MyCreditFile.com.au My Veda Alert Review – Purchase a copy of your credit file today

What happens when I click Apply Now?

• Clicking Apply will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
• Your application will typically take you no more than 10-15 minutes to complete
• Once approved, you will receive your credit card in the mail within 1-2 weeks

Click here to start your application >>

Related Products

Learn about our information service

	ANZ Low Rate
	HSBC Credit Card
	American Express Qantas Discovery Card
	ANZ Platinum Credit Card

Be pro-active and help protect the accuracy of your credit file by monitoring activity with My Veda Alert

Most people don’t realise how important their credit file is until it comes to completing an application for a credit card, personal loan or home loan. MyCreditFile provides a credit file monitoring service, giving you the opportunity to quickly act on any changes in your credit file.

Purchase a copy of your credit file for $59.95 inc. GST

Receive automatic notification to changes to your credit file

With My Veda Alert you will receive an e-mail notification within 24 hours of specific information being added to your credit file. For instance you would receive a notification when a financial institution completes a credit check on you, when reviewing an online credit card application you have submitted, or a loan application you have made at the bank.

By signing-up online for the My Veda Alert service you will also receive a copy of your credit file dispatched within one working day.

My Veda Alert monitors the following additions or changes to your credit file:

1. Change of address
2. Change of employment details
3. Consumer credit applications
4. Details of any overdue consumer and commercial credit accounts
5. Commercial credit enquiries
6. Bankruptcy information
7. Court judgements
8. Writs and summons
9. Directorship information
10. Details on current credit relationships with credit providers e.g. a home loan or credit card

What happens after I sign-up?

After you sign-up online to My Veda Alert you will receive a copy of your credit file by email, mail, or fax dispatched within 1 working day of your payment being made.

Frequently Asked Questions:

What is a credit file?

Your credit file contains credit-related information about you that is used by banks, telecommunications and utility companies when they are assessing your applications for credit.

What is in my credit file?

Your credit file contains important information on your credit history.

It can include:

1. your full name
2. your date of birth and driver’s licence details
3. gender
4. home address and employer details

It also contains your consumer credit information, including:

1. credit applications that you have made in the past 5 years
2. information on your current relationships with credit providers
3. details of overdue credit accounts

Commercial credit information relating to credit for commercial purposes and overdue commercial credit accounts.

Finally, your credit report includes information on the public record, including:

1. court judgements and court writs
2. directorship information
3. bankruptcy details

Request a copy of your credit file today!

Take action now by setting up your My Veda Alert credit file monitoring service to help you ensure that your credit history is accurate and up to date. Having a copy of your credit file will give you the opportunity to correct any information which may not be up to date on your credit report.

Do your research first by ordering a copy of your credit file today, to make sure your information is correct and help ensure your credit application is accurately assessed.

Information you will need to complete your online setup of My Veda Alert:

1. Your contact details
2. Driver’s Licence Details
3. Employment Details (Current and Past)
4. Residential Address (Current and Past)
5. The name of the credit provider you most recently applied to

Sign-up online for My Veda Alert:

You can setup your My Veda Alert account right now and get a copy of your credit file within 1 working day. Learn more

Read the MyCredit file terms and conditions.

Read the MyCredit file terms and conditions.

Was this content helpful to you? No Yes

Credit Cards Comparison

Learn about our information service

			Interest rate (p.a.)	Balance transfer rate (p.a.)	Annual fee	Cash advance rate (p.a.)
	ANZ Low Rate	A low rate on purchases, balance transfer and a low annual fee.	13.14% p.a.	0% p.a. for 9 months	$58 p.a.	21.49% p.a.
	HSBC Credit Card	No annual fee for the life of the credit card. Plus a low balance transfer offer.	17.99% p.a.	0% p.a. for 6 months	$0 p.a.	21.99% p.a.
	Bankwest Zero Platinum MasterCard	Exclusive Offer to Credit Card Finder. No annual fee credit card with platinum benefits.	17.99% p.a.	0% p.a. for 9 months	$0 p.a.	21.99% p.a.
	Commonwealth Bank Low Rate Credit Card	A low interest rate offer on purchases and balance transfers.	0% p.a. for 5 months (reverts to 12.99% p.a.)	5.99% p.a. for 5 months	$78 p.a. ($48 for qualifying customers)	21.24% p.a.
	ANZ Platinum Credit Card	No annual fee for the first year and a balance transfer offer.	19.39% p.a.	0% p.a. for 9 months	$0 p.a. annual fee for the first year ($87 p.a. thereafter)	20.99% p.a.

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.