo terms and conditions.

Mobile phone banking solutions are the new breed of consumer banking behaviour as the mobile phone industry grows from strength to strength. We are increasingly becoming a cashless society with credit cards and PIN numbers replacing the old cash in the wallet. As we travel lighter and faster we spend less time in banking queues (and who would want to anyway) in order to save time and money. This is where mobile phone banking cuts to the mustard.

Mobile phone banking lest you make transfers in a rush while you are out and about:

As we go about our everyday duties with work, family and the little play most of us get we don’t have time to waste to make deposits, check bank accounts, pay bills or transfer funds. With increased pressures at work and at home many of us are looking to fast solutions to deal with the necessities of life – we want convenience – and that’s where mobile phone banking solutions come in very handy.

Which Australian banks offer mobile phone banking?

Not all Australian banks currently offer mobile phone banking solutions to their customers. Remember, we are still in the early days of a technical revolution and as time goes by more of the banks will acknowledge the need to serve a growing demand – unless they want to see their clients join the competition.

From what I have learned the following banks offer mobile banking access:

• ANZ
• Commonwealth Bank
• Suncorp
• HSBC
• Bank of Queensland
• NAB
• Citibank (trial)
• Community First Credit Union

Banks that support iPhone banking:

I found the following banks that support iPhone banking for those of you who own one.

• Westpac
• St. George
• BankSA
• NAB
• ANZ
• Commonwealth
• Suncorp is currently working on upgrades.
• Community First Credit Union

Please understand that above suggestions could change at any time as Australian banks are consistently updating and changing their banking environment which also includes mobile phone banking solutions.

One thing is clear though, whether you bank with your iPhone, or any other mobile phone, thanks to a range of products and tools on the market life can be pretty darn easy when you are in a rush. The one downside to the industry is security as virtual networks can be hacked unless you know how to surf safely while doing your mobile phone banking. Unless you can be absolutely certain you are surfing in a safe environment there is always a risk in using convenience tools to deal with financial data.

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%